Wednesday, October 22, 2025

VERY HAPPY NEWS.

 





VERY HAPPY NEWS

In Indian Army, Smt. PREETI RAJAK,   an acclaimed Trap Shooter  from Madhya Pradesh  has created history by becoming the First WOMAN  SUBEDAR of the Indian Army.

Preeti Rajak  was born on 06-11-2002 in ITARSI TOWN IN MADHYA PRADESH.

She is a STATE AND NATIONAL LEVEL  Trap Shooting Champion .

Normally, it takes about 20yrs to become  a SUBEDAR in Army.

Due to a powerful symbol of dedication , Talent  this woman has become  the First  ever Woman  Subedar in our Indian Army.  

         "WE CONGRATULATE HER AND WISH  HER A BRIGHT FUTURE ."


Tuesday, October 21, 2025

DEFENCE SALARY PACKAGE (DSP) AND DEFENCE PENSION ACCOUNT (DPA) REGARDING



 DEFENCE SALARY  PACKAGE(DSP)  AND DEFENCE PENSION ACCOUNT(DPA)  REGARDING.

Dear veterans, 

We all know that, there is MOU between MOD and Banks for certain benefits for Defence serving  and retired personnel.  Accordingly, most our veterans have converted their Normal Saving Bank account to DSP   

Now, we understand that, there is difference between DSP  and DPA.   DSP for serving  and DPA for retired personnel. 

The rule says that, in DSP a/c  , if the  salary is not credited consecutively  for three months, the benefit will be cancelled automatically.  After discharge, there will be no SALARY credit,  For pensioner, there will be only Pension credit.,. Hence, the DSP account will be automatically cancelled. one should have DEFENCE PENSION ACCOUNT instead of  DSP a/c  to get the benefits.  

or

PLEASE CHECK UP IN THE PASS BOOK, IF THE  TYPE OF A/C IS MENTIONED 

AS  DSP-PEN A/C  IT IS OK.

A case had been noticed that, one Subedar , retired from service with DSP account  and dies with an Accident, after say one year after discharge. When his wife claimed for the insurance benefit, the Authorities rejected the claim stating that, the pensioner  was not having DEFENCE PENSION ACCOUNT (DPA) . He was having only Salary a/c ,and  there was no Salary credit, the claim is rejected.  So this is the position.

 In view of the above case study,  our Defence pensioners are requested to convert their  existing Normal SB account  to DPA- Defence Pension Account / DSP-PEN a/c instead of DSP a/c to get the Insurance and other benefits.

All our veterans are requested to note same and pass on this important message to other veterans in their areas.


VERY USEFUL INFORMATION- ARAMGARGH IN DELHI FOR ESM

 




       

VERY USEFUL INFORMATION- ARAMGARGH-REST HOUSE   IN DELHI

Dear Veterans,

There is a REST HOUSE/ ARAM GARGH  FOR Serving and Retired Military personnels  in  Delhi.

This rest house is called   TAURUS SAINIK ARAMGARGH.

It is situated Opposite to Military Base Hospital., Delhi Cantt.

Accommodation:

AC Room with Double Bed…………………..Rs. 350 plus Electric charges per day.

AC Dormitory    Single Bed…………………. Rs. 125 plus  Electric charges per day.

Meals: Breakfast, Lunch and dinner:     Rs.300 per head.

 Maximum 10 days , may be extended on request by 5 more days.

ESMs and their Families  visiting Delhi can avail this facility.

We can Book the Room on phone :

Army No:    37844

Civil No:      8527878080

Civil No:      011-28093233

Email ID:   taurussainikaramgrah@gmail.com

Address:      

TAURUS SAINIK ARAMGRAH

Opp:  Base Hospital

Maude Road

Delhi Cantt;  Pin: 110 010

Our veterans are requested to pass on this information to other Veterans and Families  in their area,


Sunday, October 19, 2025

DEEPAWLI GREETINGS



Dear All visitors, 

We, the Exwel Trust, Tirunelveli- dist, Tamil Nadu,

"WISH YOU ALL A VERY HAPPY DEEPAWALI GREETINGS "

Thursday, October 16, 2025

GLAD NEWS FROM OUR DEFENCE MINISTER -INCREASING FIANANCIAL ASSISTANCE BY 100%TO ESM COMMUNITY AND FAMILIES

 

VERY USEFUL MESSAGE FROM OUR DEFENCE MINISTER

A glad news  that our Defence Minister Mr. RAJNATH SINGH  has approved  100% increase in 

Penury Grant, Marriage Grant and Education grant for  ESM community.

