Friday, March 11, 2016
ARREARS FOR FAMILY PENSIONERS - AS PER CDA CIR 547
MODEL CALCULATION OF ARREARS
FOR FAMILY PENSIONERS –CIR 547
We all know that many Family pensioners have not received their Pension arrears as per CDA Cir-547. May be the reason the banks are not having the DATAs like Rank, Group and length of the deceased.
But , now they are paying pension at some Rate as per CDA cir 502 and 503 under some DATAs. They can take that DATAs.
Other wise, they can call the Families to bring their pension documents for arriving the DATAs. How long will they keep pending for want of particulars. They could obtain the DATAs from PSA by raising Annexures as per circulars, that is also not followed.
These are the reasons for Delay-
The widows of Sepoy to Hony.Nb Sub, Group B to H are NOT eligible for this arrears.
Only Group A –Sep to Hony.Nb.Sub - families are eligible for arrears.
Families of Rank Nb.Sub and above- all the group are eligible.
NOW A MODEL CALCULATION FOR DIFFERENT PERIODS.
Take a Rank of Nb.Sub- Group- B Qualifying service: 26 yrs.
Say Mr. Black Rank: Nb.Sub. Group_ B QS: 26 yrs. Discharged before 1996.
He died in 2004. In this case, the Widow , say Smt.White is drawing her family pension as on 1-1-2006.
HERE, she is eligible for arrears for the period from 1-1-2006 to 24-9-2012. Full period.
Her Basic pension as on 1-1-2006 as per CDA circular 397 was……..4650.00
Now as per Cir 547…………………………………………….it is……4998.00
The increase/ difference per month………………348.00 ---(1)
Arrears in this case will be= diff X MF ( Multiplying factor) = 348 X103.65=36070…
This is the amount of arrears to be paid to the widow of a Nb.Sub, Group- B.
CASE No 2. PENSIONER DIED AFTER 1-1-2006.
Say the Mr.Black died on 31-4-2009. and smt.White will get arrears as under.
The Basic pension of Mr.Black was as per CDA cir 397/430- 7486.00
As per cir 547………… 7826.00
Difference / increase per month 340.00
The arrears = Difference X MF= 340 X 44.25= 15045……….( 1)
Then from 1-5-2009 to 24-9-2012 the calculation:
Family pension as per 397………4650.00
Family penion as per 547………4998.00.
Difference/ increase ……….. 348.00 per month.
Arrears from 1-5-2009 to 24-9-2012 works out to be = 20052.00..(2)
Now the eligible arrears for the widow is (1) + (2)= 15045+20052=35097.
Here, (1 ) , the amount of 15045 will be paid as LTA , Life Time Arrears and (2) will be paid as pension arrears.
CASE- 3 : PENSIONER DIED AFTER 30-9-2009.
The Family will get the arrears of pensioner from 1-1-2006 to
30-9-2009 =340 X 46.02=15845. as LTA and
From 1-7-2009 to 24-9-2012 she will get arrears – Difference between 4998- 4650 =348 + DA as pension arrears.
This is how the Arrears for Families may be calculated.
This Illustration may be taken as a Model calculation .
Banks may follow this method if required for speeding up the calculation .
Dear veteran brothers,
please approach the bank branches and request them to disburse the pension at least to the aged family pensioners immediately before they kick the bucket.