VETERANS TO KNOW ABOUT DSP ATM/DEBIT CARDS

 

 

We are having our SB a/c converted to DSP  account/

Now, we can convert our ATM/ DEBIT CARDS into  DSP CARDS,

There are three Types of cards available

GOLD cards:    Sepoy to JCOs

DIAMOND cards:   Lt. to Major

PLATINUM CARDS  :  Lt.col and above .

Now we, approach our Bank branches  and request them to convert our

existing Normal ATM/DEBIT card to DSP card.   We have to give our full partyicualrs.

The Bank will issue us a New  ATM card   -mentioning as  SBI- DSP ARMY CARD -  VISA  GOLD

                                                                                        SBI..DSP  NAVY  CARD      VISA GOLD

                                                                                SBI-  DSP   AIR FORCE      VISA CARD.              

Now,  the benefits of   DSP ATM/DEBIT cards:

 1..  If a pensioner having DSP  debit card and dies in a accident  , his spouse/ nominee  will get

an insurance amount of Rs.2 Lacs. 

2. There is no limit of number of withdrawal in a month through parent or other Banks

3.Withdrawal limit is enhanced to 50000 per day

4. Shopping limit is enhanced to 2 lacs

 

So, if a pensioner having DSP sbi a/c and DSP debit  card dies in an accident his spouse 

Will get 30+2 Lacs.  From insurance  company. 

Our veterans are requested  to convert their existing ATM card to DSP ATM  card  immediately to get the Benefits.    

                                                                                                                                                                                                

KNOW ABOUT DEFENCE SALARY ACCOUNTS (DSP)

Our Ministry of denfence MOD)  and IRDA  and Ministry of Banking  have entered into

  a MOU for this DSP accounts  for the benefit of Serving as well as retired defence personnel.

Those who are having  DSP account will be benefited by this scheme \the benefits are:

1. You need not maintain minimum balance in the  account . No service  charge will be deducted,

2. If DSP account holder dies in an Accident,  his spouse/ Nominee will get a insurance coverage of  

   Rupees 30 Lacs.   For  serving person it is ONE Crore.

3.There is no commission for DD/MT   or  NEFT. RTGS-  money transfer .

4.there is no processing charge for CAR/ Housing Loans.

5.There is 10% rebate on Margin money for Car loans,

6.there si 25% rebate on Locker rent.

7. Over drawing in the account up to 2 months pension/ salary allowed.

Note; This accout in SBI is called DSP account, and the same is called in other Banks with

different names   In Canara Bank it is called as JEWEVAN DHARA  .The benefits will be the same.

All veteran brothers to note the same and advised  to convert their existing normal account to

DSP a/c immediately ro avail the benefits.

OUR EXWEL TRUST MEMBERS PARTICIPATTED IN THE ANNIVERSARY FUNCTION OF TIRUNELVELI ESM WELFARE ASSOCIATION

 

     

          General  Secretary Air Vet K.Chelladurai  on welcome Address

            More than 150 veterans and Families in the function

Our Managing Trustee Air Vet Sgt.R.Chellappa And Liaison officer   Vet Sgt S.Kanthiah in thr Dias.

UPDATING OF DATAS IN SPARSH

 

Hon'ble Veterans,

2.    SPARSH was introduced for current retirees in phases: in October, 2020 for Defence Civilians; in February, 2021 for the Indian Air Force; in June, 2021 for the Indian Navy; and in August, 2021 for the Indian Army. All 'legacy' pensioners who had retired before these dates were migrated thereafter.

3.    Fresh Retirees as Stated above or Post 2016 Retirees didn't face much Problems. The problems are coming up for Pre 2016 Retired only that too Pre 2006 Retirees.

4.    I have even earlier mentioned, anything Related to SPARSH has to be Reported in SPARSH Portal itself. Pensioners are required to Correct the Data themselves. If the Pensioners are able to Correct the Data, Submit the Correction/ Update, the Service Request (SR) will be Auto generated. Till the time the previous SR is not Settled, Pensioners are being Debarred from Submitting the Fresh SR. Documents required to be Uploaded are shown & are mandatory to be uploaded before Submission.