This  is effective from   01-11-2025.


              1  PENURY GRANT:   Enhanced from Rs 4000 to 8000/-  pm  for non-pensioners and                             widows    of    65 yrs of age  and above  having no regular income.

             2.  MARRIAGE GRANT  :  Enhanced from Rs.50000 to 100000/- for TWO daughters and 

               for Widows RE-MARRIAGE.

            3.  EDUCATION GRANT :    Enhanced from Rs.1000 to 2000  for children studying

  Class 1 to    Graduation  and  widows pursuing a TWO year Post Graduate course.

All our senior veterans may please guide  the eligible non-pensioners and widows in their areas.



Wednesday, October 15, 2025

HARDSHIP FACED BY WIDOWS IN GETTING LTA(LIFE TIME ARREARS)CERTIFICATE FROM BANKS

 


DISCREPANCY REGARDING  LTA  CERTIFICATE.

As per procedure, after death of a pensioner, if there is no PPO in her favour,  the widow has to  apply for family pension and receive the claim forms from respective Record office.

One of the Documents  is  LTA-  (Life Time Arrears) certificate, which is to be issued by PDA of the deceased pensioner.  Bur, in practice, the PDAs  insist the claimant to get it filled. The claimant approaches   some ESM or Associations.   Again. Some PDA wants proof of the Rate of pension mentioned in the LTA form. Actually, this is the duty of PDA, the last Payment particulars is available   with them, but they insist to get it  filled , this is unfortunate.

On coming to know this happenings, and  delay due to non acceptance of LTA,  the PCDA had issued 2 Circulars, Cir 389 and 476  where by, the claimant can submit a Declaration-in the form of Affidavit/Indemnity bond  in lieu of LTA, witnessed by  2  Ex-Servicemen..  

But still, some Banks/ ROs insist for LTA only which is not reasonable.   In view of this rejection, PCDA has again issued   one more circular 656 dated  10-01-2022   repeating/ reminding the same  circulars to accept the  DECLARATION  in Lieu Of LTA.

Here,   respective  ROs  may view the genuineness of case and accept the  Declaration  in lieu of LTA.  Thus  the  hardship to the widow/ claimant  may be avoided and   family pensioned sanctioned  without delay.

Our ESM associations and senior veterans may guide the claimants suitably in this regard. 



Tuesday, October 14, 2025

GREAT ACHIEVEMENT FOR OUR EXWEL TRUST

 


VETERAN SEPOY  MUTHUNAYAGAM SALAMON               

                                       

      OUR CHIEF LIAISON OFFICER VET.SGT.S.KANTHIAH  ALONG WITH 

 VETERAN SEP .MUTHUNAYAGAM AND HIS DAUGHTER AT OUR TRUST OFFICE.



                                 GREAT ACHIEVEMENT FOR OUR EXWEL TRUST

 One veteran Ex.Sepoy MITHUNAYAGAM SALAMON ( 1331363) from MEG Records, was discharged on Disability pension after serving for 4.5 yrs  in 1968.

He was getting only Disability Element  though he was eligible for both Service Element and Disability Element.   On hearing the services of our welfare Trust, he visited our Trust office. 

On going through the available documents and Bank pass book, we confirmed that he was getting  DE  only.  We noticed  that he had received one letter in 2022  from PCDA that he is eligible for Service element, addressed to Sankarankovil Treasury office-

We took up the case with CPPC, SBI Chennai but they informed that they have not received any such letter or PPO.  Then we wrote to PCDA, Allahabad,  and requested them to send the same PPO/Letter to SBI,CPPC Chennai.  CPPC, SBI also wrote to PCDA  in this regard. 

On our advice, the veteran visited  CDA office at Chennai also.

