FOUR MORE PENSIONERS BENEFITED

ANOTHER FOUR MORE PENSIONERS HELPED BY OUR TRUST.




PHOTO OF SMT.ALWAR AMMAL W/O LATE Nb.Sub. NARAYANASAMY

1) Smt.Alwar Ammal w/o Late Narayanasamy , Nb.Sub Gp-'D' ( JC28465 ), PPO NO.F/NA/ 170/95 WAS DRAWING BASIC PENSION OF 3500/-only instead of Rs.4650/- w.e.f .1-1-2006 from Central Bank of India, Kovilpatti . This fact was noticed on our interaction with the pensioners during our visits. We contacted the Branch Manager , Mr.Paul and explained the discrepancy and he was helpful and arranged to revise and pay the arrears of Rs.63129/-immediately. Our Trust is thankful to him for his gesture of extending co-operation with us.

2) Ex.Hav.S.Subba Raj (14508435W)) , PPO.No.S/011924/91, a Disability pensioner is drawing his pension through Central Bank of India, Kovilpatti. There was discrepancy in payment of Disability pension and we explained the same to the Manager and he accepted our submission and arranged to set right the discrepancy and paid the arrears of Rs.33831/- for which act we sincerely expressed our gratitude to him.

3) Ex.Cpl.Balasubramaniam (246096) , PPO No.AF/D/RA/577/90 is drawing his pension through Indian Overseas Bank, Kalakad, Tirunelveli-Dist, TN. The Disability pension was not revised and a discrepancy in fixing the pre-revised Rate of disability element also. The same was explained to the Senior Manager, and he was kind enough to rectify the same and arranged to revise the Disability Element and pay the arrears of Rs.23364/- and our Trust is grateful to him.

4) Ex.Hony.Lt.Savarimuthu Amal Raj ( JC 748761 P), PPO.NO.S/042968/2001,.His pension was revised as per Annexure -1 of MOD letter dated 11-11-2008 as Rs.11865/-. But as per subsequent CDA Cir 403, he is eligible for a Basic Pension of Rs.13500/- w.e.f .1-1-2006. The discrepancy was informed to the Branch Manager, Canara Bank, Kayathar and he agreed TO OUR SUBMISSION and arranged to revise the pension and pay the arrears of Rs.91874/-

YET ANOTHER THREE WIDOW PENSIONERS HELPED

Our Chief Liaison Officer Sgt.S.Kanthiah (Retd), after verifying the PPO and the Bank pass book, calculated the arrears payable to Smt.Mallika w/o Hony.Capt.Seetheraman, amounting to Rs.88267/-and handing over a copy to her.

Our chief Admin.Officer Hony.Flt.Lt.M.PacKia Natarajan is explaining about Special Family Pension and handing over the arrears Calculation sheet to Smt.Noor Jahan w/o Late Sep.Syed Mohamed of Kayathar.


In our continued efforts and during interaction we came across three widows are receiving less pension.One of our team members cum Chief Liaison officer thoroughly studied the case and after meticulous calculation , he contacted the concerned bank branches and arranged to set right the discrepancy and payment of arrears.

1) Smt.Noor Jahan Beevi w/o Late Dep.Syed Mohemed ( 141911), PPO.No.F/ 1969/59, a Special Family Pensioner was receiving a basic pension of Rs.5763/- instead of Rs.7000/-as per CDA Cir .410. with effect from 1-1-2006. We contacted the Canara Bank, Kayathar and explained the discrepancy to the Manager and he readily accepted our submission and arranged to revise the pension and pay the arrears amounting to Rs.67943/-

2) Smt. Mallika w/o Hony.Capt.Seetharaman (JC 34498 ), PPO.No.F/NA/ 2030/2000 ,was being paid only basic pension without DA by mistake . This was noticed by us during our interaction and we contacted the bank and the officials have promised to set right the discrepancy and pay the arrears amounting to Rs.88267/-

3) Smt.Mary Kamalam w/o Hony.FO. Jal Raj (103560), PPO .No.08/14/B/JN/2299/2001 was not being paid pension after the demise of HFO Jal Raj. We visited the branch , Indian Overseas Bank, Maharaja Naga r and informed the Manager who readily accepted our submission and arranged to pay the arrears of Rs.88267/- and monthly pension regularly.

Our Chief Liaison Officer, Sgt.S.Kanthiah is chatting and handing over the arrears calculation sheet to Smt.Ayyammal w/o Late Nb.Sub.Sundara Thevar(JC 24090) at our Trust Office.

Wednesday, February 10, 2010

ANOTHER ACHIEVEMENT -THREE MORE WIDOWS HELPED
In our continued search and untiring efforts we have identified another three more widows who were getting less pension. We have calculated the correct pension and informed the PDA, Central Bank, Kovilpatti, Tuticorin-District, Tamil Nadu. The Manager Mr.Paul readily accepted our submission and agreed to pay the arrears and revise the pension immediately. The Trust is grateful to him for his prompt and timely help towards our Ex-Servicemen community .

1) Smt.Ayyammal w/o Late .Nb.Sub.Sundara Thevar( jc 24090), PPO No.F/NA/2526/86 was getting only Rs.3500/-. Now, as per Annexure -III of CDA Cir 403 she will be getting a basic pension of Rs.4650/- for the Rank of Nb.Sub, Gp-D w.e.f 1-1-2006 and an arrears of Rs.63153/-

.2) Smt.Avudaiammal w/o Late Sep.Ramasamy Reddiar (14262), F/NA/30826/86, is receiving normal pension. On scrutinizing the PPO, we have noticed that her date of birth is 10-2-1923, hence she is eligible for an Additional pension of 20% from 1-1-2006 to 1-2-2008 and 30% from 1-2-2008.We have worked out the arrears payable amounting to Rs.48090/- till 31-1-2010.

