Saturday, October 22, 2016
PENDING-PENDING- AND PENDING -DISBURSEMENT OF PENSION ARREARS AS PER CDA CIRCULARS-547, 548, 555, 560 AND 567.
PENDING –PENDING- AND PENDING - DISABURSEMENT OF
ARREARS –CDA CIRS 547,548, 555,560 AND 567.
It is heartening to note that still lot many veterans and family pensioners
are not paid with their eligible pension Arrears as per the above Circulars.
As per bank officials, the reason for the Delay is Non Availability of DATAs like Rank, Group and Qualifying service and Date of birth with them.
But how long this answer will continue, some way has to be found out.
The Pensioners and the Banks have to initiate steps like forwarding Annexures to the concerned Record Offices/PSA for obtaining the required particulars.
Most of the Pensioners are not aware of these Annexures and only the Bank has to
Inform the pensioners where ever the documents are insufficient. And initiate
Raising the Annexures. Bur it is not being done, thus the delay and pending.
There are circulars stating that in case of DOUBT in revising the pension, they can approach the PSA concerned.
We have come across few cases of death with out receiving their entitled dues in time. It is unfortunate.
Now the Banks will be busy in implementing the DE-LINKING OF 33 yrs service – as per CDA circular 568 followed by 7th Pay Commission and addressing the anomalies
So, the old cases will keep on PENDING …..and it will be allowed to rest and forgotten on the demise of pensioners..
It is not that easy to claim the Life Time Arrears by the NOK nowadays.
Our humble request to all our ESM organizations and Associations to help our affected Veteran brothers and Family pensioners in your areas to get their entitled pension arrears PAID IN TIME on a war foot.
Thursday, October 13, 2016
Monday, October 10, 2016
WILL THE BANK PAY THE ARREARS TO ME IN TIME ?
BELATED REVISION OF ENHANCED RATE OF ORDINARY FAMILY PENSION
FROM 1.1.2006 TO 23.9.2012.
(CDA CIR.567 D.16.9.2016, CDA CIR.494 DT.19.3.2013 AND CDA CIR.397 DT.11.11.2008.)
The Defence Family Pensioners, who were eligible for payment of Enhanced rate of Ordinary Family Pension from 1.1.2006 for their respective period, were paid as per 5th CPC scales. The pension paid to the deceased pensioners at that time was as per his PPO which was pro rata pension.
The same Pro-Rata pension was sanctioned as Enhanced Rate of Ordinary Family Pension. Whatever paid to the deceased Pensioner was treated as Enhanced Rate of Ordinary Family Pension. This rate of pension was actually pro rata pension and not full pension. The pro rata pension was continuing for pre 2006 pensioners even after implementation of 6 CPC, which removed the Pro rate clause for the pre 2006 pensioners.
Various pensioners’ federations took up the matter in the legal forum and got benefits for pre 2006 pensioner including abolition of pro rata pension.
The following circulars were released on this subject. Cir.547, 548, 567 and now delinking order for full pension.
Now let us see the benefit of CDA Cir.567.
The 6 CPC recommendations were implemented in 2008 only through Cir.397. But the enhanced rate of Ordinary family pension was not touched at that circular. It was taken up only on 19.3.2013 through CDA Cir.494 to revise the Enhanced Rate of Ordinary Family pension with the Minimum of the Pay Band rates through Tables 1 to 4 w.e.f. 1.1.2006 w.e.f. 1.1.2006. It is not known whether the benefits of this circular No.494 was passed on the eligible family pensioners. Because the effected family pensioners do not know this benefit at the same the Banks also normally does not pay such arrears of their own.
Later many judicial pronouncements made the government to release another Circular No.567 on 16.9.2016 to revise the enhanced rate of Ordinary Family Pension as per the attached tables A to F w.e.f. 1.1.2006 to 23.9.2012 or till the effective period of enhanced rate of Ordinary family pension admissible, whichever is earlier.
Now the ball is in our court. The Banks will not pay of their own. It is a back dated arrears for a limited people and for a limited people. The concerned pensioners also do not know the benefits. This is the time for the Welfare Associations to come out and help these family pensioners.
In order to make the arrears calculation easy, the Exwel Trust had developed a Software program to calculate the arrears for the affected people and it will be uploaded in their Website www.exweltrust.in very soon.
This is applicable for those pre 2006 deceased pensioners whose families were eligible for Enhanced rate of Ordinary Family pension from 1.1.2006 to 23.9.2012. They will get arrears from 1.1.2006 to 23.9.2012 for their respective periods. The amounts of arrears will be the difference between rates as per circular 494 and cir.567 with DA for their applicable period from 1.1.2006 to 23.9.2012. (7 Years)
Every family pensioner should have the following information to specific dates to claim the arrears.
