DEAR ALL,
WE, THE EXWEL TRUST MEMBERS, TIRUNELVELI- DISTRICT TAMIL NADU,
" WISH YOU ALL A VERY HAPPY AND PROSPEROUS NEW YEAR 2024 "
The Ex-servicemen & Social Welfare Trust was formally declared open on 22.4.2006 to serve for the ex-servicemen and socially backward public. The Trust is promoted by the veterans of the three services.
DEAR ALL,
WE, THE EXWEL TRUST MEMBERS, TIRUNELVELI- DISTRICT TAMIL NADU,
" WISH YOU ALL A VERY HAPPY AND PROSPEROUS NEW YEAR 2024 "
WE, THE EXWEL TRUST , TIRUNELVELI DISTRICT TAMIL NADU,
" WISH YOU ALL A VERY HAPPY MERRY CHRISTMAS "
Dear veteran brothers,
There was a confusion in
the banks, how to Refund the excess amount of pension paid to a deceased pensioner/ Family pensioner.
Many
ESM associations including our Exwel Trust, sought clarification from Sparsh in this regard .
Now, PCDA has released a Circular-228 File No; AT/TECH/30/ XXI dated
19-07-2023 in this regard.
There are Two method:
1. If
there is further claimant for
pension Spouse/ daughter –and so on
2. When there is no
further claimant for pension .
If there is further claimant , there is no problem, the Sparsh will adjust
the excess amount paid by recovery.
In case of no
claimant, then, as per the latest cir 228, the Bank has to settle the Death claim
as per the existing Rule.
The amount in the pension account up to the Month
of death
can be paid as per usual
procedure.
The Excess amount paid
after the death, is to be refunded to NEFT- RBI account.
All Migrated accounts are credited through NEFT-
RBI. The excess amount to be
refunded to the same RBI account.
Only difference, the amount credited after the Month
of death instead of Date of death to
be refunded..
So, the final settlement will be – amount lying in the
account up to the 1st day of month of death to be paid to Claimant as LTA.
The excess amount paid
after the 1st day of Month of death
to be refunded to RBI account
mentioned in the circular.
Details of account
for credit of excess amount:
NAME: PCDA (Pension ) Allahabad
Account Number: 05525501008
IFSC :
RBISONDPA01
Bank Branch: RBI New Delhi
This is procedure for
FINAL SETTLEMENT OF DECEASED SPARSH MIGRATED PENSION ACCOUNTS.
We are happy to inform you that, the period of submission of Life certificate
is extended up to 31-01-2024.
Any veteran not submitted so far may submit.
Please pass on the message to all our veteran community.
Ref: CGDA CIR nO. AN/ 1/ Properly / Misc dated 15-12-2023
Dear veteran brothers,
Earlier days, the Type of pension was easily identified by Prefix in the PPO numbers.
Later on , in the Digitalized EPPOs, the Type of Pension was known by the Suffix in
The PPO numbers.
Now , after Migration to new system SPARSH, we can not identify the Type of pension by the PPO number.
We can find out by the PPO copy only., not by the PPO number.
Many of our pensioners/ Family pensioners are not having copy of Sparsh PPO. Thus the difficulty.
We furnish the examples of all the 3 types- Original, EPPO and Sparsh PPO numbers .
Original PPO:
Service Pension for Pensioners: S/ 12345/ 84
Ordinary Family pension : F/NA/ 12345/84
Spacial Family pension : F/ 12345/84
Liberalised Family pension : F/BC/12345/84
Disability element/pension : D/12345/84, D/RA/12345/84
War injury pension : D/ BC/ 12345/84
AS PER EPPO
The EPPO will
have 16 digits. 12 + 4
Example: 1 85
2016 00216- 0199
No. 1 for Army, 85 For AMC RO code, 2016 –year of discharge and 00216 for running PPO number
The last 4 numbers for type of pension.
Say EPPO No. for Ordinary Family pension: 185201600216-3000
Special Family pension : 185201600216-3300
Liberalised Family pension : 185201600216-3700
Likewise for all Types of pensioners.
Now as per SPARSH PPO numbers ;
Example: 205 1993 00216 Only 12 number and Corr no 1, 2, 3 etc.
We can see the Type of pension , in the Copy of PPO, some where at the bottom.
If there is no Sparsh PPO copy available, we cannot ascertain the Type of pension by the PPO number alone. This is the difficulty .
All our ESM Associations and learned veterans may take up the issue with higher ups.
.
Here is a very useful information. Please go through and inform others also.
ரிட் மனு எண். 405/23 கர்நாடக உயர்நீதிமன்றம்.
