Our Ministry of denfence MOD) and IRDA and Ministry of Banking have entered into
a MOU for this DSP accounts for the benefit of Serving as well as retired defence personnel.
Those who are having DSP account will be benefited by this scheme \the benefits are:
1. You need not maintain minimum balance in the account . No service charge will be deducted,
2. If DSP account holder dies in an Accident, his spouse/ Nominee will get a insurance
coverage of
Rupees 30 Lacs. For serving person it is ONE Crore.
3.There is no commission for DD/MT or NEFT. RTGS- money transfer .
4.there is no processing charge for CAR/ Housing Loans.
5.There is 10% rebate on Margin money for Car loans,
6.there si 25% rebate on Locker rent.
7. Over drawing in the account up to 2 months pension/ salary allowed.
Note; This accout in SBI is called DSP account, and the same is called in other Banks with
different names In Canara Bank it is called as JEWEVAN DHARA .The benefits will be the same.
All veteran brothers to note the same and advised to convert their existing normal account to
DSP a/c immediately ro avail the benefits.
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