
We, the members of Exwel Trust, Tirunelveli District, Tamil Nadu,
" WISH YOU ALL A HAPPY ONAM FESTIVAL"
The Ex-servicemen & Social Welfare Trust was formally declared open on 22.4.2006 to serve for the ex-servicemen and socially backward public. The Trust is promoted by the veterans of the three services.
We, the members of Exwel Trust, Tirunelveli Dist, Tamil Nadu,
'" WISH YOU A VERY HAPPY MILADI NABI FESTIVAL "
"WISH YOU ALL A VERY HAPPY VINAYAR CHATHURTHI "
VETERANS AND FAMILIES IN THE FUNCTION
24 th ANNIVERSARY OF TIRUNELVELI DIST ESM WELFARE ASSOCIATION
The 24th Anniversary of Tirnelveli Dist, ESM association was celebrated on 24-08-2025 in the premises of SRI.VIVEKANANDA MATRICULATION Higher Sec School, Vannarpettai, Tirunelveli.
More than 300 ESMs and families attended the function.
Vet.Col.AlWIN, the Manager, CSD canteen, Palayamkottai, was the Presiding officer.
Gen.Secretary Vet,Sgt.K.Chelladurai ( Advocate ) welcomed the participants.
Two minutes silence was observed in memory of veterans who passed away during the last one year.
Gen Secretary briefed the crowd about the activities of Association followed by other dignitaries gave brief lectures about the activities of Association , Canteen and the Soldiers board.
Vet.Sgt.S.Kanthiah, Chief liaison Officer of EXWEL TRUST, delivered a lengthy lecture on the Importance of Part II order, Concept of SPARSH and its advantages and difficulties faced by veterans and family pensioner and remedies. The he also explained about the (DSP ) Defence Salary Package account and its benefits to pensioners and requested the veterans to convert the Normal Savings account and ATM/DEBIT CARD into DSP account in all Banks to avail the benefits like waiver of commissions on DD, NEFT, Zero , minimum balance and Locker rent rebate etc.. Especially the Accidental death – Insurance benefits of 50+2 lacs .
Then Senior veterans were honoured with SHAWLS /
The Children of our veterans were issued with Merit certificates for scoring higher Marks.
Note: There was a free Medical camp arranged by Shifa Hospital and Agarwal EYE Hospital. Many of our veterans availed the facilities.
Vet,Sgt. K.Chellapandian , President of Association gave vote of thanks and the function concluded with National Anthem.
All the participants were served with Veg and Non Veg, lunch.
The function was a great success.
Dear veteran brothers, wards of ESM may apply for the above posts. Please try to pass on this message to our friends also.
" WISH YOUALL, THE COUNTRY MEN AN WOMEN A VERY HAPPY
79TH INDEPENDENCE DAY "
Nowadays, when a Veteran expired, and whose pension account is migrated to SPARSH, we have to report the Death event to Sparsh online. Then Initiate family pension.
Here for confirmation of death, we have to upload the Death certificate and Bank details to Sparsh and we get the Token Number for following up. This is the position.
Now, we came across FEW cases, where the name in Death certificate and PPO differ.
For Example: Name in PPO: PICHANDI MUTHAIAH and in /death Certificate only MUTHAIAH.
When we up loaded the death certificate, it is Rejected. Hence, we could not go for Initiate Family pension option. Thus, the switching over to family pension is held up.
The village Admin officer says, the name in death certificate can not be changed. He can give a DUAL NAME certificate only in this case. Like the names MUTHAIAH AND PICHANDI MUTHIAH pertains to one and the same person-
WHEN WE SUBMITTED THE DUALnAME CERTIFICATE, with lots of quiries, the certificate was accepted but took about ONE year to get family pension.
Dear Veteran brothers, and our ESM associations, may please note this happening . You are all requested to guide the NOK or the relatives of the deceased veterans when you attend the funeral function, , to obtain DEATH CERTIFICATE WITH THE NAME AS IN TH PPO ONLY. Also the name of spouse as in the PPO to avoid such hardship at later stage so as to have a smooth switch to family pension.
