KNOW MORE ABOUT PENURY GRANT.

This scheme was introduced  in 1981 with financial assistance  of Rs.100/ per month for 20yrs. For non-pensioner ESM/their widows.  It was revised to 500 pm for 2 yrs in 2007 with an additional one time  grant of Rs.30000/-at the age of 70/75.

Then, in 2011, it was revised to 1000 pm for life irrespective of age of ESM or widows.

Later on in 2017, it was enhanced to 4000 pm( paid annually)per beneficiary.

 Now, our Govt  has enhanced the .Penury Grant to 8000/ pm from 01-11-2025 for deserving non-pensioner ESMs and their  widows.

Eligibilty  conditions:

 Yes, an ex-serviceman's widow can be eligible for the Penury Grant under the Raksha Mantri Ex-Servicemen Welfare Fund (RMEWF), even if the veteran husband was not receiving the grant during his lifetime. [1, 2]

Eligibility Conditions for the Widow

·         Rank: The deceased husband must have been a non-pensioner Ex-Serviceman (ESM) of the rank of Havildar or equivalent (and below) from the Army, Navy, or Air Force. [1, 2]

·         Age Requirement: The widow must generally be 65 years of age or older on April 1 of the financial year in which she applies. (Note: The 65-year age limit is waived if the ESM was already receiving the Penury Grant before his demise). [1, 2]

·         Financial Status: She must be in financial distress or penury with no other regular source of income or financial assistance. [1, 2]

·         No Service Pension: The deceased veteran must not have been in receipt of a regular service pension. [1]

Grant Benefits

·         Amount: ₹8,000 per month (paid annually).

·         Duration: Lifetime relief, provided an annual life certificate is submitted. [1, 2]

How to Apply

1.   Log in or create an account on the Kendriya Sainik Board (KSB) Web Portal and update your profile status to "Widow" with the date of death of the veteran. [1, 2]

2.   Upload mandatory documents, including the complete discharge book, death certificate, bank account details, ZSB ID, and penury certificate. [1, 2]

94 TH INDIAN AIR FORCE DAY 08-10-2026

Dear All Air Force Veterans, and their Families and Children,  

We the EXWEL TRUST  Trustees from Tirunelveli- dist, Tamil Nadu,

' WISH YOU ALL A VERY HAPPY  94 THE AIR FORCE DAY. "08-10-2026

SUBMISSION OF LIFE CERTIFICATE

 Dear veteran brothers ,

The Time for submission of LIFE CERTIFICATE HAS BEGUN.

Those who have completed 80yrs of age can submit Life certificate from  01-10-2026

 on wards .upto 30-11-2026

They can submit by Digital / Jeevan Pramaan / MLC  methods or to the bank concerned.

Below 80 yrs of age  are to submit  from 01-11-2026.

Our learned veterans are requested to pass on this message to other veterans and families.

DEFENCE SALARY ACCOUNT IN SBI ATM WITHDRAWAL REGARDING

 

GREAT ACHIEVEMENT FOR OUR WELFARE TRUST AND ASSOCIATION

                                 GREAT CHIEVMENT FOR OUR ESM WELFARE TRUST AND ASSOCIATION

   

         SMT. ROSARY VADIVU  W/O LATE SGT.V.ANTONYSAMY  at our Association

One Sgt. V.Antony samy  (   258898 K)  ,  Ach/ GD   Date of enrolment: 12-07-1963                          and was discharged on:  31-07-1984    He  was married to   Rosary vadivu   and  POR action taken.

There was  Joint Notification – Endorsement of Family pension, 

After discharge, he was  drawing his pension vide  AF/S/C/ 6240/1984..  He died on 20-05-2020

on a Road accident..

PDA was Canara Bank, PPO and other service records of the veteran  were untraceable . Though  DAV INITIALLY   intimated that there is JOINT NOTIFICATION for family pension, later on  intimated  that  those records were destroyed.    The widow  approached us for a help in this regard.   We took up the case with  Bank and  DAV  for getting her family pension.  DAV raised  so many queries, we replied to all.

After having correspondence for about 5 years,  the DAV and  Sparsh authorities  generated  PPO

VIDE  601198403991  and intimation received on 29-09-2026.- 

On receipt of this information, we called the widow for submission of  LIFE CERTIFICATE.

The widow, visited our Association office and submitted life certificate on 30-09-2026.  

The widow was very happy with our action and expressed her gratitude for our help.

She will be getting arrears  from 21-05-2020

Our   ESM Trust and Association  are very much satisfied  with this result  and achievement.