ஓய்வூதியதாரரால் ஆயுள் சான்றிதழை சமர்ப்பிக்கவில்லை என்றால்; அவரது ஓய்வூதியத்தை நிறுத்துவதற்கு முன், ஓய்வூதியம் பெறுபவரின் வீட்டிற்குச் சென்று சமர்ப்பிக்காததற்கான காரணத்தை அறிந்து கொள்வது வங்கியின் கடமையாகும்.
அனைத்து நிலுவைத் தொகையையும் செலுத்த நீதிமன்றம் உத்தரவிட்டது, மேலும் * ₹ அபராதம் விதித்தது. பிரதிவாதிக்கு ஒரு லட்சம்*.
6% வட்டியுடன் இரண்டு வாரங்களில் பணம் செலுத்த வேண்டும்._
2 வாரங்களில் பணம் செலுத்தவில்லை என்றால், வட்டி விகிதம் 18% சதவீத வட்டியாக அதிகரிக்கும்.
அனைத்து வங்கியாளர்களும் கவனிக்க வேண்டும்.
ஓய்வூதியம் பெறுவோர் அனைவருக்கும் பயனுள்ள தீர்ப்பு.
தயவு செய்து இந்த இடுகையை அனைத்து ஓய்வூதியதாரர்களுக்கும் அனுப்பவும்
On hearing of our services, one Widow pensioner Smt.Sornavel approached us for confirming the rate of her family pension.
Smt. SORNAVEL W/O LATE NK. Sankaralingam Esakki Service No; 13658425F.
Group- Y QS: 17 yrs. Record Office_ Brigade of Guards.
On going through the available documents, we noticed that she was sanctioned pension
vide: F/NA/ 012737/2016.
The Rate is mentioned as Rs.3500 w.e.f 24-9-2012.
PDA; Indian Overseas Bank.
The Bank was paying pension at the Rate of 3500 only . They have not revised the pension as per OROP I from 1-7-2014 and
As per 7th CPC w.e.f 1-1-2016 and again as per OROP II w.e.f 1-7-2019.
We reported this discrepancies to CPPC Bank and Record Office.
Record Office has replied with he rates of Pension in various dates and instructed the bank to revise the pension and pay the arrears without further delay,
Now, the bank has revised the Rate of pension in different periods and paid the arrears amounting to Rs.8 Lacs plus.
The Widow and her Son visited our Trust Office and expressed their thanks for this valuable help .
Our Trust is very much satisfied with our efforts for achieving one more favourable result.
Today is ARMED FORCES FLAG DAY; , celebrated in our country.
Every YEAR, ,. 7th December is observed as ARMED FORCES FLAG DAY in India, to honour the Martyrs, veterans and Serving personnel of our Defence Forces.
This day - FLAG DAY is observed every year since 1949 to remember the services of Armed Forces.
Funds collected on this occasion will be utilised for the welfare of our Military veterans and families.
Dear all,
We are happy that pensioners / Family pensioners from Army, Navy and Air force and Defence Civilians including EPF and civil pensioners have submitted their Life Certificates through our Trust. So far more than 150 pensioners have submitted through DLC/ MLC / JeevanPramaan and Facial app methods. Still more pensioners are expected till the end of November 2023.
Dear Veteran Brothers,
Here is a confusing
message received . All of you, please be cautious.
There may be mistake in
the system or fraud,.
One Air Force veteran has
received a message regarding Life certificate,
Jeevan Pramaan - with ID number to check the status.
On submitting the details, the LC was down loaded,
To his surprise,
The Sparsh PPO numbers
belongs to Army Veteran, and Photo is of
Air Force veteran.
The Air Veteran has
already submitted Life certificate and approved- due date Nov.2024.
This latest message is a surprise and very much confusing.
If this is case, any one may submit Life Certificate for other person also which is misleading.
We are attaching the Life certificate -
PPO number is of a Army Veteran Photo is of ourLiaison Officer Vet,Sgt.S.kanthiah.
All veteran brothers are
requested to be cautious - check up the
LC once more for
confirmation to avoid stoppage of pension..
Dear Veteran brothers,
As per UIDAI instructions, every Aadhar card is to be renewed after 10 years.
Now, we come across this problem , when we up load the Aadhar card in Sparsh portal,
it is rejected as invalid. . When we analised the reason, , we noticed that the Aadhar card was not renewed after 10 yrs of issue.
For example, One Aadhar. card was issued in 2012 , then it is due for renewal If it is not renewed, it will not be accepted by sparsh. Please check up with original Aadhar , the lengthy one, where the date of issue will be there. .