WISH OUR CHJIEF LAISON OFFICER VET.SGT.S.KANTHIAH
"A HAPPY 85TH BIRTH DAY (03-08-1941) "
WE PRAY GOD TO GIVE HIM A LONG, HALE AND HEALTHY LIFE TO SERVE
FOR OUR EX-SERVICMEN COMMUNITY,
Dear veteran brothers,
This article is regarding the Divided Family pension;
Divided pension is normally granted to 2nd wife( lawfully) and eligible any one of the children of first wife- , or 1st wife and children of 2nd wife. Equal share i.e 50% each.
In a Divided family pension cases, where one pensioner died, the surviving pensioner is automatically become eligible for full pension, 100%, that is restoration of full pension instead of the existing 50%
To get this benefit, the death of pensioner is to be intimated to PDA ( Bank ) as well as the CDA or Sparsh, if already migrated, with full particulars , PPO no, Bank and account No etc, along with a copy of death certificate. This is done by the living pensioner or the relatives of the deceased pensioner..
Sparsh Migrated case: this event is to be reported in the Sparsh Portal- without Login-
Services- Report events heading- Death Report/ Family pension/stoppage of pension- by furnishing full particulars as per the format in the system -like details of the deceased and the claimant ( Death certificate, Bank details to be uploaded )
After verifying the generousness of the case (death ) . the CDA /Sparsh will issue a corr, PPO informing the PDA /*SPARSH to pay full pension to the surviving pensioner –
This is called RESTORATION OF FULL PENSION.
On receipt of this instructions , corr.PPO, the PDA or Sparsh authorities will start paying full pension.to the living pensioner. .
All our veterans are requested to note and guide the affected pensioners.
FOR INFORMATION OF OUR VETERANS
This is regarding the eligibility of Family pension to a Judicially Separated spouse.
We are all in a opinion that a Divorced Spouse is not eligible for family pension after the death of pensioner. But it is not so;
If a male Govt.servant dies leaving behind a Judicially separated widow and no child or children , the family pension shall be payable to the widow . If the judicial separation was granted on the ground of ADULTERY and the widow was held guilty of committing Adultery, no Family pension shall be payable.
In a normal Divorce, the widow shall be eligible for Family pension.
As per CCS Pension Rule 1972, Sub Rule- 54 ( 11-A and 11-B) ,
A divorced Widow other than Adultery case, is eligible for family pension after the death of pensioner under the following conditions:
a) If there is no Child or children or children become In-eligible , the Family pension shall be payable to the Divorced widow till her death or remarriage which ever is earlier.
b) If the child or children are Minor, then the divorced widow is eligible for Family pension as a Guardian for the children.
Note:
Here , some times the parents of the deceased , ( married pensioner) claim for family pension stating that the widow was divorced with their son, hence no pension to her and family pension may be granted to Mother or father of the deceased.
This situation is applicable only if the deceased was a bachelor and not in case of Married person. After marriage, all the benefits go to spouse or children only.
All our veterans may please note the same for reference.
VERY VALUABLE AND IMPORTANT INFORMATION
Many of the pensioners hesitate in filing IT returns, but there is an important information that shows that filing IT returns has a great advantage to the families of Pensioners at the time of any accidental death of the pensioner.
As per section 166 of the Motor Vehicle Act, 1988 ( Supreme court Judgment under civil appeal No.9858 of 1953 ),
In case, a pensioner died in an accident, his family is entitled to 10 times of average income of the last three years , provided he had filed the IT returns for the last three years.
For Example:
If the monthly pension of a pensioner is 25000/- , then his annual income will be 25000 X 12= 3,00000/-. Average income of the last three years say 300000/-, then his family will get 10 times of 3 Lacs- 300000 X 10 = 30,00,000/- 30 Lacs from Government .No other proof , other than IT returns will be required by the court. So, filing of IT returns regularly , even NIL returns by the pensioner will go a long way in providing a BIG economic relief to the bereaved family of the pensioner on his/ her death by accident.