1. Name of the Deceased Pensioner.
2. Rank of the Pensioner.
3. Qualifying Service.
5. Date of Birth of the Deceased pensioner.
6. Date of Death of the pensioner.
7. Age at the time of Death.
8. Enhanced pension received on 1.1.2006.
WAIT FOR FEW DAYS, WE WILL UPLOAD THE CALCULATION IN OUR WEBSITE www.exweltrust.in
SOI: Sincere thanks to our Indianexserviceman Blog for this very useful Article.
Sunday, October 9, 2016
Friday, October 7, 2016
Wednesday, October 5, 2016
ON YOUR FINGER TIPS
The Exwel Trust had uploaded the Delinking Arrears calculation in their website:
www.exweltrust.in. Please visit and get your arrears print out.
You have to feed minimum of your particulars only like,
Name, Rank, Group etc., the software programme
will take remaing and give you a beautiful print out.
This is for each and every individual print out which
can be sent to bank for payment.
THERE ARE LOT OF INFORMATION IN OUR WEBSITE.
PLEASE VISIT AND OFFER YOUR COMMENTS. THIS WEBSIT...
Saturday, October 1, 2016
These Circulars were issued long back but still many Veterans and widows are not paid their arrears.
We understand that the arrears of Cir 560 for Special and Liberalised Family pensioners and Disability pensioners are not paid by Many Bankers so far.
Now, the Resolution for 7th Pay Commission and MOD Ltr.for De-Linking of 33 yrs. are issued .
Our veteran brothers are to approach their Bankers for early disbursement of arrears as per Cir 547/548 and 560.
If required, they have to complain to General Manger/ CPPC of their Bank.
All our Veteran brothers and associations are requested to help the
Veterans and widows in their areas for getting their arrears paid early.
The very long awaited order for full pension of 50%(DE-LINKING OF 33 YRS) is issued by MOD
vide No: 1(2)/2016-D(Pen-Pol)dated 30-9-2016.
Now CDA circular is expected at any time for disbursement of arrears..
Let us be Happy that the Orders for Both DE-Linking and the
7th Pay commission are released simultaneously.
Now, it is up to the PCDA and Banks to disburse the arrears
at the earliest possible time.
We hope to receive the arrears before Booja Holidays.
Friday, September 30, 2016
The DESW has released the Resolution on 7th pay commission for defence pensioners on 30-9-2016.
Hence multiplication factor of 2.57 will be applied on the OROP figure and not on any other figure including that recommended by the 6th CPC.
OROP has been fixed in 2014 and the next revision is due in 2019. However a court case has been filed on the OROP in the SC. Defence personnel are likely to win the court case. This will lead to yearly revision of the OROP. Thus OROP will be revised based on the data of 2015. This OROP will be multiplied by 2.57, then.
We shall wait for CDA circulars for Chart and other details soon.
The 82 yrs old Valliammal is expressing her sincere thanks to our Liaison Officer Sgt.S.Kanthiah,veteran.
On hearing the services of our Trust,
The below named widow approached us for a help in getting DUAL family penSpon.
Nam: Smt.Valliammal W/O Late. T.Subbiah Rank: NK.
The veteran was re-employed in Tamil Nadu Govt . and was receiving TWO pension. After his death, his wife was sanctioned with Tamil Nadu pension.
Now as per the recent Circular, she is eligible for pension from Military service also,
We prepared the related documents to her Record Office and she is sanctioned with DUAL family pension vide PPO.No: F/NA/02334/2014.
The widow called on us with the PPO and was very happy and thanked us for this valuable help.
Our Trust is also happy in helping one more widow for Dual Family pension.
Tuesday, September 27, 2016
The below mentioned Veteran called on us and expressed his grievances
That he has put 20yrs service but being paid only Sepoy’s pension.
Name: R.Srinivasan Rank: Sep QS:20yrs. Gp- Y
As per his statement , he is eligible for the Rank of TS.Nk., but being paid pension
for the Rank of Sepoy.
He has also represented this discrepancy to his Record Office and not received reply.
He is a Post 2006 retiree and eligible for Disability of Minimum of 50% but being paid only 20%.
We have now prepared the Annexure for Broad Banding and guided him to forward the same through his PDA.
The veteran was happy with our action and thanked us for this help.
PLIGHT OF WIDOWS FOR COMMENCEMENT OF THEIR PENSION.
After the death of pensioners, the widows under go lots of hardship in
Getting their pension commenced.
There are two types:
1. Endorsement of Family pension already done.
2. Part II order published for Marriage but Endorsement of
family pension not done- Pre 1985 retirees.
