VISIT OUR WEBSITE http://exweltrust.in for OROP ARREARS CALCULATION

http://exweltrust.in/index.php/home/start">"visit http://exweltrust.in for OROP arrear calculation sheet"> Contact: Exwel Trust, 3D ST MARK STREET, Samathanapuram, Palayamkottai, Tirunelveli
Phone:9894152959.& 04622575380.Email:esmwelfare@yahoo.in

ALL SEP, NAK, HAV WHO HAVE PAID TAX CAN GET REFUND BY FILING TAX RETURN FORM 10E.

ALL SEP, NK, HAV WHO HAVE PAID INCOME TAX CAN GET REFUND BY REFILING TAX RETURN WITH FORM 10E. YOU MUST SEND PAN CARD, AADHAAR CARD AND COLLECT FORM 16 FROM BANK. Contact: Exwel Trust, No.3D St. Mark Street, Samathanapuram, Palayamkottai, Tirunelveli 627002. Phone:9894152959.& 04622575380.Email:esmwelfare@yahoo.in

Tuesday, August 15, 2017

YET ANOTHER VETERAN HELPED FOR BROAD BANDING OF DE





Veteran  Hav. TRP Monimuthu with his wife at our Trust Office
The elderly couple were very happy with our service .

 On hearing the services of our Trust, the below mentioned veteran approached us for a help in getting his Disability element –enhanced

Name: Thomas Richard Paul Monimuthu   Rank: Havildar
Group- B    QS: 20yrs   RO- AMC.
He was Discharged  with 20% Disability Element under Low Medical Category.

We prepared the related Annexure as per CDA cir 429 & 529, and forwarded to his RO, AMC.
After 4 months, he has received the Revised PPO  revising his Disability Element to 50% w.e.f 1-1-1996  vide PPO.No. DE/CORR/ 11257/17.

The veteran along with his wife came to our Trust , all the way from Nazareth some 40 k,m from our place and expressed their sincere thanks
For this valuable help.

Our Trust is also happy in helping one more veteran.. 

Monday, August 14, 2017

GREETINGS - 71ST INDEPENDENCE DAY




         OUR TRUST WISHES
                 "    A  HAPPY  71ST  INDEPENDENCE DAY  "

Friday, August 11, 2017


INCOME TAX FOR DEFENCE PENSIONERS

If the total pension income of a defence pensioner is more than 2.5 lacs, they have to file IT return.  Those who have not filed within the due date, they can file now belated return up to Mar 2018.

Many pensioners could not file due  non availability of correct Form 16 from their banks.  As the pension income had increased due to the payment of delinking arrears, an IT return filed with Form 10E will give good amount of Relief u/s 89(1) specially for the pensioners of the rank of Sep, Naik and Havildar and they will get refund if any excess tax recovered by the bank.

It is important that every pensioner should collect Form 16 from bank and submit IT return without fail.

Fortunately, the tax liability will be nil for the AY 2017-18 because of the relief available for delinking arrears.  You can get refund of the excess tax recovered only if you file IT return.

Those who want to file IT return now may contact Exwel Trust for help and guidance.

DETAILS OF TAX LIABILITY AND RELIEF




SEP
NAIK
HAVILDAR
TOTAL INCOME
335620
410564
563437
TAX
3669
11388
38818
RELIEF
3669
11388
30023
TAX PAYABLE
NIL
NIL
8795
REFUND
3669
11388
30023

It is seen from the above table that the Sep and NK get full refund of the tax paid and the Hav Rs.30,023 as refund out of Rs.38,818 as tax paid.  This is applicable to all defence pensioners of the rank of Sep, Nk and Hav and equivalent ranks in other services.

TAX RELIEF ON DELINKING ARREARS

The delinking arrear is calculated from the  year 2005 onward. Therefore the Delinking arrears paid in Dec 2016 has to be spread out from 2005 and relief calculated properly for claiming relief u/s 89(1).

For an arrears of Rs.88,155 for a Sepoy the Relief available will be Rs.3669.
For an arrears of Rs.1,40792 for a Nk, the Relief available will be Rs.11,388.
For an arrears of Rs.1,78,044 for a Hav the Relief available will be Rs.30,023.