 

 

ENHANCED RATE OF da FOR INDIAN FREEDOM FIGHTERS PENSIONERS

 .Central govt.  has enhanced the Rate of Dearness Relief by 5%   to   CENTRAL FREEDOM FIGHTERS AND FAMILIES   with effect from 01-07-2025.

  the present Rate  : 48%    Now increased by 3%  and hence   from 1-7-2024 will be  51 %.

                                                                            PENSIONERS                        DEPENDENTS

bASI PENSION................................................    26000.00                              13000.00

DA   AT      56%..............................................      14560.00                               7280.00      

                                ..Total pension..................... 40560.00                             20280.00    

The  affected  freedom fighters may check up their latest  pension credit . If the DR is not revised, approach the bank   and get it revised;

Authrity:  GOI Ministry of Home:  F.NO:   42/02/2024-  P&PW(D) 

ENHANCEMENT OF DR RATE FOR CPF EX-GRATIA PENSIONER. BY 9%

 

DEAR VETERANS, 

The Dearness relief  for Ex-Gratia pensioners  is enhanced by 9%   w.e.f  01-01-2026..

The order is released   on 22-5-2026 .

FOR PENSIONERS                                          FOR FAMILY PENSIONERS.

BASIC  ;            750.00                                                        645.00:

DP..................    375.00                                                         323.00

Total  BP..........1125.00                                                       968.00

DR 483 %......  5434.00                                   475 %         4598.00

Total pen...../   6559.00                                                       5566.00

The affected Ex-Gratia pensioners  may approach  their banks for getting the  enhanced rate of  dearness Relief  w.e.f  01-01-2026

AUTHORITY  :  GOI- DOPPW  No:  42/02/2024-P &PW (D)E 9475    dated  22-05-2026

TOTAL SERVICE IN DSC FOR PENSION - TWO SERVICES MERGED.

Dear Veteran brothers,

Let us know  about the DSC service, Qualifying service and pension with merger of previous service

The maximum period of qualifying service for calculating a full service pension for Personnel Below Officer Rank (PBOR) like a Sepoy in the Indian Army and Defence Security Corps (DSC) is 28 years (under pre-2006/OROP guidelines, full pension was mapped up to 33 years, but current standard reckonable maximum for full/optimal percentage calculation for JCO/OR is attained at 28+ years for 100% full pension without further scaling). [1]

Key Pension & Service Periods for Sepoys in DSC:

Minimum Qualifying Service (Standalone DSC): 15 years of actual service rendered in the DSC is required to earn a separate/second service pension, independent of your regular former Army service. [1]

Condonation of Shortfall: Under Army Pension Regulations (Rule 125 / Rule 44), a shortfall of up to 1 year (12 months) in qualifying service can be condoned by competent authorities, meaning a Sepoy can qualify for the second pension with effectively 14 years (or 13 years and 9 months with rounding) of actual DSC service. [1, 2]

Option of Combined Service: Instead of a second separate pension, a soldier can opt to count/merge their former regular military service with their DSC service to treat it as one continuous stretch, though opting for a separate second pension after 15 years in DSC is standard and legally upheld. [1]

Maximum Cap / Full Pension: Longer service yields proportional increments up to the maximum ceiling cap, where 28 years of total reckonable service provides the maximum full-rate service element computation for PBOR. [1]

Territorial Army service  (TA)also can be counted towards DSC total service if you opt to forfeit previous pension benefits and merge the past service with DSC service.

LEARNED VETERANS TO THINK AND DISCUSS

   

 

                           Sepoy V.KANDAN  -( 8002935)  PIONEER RECORDS.
          

LEARNED VETERANS TO THINK AND DISCUSS

Dear Veteran brothers,

Please let us discuss the following points:

1  when a soldier dies in a war,  his wife is called as WAR WIDOW  and granted with Liberalised Family pension , i.e the last pay drawn as  pension for life.  It is OK-  F/ BC 

2.  When a soldier  severely injured in a War , loosing limbs  like Hands  legs or eyes in bomb blasts, not able to continue in service is boarded out with WIP,  war injury pension , 100% disability  -  D/BC.  Service  m element   and constant Attendance Allowance for a attender. 

When such category of veteran dies after few years,  his wife is granted with Ordinary Normal family pension. ( is it justifiable )      compare WAR WIDOW  and this type of widow.

3. When a soldier becomes disabled due to  some decease , worked in high altitude and so on, which is arrtibuted to service or Aggraved by service condition, or in an accident while on duty and dies while in service, his wife is granted with Special family pension,  F/123/2026.. If he dies after discharge, then,  only normal family pension.