 After having correspondences about one year, the PCDA has sent PPO  to CPPC, and the Bank has now informed that they will be crediting the Arrears of Service element from 1-1-2006 amounting  to few  Lacs.  THE VETERAN WAS SO HAPPY/

The veteran Sep  Muithunayagam Salamon  visited our Trust Office along with her daughter  and expressed their sincere gratitude  and thanks to all the members of our Trust  for all the help extended   for getting this benefit.

This is a great achievement for our efforts in getting this matter solved favorably and we are  very much satisfied with this fruitful result..




Wednesday, October 8, 2025

FOR INFORMATION OF ALL 70 YRS AND ABOVE AGED PEOPLE INCLUDING NON ECHS MEMBERS - PMJAY CARD

 

                  


                                 ECHS  AND  AYUSHMAN PMJAY CARD REGARDING

Dear veterans,

There is a  new Medical card  PM JAY is introduced by central Government for  all aged 70yrs and above.  There is a doubt among  Ex-Servicemen  whether  ESM are eligible  for PMJAY card.

 In this regard  , our ECHS Authority  has released an Advisory . 

ECHS  follows CGHS  guidelines as per policy in VAGUE, the veteran is not authorized  to get the facilities  both from ECHS and Central Govt/ State Govt/ PSUs/ PMF  funded scheme simultaneously . The recent PMJAY also has a clause  stating that  if any ECHS beneficiary  joins PMJAY, he has to forgo  his ECHS membership and it is IRREVERSABLE .

Hence, medical facilities both from ECHS  AND PMJAY  is not entitled. “ 

The non ECHS members can join  PMJAY scheme. They are advised to join the scheme  PMJAY immediately.  70  yrs and above can get  free medical treatment  up to 5 Lakes per year  in any Govt  or Private Hospitals with this Card/.

Auth:  ECHS advisory No: B/49701-PR/GEN/AG/ECHS/2024   dated 16-12-2024.

 

Tuesday, October 7, 2025

INDIAN AIRFORCE DAY

 


Dear all Airforce veterans and Families,

We, the EXWEL TRUST,members of  Tirunelveli-Dist, Tamil Nadu,


"WISH YOU ALL A VERY HAPPY AIR FORCE DAY 2025"

Monday, October 6, 2025

ENHANCED RATE OF DA /DR BY 3% FROM 01-07-2025 55% TO 58%


dear all. the order for increase of DA for all central Govt.rmployees and pensioners is released.

 3% is increased from 01-07-2025.    DA rate  will be increased from 55%  ro 58% 

Subject: Revision of rates of Dearness Allowance to Central Government employees effective from 01.07.2025.

Dearness Allowance effective from 01.07.2025 @ 58% – 3% increase to Central Government employees: Department of Expenditure, Ministry of Finance O.M. dated 06.10.2025           No.1/4(i)/2025-E.II(B)

                                                                                                                  



 


Saturday, October 4, 2025

GOOD NEWS FOR ESMS AND FAMILIES

                        

                   


VERY USEFUL INFORMATION TO  ESM AND FAMILIES. .


Many of our Ex-Servicemen and Families are facing Lots of problems regarding pension and other issues involving legal aspects. 

We keep on approaching our Record offices and Soldier Boards. 

There  is already a NATIONAL LEGAL SERVICE AUTHORITY  (NLSA)  at National level  and State Legal Service Authority  (SLSA)  and District Legal Service Authority (DLSA)  at   Dist level. 

Most of us are not aware of these  Authorities.

Now , we understand  that  there will be a Legal Team (DLSA) available in each Dist Soldiers Board to hear the grievances of our ESM and Families problems involving legal aid and help. 

This facility will be available on every WEDNESDAY   between 10AM to 1PM at all our Soldiers Board.  You can enquire from AD offices  for latest  Day and Timing.

All our ESMs and Families  are requested to avail this facilities  to get free legal advice and help.

Veterans are requested to pass on this message to others also in your areas.

SOI:  veterans welfare Aruppukottai - 


VERY HAPPY NEWS.

  VERY HAPPY NEWS In Indian Army, Smt. PREETI RAJAK,    an acclaimed Trap Shooter   from Madhya Pradesh   has created history by becoming ...