5.   In case the Pensioners are Not able to Correct the Data themselves in the Portal due to Field not Activated or Any technical reasons, Grievance is required to be lodged. Auto generated Request ID will be given for the same. The Fresh Grievance can always be lodged even if SR or other Grievances are yet to be Settled.

6.   Wherever the Data is required to be Verified by Respective Record Offices, the same are transferred by SPARSH to them on the Portal itself. Thereafter the Pensioners are required to approach their Record Offices to expedite their cases. In such cases the SR/ Grievance is generally Closed in SPARSH Portal, though it is incorrect.

7.   Once the Data is verified, the SPARSH Corr PPO is required to be Notified in certain cases, before Update/ Correction of Data in the SPARSH Portal is Done. Even if ePPOs were earlier Notified for the same. 

8.   Please don't approach the Record Offices directly for the Corrections without Registering your SR or Grievance in SPARSH Portal. They will not be entertained. Officers may however lodge the Grievance in AGRIM, giving Reference of Request ID provided in SPARSH Portal, to expedite their cases. Later to know the Status they may even Contact AGRIM Helpline in MP 5 (b) - 011 2675 7700.

9.   There is no option available for the Pensioners, who are required to get the Data Corrected. Please have the Patience. The Delay is due to Procedure and lot of Pensioners in the Queue.

All veterans to note and act 

      

78 TH INDEPENDENCE DAY GREETINGS

 

DEAR ALL,

WE, THE EXWEL TRUST  MEMBERS OF TIRUNELVELI DIST  TAMIL NADU,.,

"   WISH YOU ALL A VERY HAPPY 78 TH INDEPENDENCE DAY "

REVISED PROCEDURE FOR FANAL SETTLEMENT OF A DECEASED SPARSH MIGRATED ACCOUNT

 

There was a circular 228, from PCDA for final settlement of a deceased Sparsh migrated account. 

Now , this circular is superseded  by anther circular  675  dated 9-7-2024  cancelling cir 228..

 

In that new circular, the amount of overpayment made to a   deceased  pensioner need not

to be  refunded  to Sparsh-RBI account.  The amount lying in the deceased account may be

released to the NOK as per Banking   procedure . A final settlement- death claim settlement.

If there is Joint account, then the widow may be allowed to withdraw  if not,  then

according to the procedure.

Here, after the death of a sparsh migrated pensioner, in normal procedure, the widow is

 granted with  family pension with effect from the next day of death of a veteran.

In this regard, the Sparsh  Authority will recover the over payment made to deceased a/c

in installment from the pension of Family pensioner.  

THIS IS THE LATEST  PROCEDURE.

 All our  senior veterans may please note this and guide the  affected  families in their areas.

    Authority:  PCDA cir 675

 

84TH BIRTH DAY OF OUR CHIEF LIAISON OFFICER VET SGT.S.KANTHIAH

 

Dear Veterans, 

We are VERY happy that our Chief Liaison Officer  Vet.Sgt.S.KANTHIAH  has completed 83 yrs of age.  And entering into his 84th  Birth day.

 We, the Exwel Trust  members,  

“WISH HIM  A VERY HAPPY  84th  BIRTH DAY – ( 03-08-1941)AND PRAY  THE ALMIGHTY   TO GIVE HIM  A HEALTHY, HAPPY AND LONG LIFE TO SERVE  OUR 

-EX-SERVICEMEN COMMUNITY.

 

23RD ANNIVERSARY OF TIRUNELVELI DIST ESM WELFARE ASSOCIATION

 Dear Veteran brothers,

23rd  Anniversary of  TIRUNELVELI DIST  ESM WELFARE ASSOCIATION will be held  on 

25-08-2024 .

Venu:   SRI VIVEKANANTHA   MATRICULATION HR,SCHOOL,  PALAYAMKOTTAI

Allour ESM  are invited to attend the function.