Wednesday, October 15, 2025

HARDSHIP FACED BY WIDOWS IN GETTING LTA(LIFE TIME ARREARS)CERTIFICATE FROM BANKS

 


DISCREPANCY REGARDING  LTA  CERTIFICATE.

As per procedure, after death of a pensioner, if there is no PPO in her favour,  the widow has to  apply for family pension and receive the claim forms from respective Record office.

One of the Documents  is  LTA-  (Life Time Arrears) certificate, which is to be issued by PDA of the deceased pensioner.  Bur, in practice, the PDAs  insist the claimant to get it filled. The claimant approaches   some ESM or Associations.   Again. Some PDA wants proof of the Rate of pension mentioned in the LTA form. Actually, this is the duty of PDA, the last Payment particulars is available   with them, but they insist to get it  filled , this is unfortunate.

On coming to know this happenings, and  delay due to non acceptance of LTA,  the PCDA had issued 2 Circulars, Cir 389 and 476  where by, the claimant can submit a Declaration-in the form of Affidavit/Indemnity bond  in lieu of LTA, witnessed by  2  Ex-Servicemen..  

But still, some Banks/ ROs insist for LTA only which is not reasonable.   In view of this rejection, PCDA has again issued   one more circular 656 dated  10-01-2022   repeating/ reminding the same  circulars to accept the  DECLARATION  in Lieu Of LTA.

Here,   respective  ROs  may view the genuineness of case and accept the  Declaration  in lieu of LTA.  Thus  the  hardship to the widow/ claimant  may be avoided and   family pensioned sanctioned  without delay.

Our ESM associations and senior veterans may guide the claimants suitably in this regard. 



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