Failure to file IT returns due to ignorance about this information will lead to a great loss to the family of the pensioner .
All our ESM associations are requested to pass on this message to our veterans in their areas.
Dear veteran brothers,
We have published in our blog regarding the eligibility of Service Element and Disability element for invalided pensioners who were gtanted only Disability element ,
There are still many veterans are drawing only DISABILITY ELEMENT.. The order from DOPPW is cear to pay both SE and DE from 01--01-2006.
The affected veterans may take up their case for getting this benefit . You can approach us also for guidance and help.
Dear veteran brothers,
We had already published the same article. Once again we are publishing the same as still some banks have not included the service element, paying Disabilityelement only..
There was a provision for granting DISABILITY ELEMENT only for those
who were boarded out with less than 10 yrs of service prior to 1-1-2006..
Now, our Govt., on considering the sufferings of such veterans , has published
an order in 2020 for granting both Service element and Disability for such veterans
Whether Pre or Post 2006 invalided out veterans w.e.f 01-01-2006.
The Dept of Pension and Pension welfare has issued an order on 28-7-2020.
We understand that , still some Banks are paying only Disability element .
The Order is very clear to pay both SERVICE ELEMENT and DISABILITY ELEMENT to such veterans w/e/f 1-1-2006.
The affected veterans may approach their Bank branches for getting this benefit
or they can approach our Trust office for guidance and help.
AUTHORITY: Dept. Pen& Pen Wel (F)- No. 1/7/2017-P&PW(F) dt 28-07-2020.
We the members of EXWEL TRUST, TIRUNELVELI-DIST, TAMIL NADU,
"WISH YOU ALL A HAPPY UNIVERSAL YOGA DAY . "
Dear Muslim veteran brothers,
We, the Exwel Trust, Members, Tirunelveli Dist, Tamil Nadu
" WISH YOU ALL A HAPPY BAKRITH FESTIVAL."
The Dearness relief for Ex-Gratia pensioners is enhanced by 12% w.e.f 01-07-2024..
The orded is released very late i.e on 11-04-2025 .
For pensioners it is from 443 TO 455 and for Families from 435 TO 447
ILLUSTRATION
FOR PENSIONERS FOR FAMILY PENSIONERS.
BASIC ; 750.00 645.00:
DP.................. 375.00 323.00
Total BP..........1125.00 968.00
DR 455%...... ..5119 .00 447% 4327.00
Total pen...../ 6244.00 5295.00
The affected Ex-Gratia pensioners may approach their banks for getting the enhanced rate of dearnessRelief w.e.f 01-07-2024.
AUTHIRITY : GOI- DOPPW No: 42/02/2024-P &PW (D) dated 11-04-2025
Hony.Capt. Shanmugavel with our Liaison Officer Vet Sgt.S.Kanthiah at our Trust Office.
GOOD RESULT OF OUR EFFORTS
We took up the case of three HONY,Officers with Qualifying service 32.5 yrs and above
as per PCDA cir 679.
1. Hony. Capt. Shanmugavel ( JC199023w ) Army.
2. Hony., FO . Arumugam (644940R) Air Force
3. Hony, FO. Chandra sekaran (215814 T) Air Force
We lodged in CPENGRAMS about the non revision of the above 3 cases.
The Pension of all the three is now revised as per PCDA cir 679 Basic pension from 41532 to 46300 w.e.f 01-07-2024 and the eligible arrears also paid.
Any such Hony.Officers with QS 32.5 yrs and above may approach us for help.
All the three Officers expressed their thanks to our EXWEL Trust.
We are happy of our achievement.
WE, THE EXWEL TRUST MEMBERS OF TIRUNELVELI DIST TAMIL NADU,
" WISH YOU ALL A VERY HAPPY AND PROSPEROUS TAMIL NEW YEAR. "
by 2% with effect from 01-01-2025.