4  When  a soldier  discharged after serving for full term and dies after few years, his wife is granted with Normal family pension.  It is OK 

Note:

Now, dear brothers, please think over the cases.  In the first, the widow is called as WAR WIDOW  .  ok

In the 2nd case, it is almost same case of condition ,but the widow is called Normal family pensioner- Not reasonable . She may be considered for  better pension, Special  or Enhanced Rate  or  treating the term of tenure as full according to Ranks. 

In 3rd case, if the widow is sanctioned with Special Family pension in case of death while in service and normal pension on death after discharge from service.  It is OK.

Dear veteran brothers  please think over and  there is no difference  of family pension  except case No.1.    there has to be some  difference for different category of  Death and pensioners,  here there is no difference.  Poor widows are suffering , not knowing and not able fight for their rights. 

Please bring these points to authorities  in various  forums   when ever you get opportunity.-  

.

AN APPEAL TO OUR VETERAN BROTHERS.

 

YOUR PARTICIPATION IN THE EXWEL TRUST ACTIVITIES

ஒர் வேண்டுகோள் !

எனதருமை முப்படை வீரர்களே,

உங்களில் எத்தனைபேர் எங்கள் இந்த வலைப்பூவை

காண்கிரீர்கள் ? யாரேனும் ஒரு பதில் கடிதம் எழுத நினைத்ததுண்டா ?  நம் இனத்தவர்களுக்கு ஏன் இந்த அலட்சிய மனப்போக்கு ?  உங்கள் கருத்துக்களை எங்களுக்கு தெரிவித்தால் நல்லது.  உங்களுக்கு மேலும் நல்ல முறையில் சேவை செய்ய ஏதுவாய் இருக்கும். நம் இனம் மேம்பட இணையதளம் ஒர் மாபெரும் வரப்ப்ரசாதம். உங்களுக்கு தெரியாவிட்டாலும், உங்கள் குழந்தைகள் மூலம் உங்கள் கருத்துக்களை எங்களுக்கு தெரிவிக்கவும்.

எக்ஸ்வெல் அறக்கட்டளை உங்களுக்காக நிறுவப்பட்டது என்பதை நினைவில் கொள்ளுங்கள்.  எங்களுக்குபின் இதை நீங்கள் தான் நட த்தவேண்டும்.  எனவே இதில் உங்கள் பங்களிப்பு மிகவும் அவசியம். கடந்த இரண்டு ஆண்டுகாலமாக எங்கள் பணிகளை பகிர்ந்துகொள்ள நல்ல நண்பர்களை தேடிக்கொண்டிருக்கிறோம்.  இன்னும் கிடைக்கவில்லை என்பது ஒரு கசப்பான உண்மை

The present Office bearers are all aged above 80 yrs. We want  some of our YOUNG veteran BROTHERS  to come forward to continue the services of  our EXWEL TRUST  for last TWO DECADES. 

We hope to receive  a good response .

IMPORTANCE OF HAVING JOINT ACCOUNT IN BANKS WITH SPOUSE FOR PENSION

 

IMPORTANCE OF HAVING JOINT ACCOUNT WITH SPOUSE FOR PENSION.

                                        

We had, Time and again  advised our veterans  to convert the existing Pension account in to JOINT ACCOUNT  with their spouse .

For  this , JOINT NOTIFICATION  should have been published.  ppo LIKE    S/JN / 12347/2026

Now, for the last few months , more than 3 veterans have died. All of them  were having  only SINGLE account.

Though the JOINT  NOTIFICATION  was there,  due to this single a/c , their SPOUSE  have to open,   Bank account  for the credit of their pension.  Here, they have to establish the genuineness, that is , wife of so and so.

More over, they have  to submit Documents  like Form 14, Non-Marriage certificate, Widowhood,  Declaration, Descriptive Roll, Aadhar and PAN card  etc.

 

If there had been Joint account, only a written  intimation along with death certificate will be enough to  change over to Family pension.

Now, the poor WIDOW  has to run,  pillar to post  for getting her pension.

 

It may take more than 3 to 6 months time to get the pension  and the widow has to face the financial hardship  for running the  family.

 

All our Ex-Servicemen Associations are once again requested to  advise  our veterans in their areas  suitably  to have JOINT ACCOUNT  with their spouse.

GREETINGS -VINAYAGAR CHATHURTHI

Dear all,

We the Trustees of EXWELTRUST  , Tirunelveli- district Tamil Nadu,

"WISH YOU  ALL  A VERY HAPPY   VINAYAGAR  CHATHURTHI -2026 "

KNOW ABOUT WAR WIDOWS POSITION

 

 

Dear Veteran Brothers, 

Please go through this Article and express your views and suggestions.

Who are called   WAR WIDOWS?

We all know that, the widows of soldiers who died in War or War like activities while in service are called  WAR WIDOWS.