This article is published for benefit of those who have not filed tax return or who have filed tax return without preparing 10E.(Relief u/s 89(1)  You can re-file now with 10E and get refund.

Normally filing income tax after the due date will attract interest @ of 1% for the tax liability.  But in the case of Defence pensioners, who are filing with 10E, only small amout of interest will come if they happen to pay tax after adjusting the relief.  Otherwise they will get refund of the tax recovered.

CONTACT EXWEL TRUST FOR REFILING NOW
PHONE:0462-2575380



USEFUL INFORMATION- FUNERAL EXPENSES RATE ENHANCED.




We understand that  the Rate of   -Funeral expenses/grant has been   Enhanced from 5000 to

10000 by the Department of Exservicemen welfare, Tamil nadu.

There was no grant for Wife of ESM.   Now  the spouse also made eligible  - Rs.5000.

The old age pension is enhanced from 1500 to 2500.

All veteran brothers, please note the changes and pass on the message to others also.

(Source Tamil News paper report)



Tuesday, August 8, 2017

YET ANOTHER BIRTHDAY CELEBERATION AT OUR TRUST.







 Sgt.C.Muthukrishnan, Air veteran,  Our Financial Trustee is cutting the Birthday  cake 

     Sgt.C.Muthukrishnan is offering cake to our Admin,Officer Hony. Flt.Lt M.Packia natarajan.

          Our Financial Trustee,  well known to all our Ex-Servicemen,
Sgt.C.MUTHUKRISHNAN  , Air Veteran has completed his 71 Yrs of age.

        We have celebrated  his 72nd Birthday ( 09-08-1946) today.

On this auspicious day, we the Trust members 
“ Wish and pray the almighty to give him a hale and healthy long life
 to further  serve our Ex-Servicemen  community.

AIR FORCE ASSOCIATION, THANJAVUR SIXTH ANNIVERSARY INVITATION



GOOD NEWS -GRANT OF FAMILY PENSION TO DIVORCED DAUGHTERS



ONE MORE GOOD NEWS –
REGARDING PENSION TO  DIVORCED DAUGHTERS

 

So far, the Government has denied  granting of family pension to those Divorced Daughters who got their  divorced order after the death of their parents.

Our Trust also  has submitted one such case.

Now , as per GOI, MO P, P.G& Pensions, Dept Of P& PW
  Letter No: 1/13/ 09-P& PW (E )  dated 19-7-2017 

The govt. after consideration  has decided  to grant Family Pension to such Divorced daughters if other conditions are fulfilled..

It is a good news.

All affected Divorced daughters may apply  again  and get the benefit.

Dear veteran brothers , please pass on this information to such affected cases in your areas.

Sunday, August 6, 2017

FILING OF INCOME TAX RETURN AFTER THE DUE DATE I.E. AFTER 05.08.2017


FILING OF INCOME TAX RETURN AFTER THE DUE DATE I.E. AFTER 05.08.2017

Now that the last date for filing IT return is over. (i.e. 05.08.2017).  Even now it is not late to file your return, if you have not done so.    You can re-file your return with 10E (if you have filed within the due date) and get refund.

This article is published for the benefit of those who missed to file knowingly or unknowingly.  It is better to know the consequences for not filing tax return and the conditions for filing revised return.

If you are affected, please read this article carefully, and contact Exwel Trust if you want any help in this regard.

NOT FILING RETURN WITHIN THE TIME ALLOWED:

When an individual has not filed the return within the time allowed u/s 139(1), he can file Belated  Return u/s 139(4).

A belated return can be filed before the end of relevant Assessment year.  The present case it is 31.3.2018.

CONSEQUENCES FOR NOT FILING WITHIN DUE DATE U/S 139(1)

(a)    Interest under Sec.234A shall be charged at 1% per month or part there of on the tax payable on self assessment.
(b)   The benefit of carry forward of losses will be lost.
(c)    The right to revise the return of income u/s 139(5) will be lost.

CONSEQUENCES WHEN THE RETURN IS NOT FILED

(a)    When the Assessee is required to file return u/s 139, and the same is not filed before the end of the relevant AY he is liable to pay a penalty of Rs.5000 u/s 271F.
(b)   Best judgment assessment can be made u/s 144.
(c)    Prosecution u/s 276 CC is also attracted in some cases.