In view of the above, all veterans are requested to verify your Aadhar card , renew it if it is more than 10 yrs. If not renewed it is not valid.
Our Veteran brothers ans ESM associations are requested to pass on this information to others .
VETERAN HAV RICHARD AND HIS WIFE AT OUR TRUST OFFICE
One veteran Richard Muthu Money
approached us for change of name
and Date of birth of his wife.
Name: Richard Muthu Money ,
Hav: Service No; 6808607
PDA: Canara bank,
We made all the
arrangement for Paper publication, Affidavit
, forwarded to Record Office .
He received the part II
order now..
Meanwhile, his pension
account is Migrated to Sparsh also.
We, created New pass word, gave
PDV and submitted Life
certificate.
Down loaded pension slip ,
He and his wife were very
much happy and expressed their sincere
thanks to our Trust for this valuable
help.
this is the month of LIFE CERTIFICATE.
All are requested to submit Life certificate before 30-11-2023 to avoid stoppage of pension.
Sparsh Migrated account also can submit. as per the DUE date mentioned in the Pension slip..
Submit LC in your Bank or any other servicing centers , you can approach us also.
We know that the Digital Identification of PPO number is allotted to all the three forces. It contained 12 digits for PPO 2 digits for User Name-suffix.
First number indicates the Force Army, Navy and Air force
No.1 and 2 for Army, No. 3 and 4 for Navy , No. 5 and 6 for Air force
No. 7 for Defence accounts department
No: 8 for Defence civilians
ONE EXAMPLE: 223199812345-01/02 2 23 1998 12345 01/02
FIRST -1 DIGIT -2 FOR ARMY PBOR
NEXT -2 DIGITS - 23 is the Code number of (MRC ) RECORD OFFICE,
Next 4 digits 1998 INDiCATES THE YEAR OF RETIREMENT
Next 5 digits 12345 is the running ppo number
next -suffix- 01 for pensioners and 02 for family pensioners
Total 14 digits all the pensioners.
Corr PPO number will be allotted as Corr 1, 2 and 3 and so on.
It means, Army PBOR, of MRC records,,discharged in 1998 and his sparsh PPO number is 12345 , 01 is for pensioners and 02 for family .
THIS IS HOW IT IS IDENTIFIED.
OTHER EXAMPLES:
:101 1998 12345 01 AND 02 FOR ARMY OFFICERS AND FAMILY
201 1998 12345 01 AND 02 FOR ARMY PBOR AND FAMILY
301 1998 12345 01 AND 02 FOR NAVY OFFICERS AND FAMILY
401 1998 12345 01 AND 02 FOR NAVY PBOR AND FAMLY
501 1998 12345 01 AND 02 FOR AIR FORCE OFFICERS
601 1998 12345 01 AND 02 FOR AIR FORCE PBORS
701 1998 12345 01 FOR 02 FOR DEFENCE ACCOUNTS DEPARTMENT
801 1998 12345 01 AND 02 FOR DEFENCE CIVILANS AND FAMILY.
ALL VETERAN BROTHERS MAY MAKE NOTE OF THIS FOR THEIR KNOWLEDGE AND TO GUIDE OTHERS .
Vet.Sgt.S.Kanthiah, Vet.NbSub. Lawrence Vet.Sub.Maj.P.Subramaniam and Mr.Mani Knadan
WE WISH YOU ALL A HAPPY SARASWATHI [POOJA-2023
We are very glad that one
Retd naval commissioned officer
visited our Trust
office. This is the first Time, one
Retd Officer has
Visited our Trust Office.
Name: G. MARIA SAMUEAL
RANK: Lt.Cdr.
No: 80106H
We explained to him the services rendered by us to our veterans
And families. He was very much impressed on our services.
His, PPO is Migrated to
Sparsh , SMS received.
We logged in to sparsh portal and found his
Sparsh PPO no :301199700088.
Then we followed the
other procedures like
Creating New Pass Word,
Submitting Acknowledgment/
Undertaking and Aadhar consent and Esign etc.
All operations was
successful. Then We submitted his Life
Certificate-
Then we downloaded his Pension slip, Pension entitlement and PDV
And corr PPO- Sparsh.
The Officer was keenly
watching our actions and appreciated .
He was so happy and
thanked us for the help and wished all
of us
For a happy, healthy long
life for serving our veteran community.
Our Trust is very much
happy in helping one Commissioned officer.
Dear Veteran Brothers,
Still many veterans are inquiring about the Rate of family pension and how to find out.
It is simple; As per regulation, 30% of emolument (Pay) is the Rate of Family pension.