They are granted with Liberalised Family pension./  It is OK.

But in case of Widows of War injured veterans –died  after discharge – how they are called , whether they are called as War widows or normal widows.  This is the question.

Practically they are called as normal widows only. E.g  One Sep V.Kandan ( 8002935) of Pioneer RO , lost his Hand during 1962 War. He was boarded out with WAR injury Pension  D/742/1972 AND later D/BC/6033/2002./   D/BC/IP/10723/2007.   He served for 2 yrs only.   He died . His wife is sanctioned with Ordinary Normal pension only.  

2.   One Nb.Sub. A. Savariraj ( JC 151186M ) of  MRC  Records lost both EYES during land Mine blast in IPK in Sri Lanka.   He was also boarded out  with War injury pension.  PPO  S/034122/1988 AND   223198800404.

 He also died .HIS  WIFE ALSO SANCTIONED WITH NORMAL FAMILY PENSION. 

There are so many cases like this.  

Now , we feel that both the type of widows may be treated as WAR WIDOW .Think , their type of pension may vary.  First case, no doubt- Liberalised Family pension. But the other type may be granted as Special Family pension or at least  ENHANCED RATE OF FAMILY PENSION till their life.  Or  their Qualifying service may be treated as if they have served for full term say 33 yrs  

If they are given Normal family pension, then there is no difference between the normal ( discharged deceased  ) families and  widows of War injured pensioners,

All our learned veterans are requested to think over  and try to put forward this case of War Widows to authorities when  ever possible.

.

25TH -SILVER JUBLE -ANNIVARSARYOF TIRUNELVELI DIST ESM ASSOCIATION.

                                     25^TH  -SILVER JUBLEE  - ANNIVERASY FUNCTION

 

Our Tiruellveli District Ex-servicemen  welfare Association, celebrated

 “  25^TH  -SILVER JUBLEE  ANNIVERSARY ON 06-09-2026 at  Vivekanda Marticulation Higher Secondary School, Vannarpettai,  Tirunelveli.

The function  started with Our National Flag hoisting by our EX.MP. Smt VIJILA  SATHYANANTH   Our Association President  Vet, Sgt. CHELLAPANDI  presided  over the function  . . 

Then our Secretary Vet.Sgt.K.CHELLADURAI  gave a welcome speech  and   briefed about history of our Association

 The function was graced by  Vet,Col Chellappa, Dr. MKM Mohemed Shafi, Vet.Col.Alwin, , Mr. S.Murugavel, Principal, Vivekanda Hr.Sec School, and Dr. Thirumaran 

 More than 200 ESMs and Families attended the function.   It was a lovely function.

Many ESMs were honoured with  Momentos

I E SL  representative,   Hony.Lt.SUKUMAR  participated .   He gave a very useful  lecture on ACP and MACP .

The function conclude with National Anthem.

 A tasty food was served to all the participants.

As a whole, the function was very successful.

 

 

 

CONDITION OF REMARRIAGE OF ESM WIDOW

 

GREETINGS ON ONAM FESTIVAL

 

Dear all  Keralam people ,

We, the  Trustees of   Ex-Servicemen  Welfare Trust , Tirunelveli- District, Tamil Nadu,

"WISH YOU ALL A VERY HAPPY ONAM FESTIVAL 2026. "

GREETINGS -MILADI NABI FESTIVAL 2026

 

Dear Muslim brothers and families,

We, the Trustees of EXWEL TRUST, TIRUNELVELI  DISTRICt, TAMIL NADU,

" WISH YOU ALL A HAPPY MILADI NABI FESTIVAL 2026 "

25th ANNIVERAY CELEBRATION OF OUR TLY DIST WELFARE ASSOCIATION

 

OUR VETERAN  BROTHERS ARE REQUESTED  

TO LIBERALLY DONATE  FOR THE  25TH ANNIVERSARY  FUNCTION.

YOU CAN USE OUR  QR CODE FOR REMITTANCE.

Your requested to send the SCREENSHOT  to  Mobile No: 9486520383  and  9841305547  for providing  receipt for DONATION.

INDEPENDANCE DAY CELEBERATION AT TLY WSM WELFARE ASSOCIATION

 

Independence  day was celebrated  by our  TIRUNELVELI ESM  WELFAR ASSOCIATION 

 on 15-08-2026 at our Office premises.

"WE WISH YOU ALL A VERY HAPPY 80TH INDEPENDANCE DAY "

80TH INDEPENDANCEM DAY

   

 We the Trustees of the EXWEL TRUST, TIRUNELVELI- DIST, TAMIL NADU,

"WISH YOU ALL  A VERY HAPPY  80TH INDEPENDANCE DAY (15-08-2026 ) "