CONDITIONS FOR FILING REVISED RETURN U/S 139(5)

(a)    The original return should have been filed within the due date u/s 134(1) or within time limit specified u/s 139(4).
(b)   There  should be an omission or wrong statement in the original return filed.

The revised return shall be filed before the expiry of one year from the end of the relevant AY.

REFILING OF IT RETURN SPECIFIC TO DEFENCE PENSIONERS FOR THE AY 2017-18

This is the first time that almost 90% of the defence pensioners have been taxed due to the payment of delinking arrears, OROP arrears and 7 CPC arrears.

1.      For example a ‘Y” group Naik with 17 years service was paid a total pension (including all arrears) of Rs.3,93,570 and paid a tax of Rs.14,324 as per F.16 instead of Rs.9638 as tax.  After filing IT return with 10E, he got a refund of Rs,9630/-.  If he has not filed IT return with 10E (Relief u/s 89(1) he would not have got any refund.
2.      Same way another ‘Y’ group Naik with 16 years service was paid a total pension of Rs.3,81,980 (as per F.16) and deducted a tax of Rs.26396 wrongly.  (The correct tax amount should have been only Rs.8444)  Both the cases from the same bank. (SBI Sankarankoil)  After filing IT return with 10E he got a refund of Rs.26,400/-.

Read these two examples from a same bank.  For an income of Rs.3,93570, they have charged Rs.14324 as tax instead of Rs.9638, whereas for Rs.3,81,980, the same bank had charged Rs.26,396 as tax instead of Rs.8444 as tax.  (Rs.17,952 excess tax recovered)

These examples show that all these low paid pensioners have been taxed without any basis by the bank. If a proper IT return is filed with 10E, they all will get refund of the tax paid. The Banks have performed badly with respect to the issue of correct Form 16.

Many defence pensioners, have not been guided properly therefore they have paid tax, instead of getting refund.  Many have not filed return at all.  This article is to remind them that they can pay even now.

It shows that the banks deduct excess tax and boldly show on their own F16 and never bother to correct it later.  The innocent pensioners are sufferers.  Nobody is pointing out this mistake and question the bank for issuing such an erroneous Form 16.  We have come across many similar cases.

The only remedy is to file IT return and get refund.  Those who have filed return within the due date without 10E can re-file their return with 10E now and get relief u/s 89(1) and get refund.  You can re-file up to 31.3.2018.  Please read the conditions for refilling and act accordingly.

MANY DEFENCE PENSIONERS HAVE FILED RETURN AND PAID TAX INSTEAD OF GETTING REFUND.  THIS IS AN OPPORTUNITY FOR REFILING & GET REFUND.

Please read the consequences for not filing return and not filing even before the end of relevant AY.  Please read the conditions for filing revised return u/s 139(5) also.

READERS MAY CONTACT EXWEL TRUST FOR ANY HELP IN THIS REGARD

EXWEL TRUST
3D, ST. MARK STREET,
JOHNS HIGH SCHOOL ROAD,
SAMATHANAPURAM,
TIRUNELVELI 627002.

PHONE:0462-2575380.

REMEMBER, BETTER LATE THAN NEVER

Thursday, August 3, 2017

HAPPY BIRTH DAY TO OUR BELOVED FRIEND MR.S.KANTHIAH OF EXWEL TRUST


THE EXWEL TRUST IS HAPPY TO CELEBRATE 

THE 77 TH BIRTH DAY OF OUR BELOVED FRIEND 

AND ONE OF THE FOUNDER MEMBER OF EXWEL TRUST

SGT.S.KANTHIAH

A GREAT INSPIRATION TO EXWEL TRUST TEAM
THE HARD WORK OF MR.S.KANTHIAH FOR THE
WELFARE OF ESM AND THEIR FAMILIES
IS DISPLAYED IN THIS BLOG.


THE EXWEL TRUST IS REALLY

PROUD OF 

MR.S.KANTHIAH'S SERVICES.