3) Smt. Gangammal w/o Late Nb.Sub.P.Chinnasamy( JC 28611), PPO No.F/NA/ 2369/88 was receiving Sepoy pension of rs.3500/-only . Now it is revised as Rs.4650/- for the Rank of Nb.Sub.Gp.D w.e.f 1-1-2006 and the arrears worked out to Rs.63153/-

BANKS SHOULD NOT COMPROMISE QUALITY FOR FACILITY

THE BANKS AND THE PENSIONERS

The pension paying banks plays a vital role with the life of the pensioners. The facilities offered by the modern banking environment is really commendable. At the same time, when the question of the quality of service specific to the pensioners is taken out for analysis, it is not satisfactory.

The facility offered and the quality of service rendered are different from each other. The facility available in a bank cannot be compromised for the quality of service.

A facility is provided by use of advanced technology. But the quality of service is provided by the active participation and understanding of the personnel working in the bank. Today it is very easy to get ATM Card. But it is not that easy to get correct amount of revised pension and arrears from the banks. It is reported that some banks are compelling the customers to use ATMs for drawing their monthly pension, thus avoiding the pensioners to visit the bank to voice their grievances.

The bankers must understand one thing that none of the pensioner will like to compromise a short payment on his monthly pension for having an ATM card. The banks should understand the importance of quality of service as compared to offering of facility.

Accuracy of pension payment involves the understanding of pension rules and regulations, by the personnel working in the bank. Whereas the advanced facilities offered to the customers depends upon the technology used in the bank. Today, technology is available in the banks, but a matching customer service is missing in most of the public sector banks. The private sector banks making enormous charges for every service.

The Reserve of Bank of India simply issue instructions to the banks, but does not monitor the implementation. Accountability is not at all fixed on the erring officials.

Some banks have introduced centralized pension payment system for their accounting convenience, disregarding the convenience of the pensioners. This has resulted in utter confusion and complaints are mounting with centralized pension payment cells. The CPPCs are finding it very difficult to attend all the complaints within a short time.

Orders for implementing the 6th CPC recommendations for defence pensioners were issued as early as 11.11.2008. Still some pensioners have not received their revised pension and arrears. Earlier banks were asked to provide a copy of Annexure IV (Details of the revised pension and arrears paid) to the pensioners. But none of the banks have issued a copy of Annexure IV.

Banks should understand the difficulties of pensioners and make all efforts to pay their correct revised pension and arrears without any delay. If they cannot do it, they can take help from welfare associations by out sourcing their work.

The SBI's CPPC, Chennai is keeping large number of defence pensioners' complaints pending without knowing how to solve.

LIFE OF A RETIRED SOLDIER

THE LIFE OF A RETIRED SOLDIER


It is painful to see a large number of middle aged, well disciplined, men discharged from the Armed forces every year are running pillar to post for re-employment. These men have lost their future by serving 15 to 20 years in Defence services. If they had completed college education instead of joining the service, their life would have been different by this time. Yes, Today most of them feel that they have mistaken by joining the service. For most of them, it was poverty which had forced them to join services.

Being disciplined and honest is not fetching job in civil life. Necessary basic educational qualification with social and political background is needed in civil life. The youthful period of learning is lost in the services by polishing the shoes and caps for the various inspections and ceremonial parades. The symbolic presentation of coming to attention position and saluting a VIP with highest military discipline is not at all understood by many civilian dignatories, even welcoming and shaking hands with ordinary sepoys - avoided by many

The main asset of discipline and honesty which the exsm acquired during military services has no value in civil life.

A separated military life from family, friends, civil, social and political environment during an youthful period of a young man’s life affects the entire remaining life. The discontinued higher education before joining the army could not be continued because of the military discipline which had blunted many sharp young brains. Yes, the thinking capacity of an ex-serviceman, especially PBOR gets eroded, because of a slavery life in the service in the name of discipline. More over this state of mind of all the ex-servicemen is not allowed to divert by providing liquor to them even after retirement through exsm canteens.

In civil life a non matriculate, appointed as a sweeper in a medical college retires by making his children as doctors and noble professional nurses. Similarly, a peon even in a private engineering college makes his son at least one engineering graduate, or a software professional. These things are very common nowadays, because their service is guaranteed for 33 years.

They are recognised as a respected staff of the institutions, irrespective of the post they hold. Their social contacts are better established to get any job done, by virtue of their permanent appointment in the institution, where as it is not so in the Defence Services. Even the chief of Army after retirement is not at all identified by any one. Where as can anybody tell that an exsm sepoy can give such a higher education to his children. No, of course it may be possible, if the sepoy after 15 years of service in the Army gets re-employment as Chaprasi in a medical college. The question is, even the Chaprasi job is not given to a disciplined sepoy. This is the real state of affairs. No body cares for the uniformed people including the civil police. The administrative people have every advantage in the system. The Defence personnel including the police, paramilitary personnel are becoming puppets of the politician and body guards to criminals.

Only Contracted security job is available freely. Most of these security agencies run by retired officers of the Army are ruthlessly exploiting the exsm. Even the state owned Ex-servicemen Corporation has no clean administration. A regular re-employment even to the post of Chaprasi in a Govt. Service is denied to the exsm.

The modern trend is that, even the officer’s sons don’t want to become officers in the Defence forces. Therefore there are lots of vacancies for the officers. The officers training centers are running with less than the required strength. There is a lot of gap in the economic status between an officer and Other Ranks, both in service and after retirement.

The Govt must take immediate steps to reduce the gap and provide reasonable pension and re-employment opportunities to these men. (By.C.Muthukrishnan)