Many of us are not aware of Last pay drawn./ Emolument. But , we all know about the Basic pension of ourselves.
Hence , it is simple formula to calculate Family pension . that is, 60% of our basic pension is the Rate of Family pension. For your convenient, we are giving one chart for ready reference..
VETERAN NK. KARUPPALAGU AT OUR TRUST OFFICE.
On hearing the services of
our Trust, the below mentioned veteran visited
our
Trust for confirming his pension
details.
Name: KARUPALAGU Rank: Nk
( 1246053 ) Arty Records.
Ppo.No: D/RA/9114/2003 PDA:IOB
He was discharged on 1987 with disability pension. Then he was
Called for Re-medical Board and was sanctioned Disability for life.
He was having the covering letter only intimating his
disability pension
For life. NO PPO
copy.. On verifying the pension details,
we noticed
That he was being paid
only service element. We contacted the Bank,
They informed that there
is no PPO available for DE. Then we wrote
to
Record Office for confirmation, they confirmed . then we wrote to PCDA
Allahabad for a Duplicate Copy of PPO with Loss
certificate from veteran.
After having
correspondence for about ONE year,
We received a copy of PPO
with intimation to CPPC, IOB.
Then we represented to
CPPC, IOB with arrears calculation .
The CPPC was kind enough
and revised his Disability element and paid
an arrears from 2003
amounting to about 7.9 Lacs.
The veteran was so happy
and visited our Trust and sincerely thanked
our Trust for all the help extended in getting
his Disability pension,
arrears
plus about Rs.6000 /- per month for life.
Our Trust is very much satisfied in helping one more
veteran .S
Today October 8th , is our Indian Air Force Day.
WE. THE EXWEL TRUST MEMBERS WISH YOU ALL
"A VERY HAPPY AIR FORCE DAY "
Dear Veteran brothers,
If the latest MOD letter
No: F.16(3)/2023/D( Pen/Pol) Vol-II dated 21-9-2023 is implemented ,
In our understanding the
following disadvantages will be there:
1. Name of Disability
pension is changed as Impairment Relief-
the Disability Relief is not a
pension.
It is only a relief for disablement. It
looses the status of pension.
2. Any Relief is not
eligible for Dearness Relief , hence our
Disability element is not eligible for
DA.
3. Only Disability pension ( service element + Disability element) is exempted from Income Tax,
Now, the
Disability element is not a pension, hence it is not exempted from IT. All Disabled
Veterans are to pay income Tax.
4. At present
the Disability Element is added with Service element and DA
calculated, Hereafter,
The DE is not eligible for DA as it is a
Relief, hence a LOSS.
5. Commutation on Disability is only on the initial sanction
i.e 20%/ 30% and so on.
The broad banding effect is not applicable
. that is to say , no further
enhancement on commutation.
6. Likewise,
War Injury pension is called WAR Impairment
RELIEF,
It is not a pension.
Liberalised Disability pension is called as
Liberalised Impairmentss Relief. Ir is
not a pension.
ONLY PENSION IS ELIGIBLE FOR
DA, HENCE THESE RELIEF ARE NOT
ELIGIBLE FOR DA.
Note: We understand that this order is applicable for Serving Soldiers and Future retirees.
Also this order supersedes all the previous circulars on
casuality awards.
There is no effect of FAMILY
PENSION.
Example :
Existing calculation : For
a sepoy
Group Y QS 17 yrs: DE: 50%
Service element……………..18807.00
Disability Element…50%.....
5642.00
Total ………… 24449.00SS
DA at
42%..........................10269.00
Net monthly pension……34718.00 as on date
as per OROP-II
After this order – future retirees will receive:
Service element……………..18807.00
DA at 42%.................... 7899.00
Total………….
26706.00
DE-Impairment Relief 50%...5642.00.
NET MONTHLY PENSION…… 32348.00…AS PER NEW ORDER.
Now note the difference :
34718 – 32348= 2370 - loss
per month .
In addition to this loss , one has to pay Income Tax if assessed.
Dear veteran
brothers, there are objections and
protest is going on against this Rule.
All are requested to raise our voice about this
anomaly in where possible forum.
Dear Veteran brothers and Family pensioners,
The Time has come for submission of LIFE
CERTIFICATE.
For Veterans of 80 yrs and above can submit LC from 1st October
2023
for
other veterans below 80 yrs of
age can submit from 1st November
2023.
For those whose Pension is Migrated to SPARSH may submit life certificate ,one year after the precious submission.