MAY THE ALMIGHTY 

GIVE HIM GOOD HEALTH

AND LONG LIFE






Sunday, July 30, 2017

USEFUL INFORMATION TO ALL AIR FORCE VETERANS.




Earlier, we had only one E-Mail ID for representing our problems to Dte of Air Veterans  DAV.

Now from 1-7-2017 on wards, there are 3 E-Mail Ids  for speedy disposal of case.



NEW EMAIL IDs OF DAV
DAV has created separate email IDs for veteran officers, airmen and NCs (E) for
expeditious disposal of their pension related issues. The new email IDs are as
appended below
Officers:
dav.officers@gov.in
Airmen
:
dav.airmen@gov.in
NCs (E)
:
dirav.nce@gov.in
These new email IDs will be functional
wef 01 Jul 2017
.
All air veterans are
requested to use the above mentioned email IDs for their queries in their specific
category i.e. officers, airmen or NCs (E) respectively. The erstwhile e-mail id
dav@iaf.nic.in
will only be used for handling queries/information
of general
nature
after 01 Jul 201

Friday, July 28, 2017

ONE MORE WIDOW HELPED FOR PART II ORDER FOR MARRIAGE



  

 Smt.Subbulakshmi( Right)   with her daughter at our Trust Office.



One widow Smt.Subbulakhsmi called on for getting pension after the demise of her husband.
Name: smt. Subbulakshimi     W/O late M.Murugan 
 Rank: Reservist( 6301994 )
On going through the available documents with her, we noticed that there was no Part II order for Marriage and joint Notification.
We prepared the applicable papers for Part II order including Affidavit for marriage  and forwarded to  Signals  Record office –

After series of correspondences, the widow has now received the Part II order for Marriage.  
Now, we have prepared the Claim for  Family pension and sent to Record Office.
The widow along with her daughter thanked us for this valuable help.
Our Trust is satisfied  for having helped the widow for Part II order and pension.

Wednesday, July 26, 2017

UNFORTUNATE HAPPENINGS IN SOME BANKS IN R/O TDS.







UNFORTUNATE HAPPENINGS IN SOME BANKS IN THE MATTER OF TDS..

We all know that our Ex-Servicemen were paid with arrears as per
Circulars 547,548,555 ,568 and 570.

All these arrears was paid in this Financial year 2016-2017. which has resulted in payment of Income Tax by almost all veterans.

The Banks have deducted  Tax at source  (TDS )as per their Rules.  It is OK

Now, when the veterans start filing the IT returns , they obtained Form -16 from the Banks.  To their surprise, there  is no TDS shown in the  F-16.
Hence in 26As it is nil amount shown.

Though the TDS was deducted some months before, the amount is not remitted to IT department till date , the reason is not understood.

When inquired in the Bank, they say various reasons like non Linkage of PAN and Aadhaar number etc.  This has happened to those who have submitted PAN card and Aadhar Card  and already Linked.

Some Banks have deducted about 40000 as TDS but shown only 4000 in 
the Form -16.  How can we claim the refund.  This is the position.

This unfortunate happenings in some Banks have put the veterans in a great hardship in filing the IT return   as the last Date is fast approaching.

We request all our ESM  Organisations/ Associations to bring this happenings to Higher Authorities  to void this sufferings of veterans.


.

Saturday, July 22, 2017

SCHOLASHIPS BY KENDRIYA SAINIK BOARD



SCHOLARSHIPS FOR CHILDREN OF ESM/WIDOWS OF THE RANK OF
HAVILDARS & BELOW AND EQUIVALENT RANKS IN NAVY
AND AIR FORCE  FOR THE FY 2017-18

PLEASE READ THE SCHOLARSHIP DETAILS CAREFULLY,
IF YOU ARE ELIGIBLE
PLEASE APPLY
YOU WILL GET RS.12000 FOR ONE CHILD AND
RS.24,000 FOR TWO CHILDREN.
DO NOT MISS IT.



AIM

To provide scholarship to up to a maximum two dependent children. of ESM or their widows up to the ranks of Hav in the Army and equivalent in Navy and Air Force and widows for PG degree course.

This is applicable for classes 1 to 12 of school and undergraduate classes of a degree college.  This is admissible to widows who wish to pursue 2 years PG courses.  This is not applicable for any of the professional or technical courses/degrees.