In the case of Endorsement Existing:
1. The pension account is converted to Joint A/C with spouse.
2. No joint account done.
As per pension Rules, where the Joint notification and Joint a/c is
existing, on death of a pensioner, the pension may be disbursed to the
Widow after obtaining the death certificate, Non –marriage and undertaking certificates.
But what is happening, even after submitting the certificates, it takes
Months together for commencement. The Paying branch receives the Documents and forward it to their CPPC. CPPC takes their own time for Updating their DATA punching and so on. Till the time,
The widows are with out pension and income and facing the financial Hardship.
In some cases, as per Hindu religion, the widows are not allowed to come out from home for about 40days, then they run here and there for their pension.
The delay is due to both side of Bank as well as the widows.
Not only this, the widow has to run pillar to post for getting
Death Certificate, Legal heir certificate and Non-Marriage certificate from Municipality and Revenue Departments.
As we understand that ,to commence Family pension, it takes about
Not less than 3 months .
In some cases, the documents submitted to the paying branch is misplaced at the Branch or CPPC and no disbursement of pension
. After repeated reminders, the widows are advised to forward once more the documents, thus the delay.
In one case, due to this delay from all the sides, the CPPC now says
that the claim has crossed more than a year and a Fresh order has to come from CDA, then only they can disburse the pension.
The widows are advised to write to CDA for getting Fresh PPO.
We all know how much time the CDA takes for issuing PPO.
All the above facts are for those - the Endorsement and Joint A/C is
It is more difficult for those for whom there is no Part II order for Marriage and no Endorsement for family pension and No joint A/c..
These are the Hardships faced by the widows for getting their pension due to the inaction by the pensioners and the Banks.
We request all veteran brothers to convert your Pension single account into Joint account with your spouse with out delay to avoid the hardship to your spouse in the later date.
All our veteran Associations and Organisations are requested to
Educate / inform the veterans on their Annual meetings and other gatherings about this happenings..GUIDE AND HELP THEM.
Saturday, September 24, 2016
On hearing the services of our Trust, one Hony.Capt called on us from Nagercoil
about 60 Km from our Place and expressed his grievances that his pension was not revised correctly.
Name: S.MURUKESAN Rank: Hony.Captain.(Sub.Maj) JC 161215K
QS:32 YRS. PPO.NO: S/054708/97 AND S/CORR/046030/98.
PDA: Syndicate ban- Nagercoil, KK dist, TN.
First he was sanctioned with pension for the Rank of Hony.Lt and then Hony.Capt..
We understand from the veteran that he was being paid pension fro the Rank of Hony.Lt for a long time in spite of his repeated request and representation.
Lastly he approached Defence Adalat and got the instruction for pension for Hony.capt. Now he is being paid correct Rate.
He complained that the pension was revised from 1-1-2006 only and not from the date of discharge i.e 1-4-1998.
We verified his available records . On going through his pass book entries from 1-5-1998 and month wise calculation, we noticed that the Bank has disbursed the pension at correct Rate from 1-5-1998 to 31-12-2005 also...
We explained the same to the veteran with full calculation and he was satisfied
and was relieved of his tension. He was of the view that his pension was revised from 1-1-2006 only and was worried. After coming to us and with our submission he is happy and his grievances addressed.
Thursday, September 22, 2016
HAPPY NEWS FOR POST 2006 –HAV-ACP-I AND HONY.NB.SUB.
Those post-2006 - Hav- with ACP-I are being paid Hony.Nb.Sub pension and also Granted Hony.Nb.Sub Rank at later Date.
Now it is confirmed that they are eligible for pension for the Rank of Regular Nb.Sub under OROP as per the
Latest Circular 566 dated 16-9-2016.
All the affected veterans including Flight Sergeants/ JWOs of Air force may approach their PDAs / CPPC for the correctness.
Tuesday, September 20, 2016
Today, the below mentioned veteran called on us for verifying the correctness of his pension.
Name: Immanuel ( 6301993 )
RanK: Havildar Group_ X QS; 20.5 yrs,
PDA: SBI, Tuticorin- Dsit.
On going through his pass book entries, we noticed that he is being paid correct Rate of pension.
Then , on interaction, we came to know that he has not applied for
Endorsement of family pension.
We explained the importance of Joint Notification and Joint account.
Immediately, we prepared the Appendix-I and Annexure-II, got it signed, and witnessed.
We guided him to forward the same through his PDA to His Record Office, (Signals )
The veteran was so happy and sincerely thanked us for this timely help.
Our Trust is also happy in helping one more veteran in this regard.
We have helped more than 100 veterans for Joint Notification.
We feel, still some more veterans are there .
We request our veteran brothers to enquire, your old friends of pre-1984
Retirees whether they have got the Joint Notification done in favour of their wife,
if not done, please tell them to apply immediately as they are aged.