Example: Migrated in June 2023, and submitted Life certificate in June 2023, he has to submit next Life certificate in JUNE 2024. Likewise. you can find out the next Life certificate Due from your monthly pension slip also.
All veterans and Family pensioners are
requested
to submit LIFE CERTIFICATE in time to avoid stoppage of pension and face
hardship.
Dear All Military veteran brothers,
We are surprised to note that our DESW –MOD has released a letter on 21-9-2023,
Regarding change of Name of Disability pension.
ENTITLEMENT RULES FOR CASUALITY PENSIONARY AWARDS TO AEMED FORCES PERSONNEL-2023
AND GUIDE TO MEDICAL OFFICERS -2023 REGD.
Vide : F.NO:
16(3) 2023/D(Pen/Pol) / Vol II ,
GOI, MOD- DESW dated 21-9-2023
The name of Disability pension is changed as
IMPAIRMENT RELIEF..
Any relief like Dearness Relief is not exempted from Income Tax.
We feel, as
per this letter, our Disability pension may not be exempted from Income Tax.
As on date, our Disability pension, (Service element +
Disability element ) is exempted
from
Income tax ,
and DE pensioners are benefited.
Hereafter, if
our assumption is correct, the benefit
is going to be removed.
This order supersedes all the previous orders on the subject
Our senior veterans and ESM associations are requested
to go through the letter and be ready
for the loss.
Dear Veteran brothers,
We all know that, our pension papers are Migrated to New system SPARSH, from August 2021 to save some expenditure for the disbursement of pension by Banks.
Though the system - SPARSH looks good, i.e ONE IN ALL, a single widow operation , processing, disbursement, revision etc. from one place SPARSH, Allahabad.
The disadvantage is more than the Advantage.
As per Advisories. it was told that, the time taken for processing, disbursement etc. will be very less , say with in 15 days, comparing to Bank's action. It was looking attractive but in practical way, it is not so. Now, we are coming across lots of problems and not able to rectify any incorrect DATAs, and there is no direct contact to solve the difficulties . All in ONE LINE -digital way only. It is not solved in short time. Our veteran/and families are not that educated to go for Digital- computer based actions.
When we lodge a complaint to any problem,. and if it is pending for unlimited period , say for about 148 days and so on. We are not allowed to lodge another complaint when the previous complaint is pending.
This is the hardship and sufferings faced by our veterans and Family pensioners.
All our veterans and Associations are requested to raise the issue in different platform.
" WISH YOU ALL A VERY HAPPY VINAYAGAR CHATHURTHI "
15 இவ்வாறாக, ஸ்பார்ஷ் என்னும் மின்னணு,, இணைய தள, ஆன் லைன் பென்சன் வழங்கும் வழி முறை மூலம் பென்சன் சம்பந்தப்பட்ட எந்த பணியும் தாமதமின்றி உடனே, ஒற்றை சாளரம் முறை யில் நடை பெறுகிறது.. முன்பெல்லாம் வங்கிகளின் கட்டுப்பாட்டில் பென்சன் இருக்கும் போது, ஒரு பிரச்சினையோடு வங்கிக்கு நாம் போனால் பொறுப்பற்ற முறையில் , இது மேலிடத்தில் (CPPC) கேட்க வேண்டும். எங்களால் ஒன்றும் செய்ய முடியாது. என்று பதில் சொன்னது. அப்படியே ஏதாவது செய்தாலும் அந்த வேலை முடிய மாதக்கணக்கில் ஏன் வருடக்கணக்கில் கூட கால தாமதம் ஆனது. ஒரு EXSM இறந்தால் அவரை சார்ந்தோர், ஃபேமிலி பென்சன் பெறுவதற்கு பல மாதங்கள் வருடங்கள் ஆனது. இதனால் ஏற்பட்ட சிரமங்கள் சொல்லி மாளாது. எனவே முன்னாள் ராணுவ வீரர்களின் பென்சன் வழங்கல், ஃபேமிலி பென்சன் வழங்கும் அனுமதி மற்றும் தேவையான டாட்டா வேலைகள் அனைத்தும் ஸ்பார்ஷ் மூலம் துரித கதியில் முடிக்கபடுகிறது என்பதில் எந்த மாற்றுக் கருத்தும் இல்லை என்பது நிதர்சனமான உண்மை..
நன்றி நன்றி நன்றி நன்றி
முன்னாள் ராணுவ வீரர் மற்றும் சமுதாய அறக்கட்டளை
திருநெல்வேலி
Today 17-12-2024 is PENSIONERS DAY. we, the Exwel trust members on the occasion of pensioners day, "WISH YOU ALL THE PENSIONERS ...