ELIGIBILITY

(a)   The applicant Must be an ESM/Widow/Orphan dependent.
(b)   The applicant should be of the rank of Havildar or equivalent and below.
(c)    The child should have passed the previous class.
(d)   The application should be recommended by the Zilla Saink Board.
(e)    The applicant should not be drawing education allowance from state govt. or his employer.

APPLICATION FORM

The application should be made on line in www.ksb.gov.in  web site.

The following documents are required.

(a)   Service document/Discharge containing personal particulars/service particulars and family particulars.
(b)   ESM/Widow ID card..
(c)    Mark sheet of child/children.
(d)   Part II order wherever applicable.
(e)    Self certificate.  (Model is given here)
(f)     Details of Bank account.
(g)   Copy of Aadhaar card.

CUT OFF DATES FOR THE FY 2017-18

FOR SCHOLARSHIPS FROM 1ST STD. TO 9TH STD…………………30.09.2017
FOR CLASSES 10TH AND 12TH ………………………………………   30.10.2017
FOR UNDERGRADUATE CLASSES…………………………………30.11.2017.

Those who want help to apply, please send the above documents with the following particulars.

FOR REGISTRATION

1.      Pass port size photo of the applicant.
2.      Name
3.      Service No.
4.      ESM ID Card No.
5.      Type of Service: Army/Navy/Air force/Coast Guard
6.      Rank
7.      Name of Rajys Saink Board (RSB)
8.      Name of Zilla Saink Board (ZSB)
9.      Date of Birth of applicant.
10.  Date of enrolment.
11.  Date of Discharge.
12.  Date of death of ESM if applicable.
13.  Father’s name/Husband’s name
14.  Email id.
15.  Mobile No.

FULL ADDRESS

House No.                               Street /Name                                                   Town

Village:                                   City                                                                  State

District                                    Pin Code.

Is your bank account linked with the Aadhaar ?  Say Yes/No

Name of Bank Account Holder.

Banke Name              Branch Name

Account No.

IFSC CODE

Pensioner/None Pensioner.

THE FOLLOWING DOCUMENTS ARE TO BE SCANNED AND UPLOADED
1.      Service document/Discharge book (Within 1 MB)
2.      ID Card of ESM/Widow.
3.      Mark sheet/School progress Card child/children.
4.      aaDetails of Bank a/c No. (in PNB/SBI Only) and IFSC Code.
5.      Aadhaar Card copy
6.      Part II order wherever necessary.
7.      A Self certificate.  (Model given below)


CONTACT EXWEL TRUST FOR APPLYING SCHOLARSHIP

EXWEL TRUST,
3D ST. MARK STREET,
JOHN’S HIGH SCHOOL ROAD,
SAMATHANAPURAM, TIRUNELVELI
PIN 627002. TAMIL NADU.
PHONE:0462-2575380. 09894152959






MODEL CERTIFICATE FROM SCHOOL/COLLEGE

            Certified that Miss/Master________________________________son/daughter of Ex

No.__________________Rank___________Name________________________________is

studying ___________(class/course) in this school/institute(Academic Year 2017-18).  His/Her

date of birth as per this institute records is _____________.He/She had studied in

___________(Class) during Academic Year 2016-17 and marks obtained by the student are

appended below:-

Ser No.
Subject
Maximum Marks
Marks obtained
Percentage of Marks

1





2





3





4





5





6





7





8





9





This certificate is issued for applying for scholarship from Kenddriya Sainik Board, New Delhi.



Dated:                                                                     (Signature of Principal/Head Master with                                                                                                Seal)                                                   
Office Seal






SELF CERTIFICATE

            Certified that, I neither applied nor received any scholarship/grant for my following

Children for the academic year 2016-17 / 2017-2018 from any source.


Sl.No.                          Name                                                  Class in which studied.

1.      _______________________________                ______________________

     2.      _______________________________                ______________________


                         Signature of the Ex-serviceman/Widow/Dependent
                         No., Rank, Name and Address

                                           _____________________________
                                                                              
                                            _____________________________

                                            _____________________________

                                            _____________________________