OUR DA IS INCEASED FROM 53 % TO 55% W.E.F 01-01-2025.
Cabinet approves release of an
additional instalment of Dearness Allowance to Central Government employees and
Dearness Relief to Pensioners w.e.f. 01.01.2025
48.66 lakh Central Government employees and 66.55 lakhs pensioners to benefit
2% benefit to cost Rs. 6614.04 crore per annum to exchequer
Posted On: 28 MAR 2025 4:15PM by PIB Delhi
The Union Cabinet chaired by Prime Minister Narendra Modi
approved to release of an additional instalment of Dearness Allowance (DA)
to Central Government employees and Dearness Relief (DR) to pensioners w.e.f.
01.01.2025 representing an increase of 2% over the existing rate of 53% of the
Basic Pay/Pension, to compensate against price rise.
The combined impact on the exchequer on account of
increase in both Dearness Allowance and Dearness Relief would be Rs. 6614.04
crore per annum. This will benefit about 48.66 lakh Central Government
employees and 66.55 lakhs pensioners.
This increase is in accordance with the accepted formula,
which is based on the recommendations of the 7th Central
Pay Commission.
We, the members of EXWEL TRUST, tIRUNELVELI DIST, tAMIL NADU,
" WISH YOU ALL A HAPPY RAMZAN FESTIVAL 2025. "
wE HAVE published the same article on May 28th 2024 in our Blog. We are again publishing the same for your benefits,
We all know that there a scheme DSP (Defence Salary Package ) and our existing pension account is
converted in to DSP account.
There are many benefits in the scheme like accident coverage .
Now the same scheme is introduced in other banks also. Our veterans are not aware of this /
We are giving the name of DSP a/c in other Banks for your information and knowledge.
Axis bank: ULTIMA DEFENCE SALARY ACCOUNT (Pension Salute)
Bank of India : JAI JAWAN SALARY PLUS
Bank of Baroda: SALARY AND PENSION SALUTION
Canara Bank : JEEVAN DHARA
Central Bank of India: CENT PARAM
Indian Bank: IB SALAM SPECIAL A/C FOR DEFENCE
Punjab National Bank-(PNB) : RAKSHAK PLUS SCHEME
Indian OverseasbanK : DEFNON
SBI : DSP
Please visit the website of individual bank and check up for this information.
Dear veterans, please visit your Bank and arrange to convert the existing pension account
Our ECHS authorities have released one Advisory for all the Primary members of ECHS.
They have instructed us to submit oneDECLRATION regarding MISUSE of the ECHS Cards.
We have to submit the DECLARATION BY 30-06-2025 TO our Officer In Charge, ECHS Poly clinics
AUTHORITY: MD ECHS ADVISORY No: B/49492/ AG/ECHS/Vig/69 dated 21-03-2025
FORM OF DECLARATION BY ECHS MEMBER.
I hereby solemnly reaffirm and declare that, if any ECHS membership Card issued to me and my dependents on any accts is misused or used by any unauthorized person , my membership will be cancelled without any notice or further hearing . In addition , I will forfeit my contribution and I will pay the entire cost of expenditure incurred on such unauthorized claims. I will also be liable for legal action by ECHS organization.
ECHS Beneficiary Name:
Membership Card No:
Signature of Member:
Date:
The Dearness relief for Ex-Gratia pensioners is enhanced by 16% w.e.f 01-01-2024..
The orded is released very late i.e on 09-08-02024 .
For pensioners it is from 427% to 443% and for Families from 419% to 435%
ILLUSTRATION
FOR PENSIONERS FOR FAMILY PENSIONERS.
BASIC ; 750.00 645.00:
DP.................. 375.00 323.00
Total BP..........1125.00 968.00
DR 443%........4984.00 435% 4211.00
Total pen...../ 6109.00 5179.00
The affected Ex-Gratia pensioners may approach their banks for getting the enhanced rate of
dearnessRelief w.e.f 01-01-2024.
Authority: GOI. Dept of pendion and pension welfare No. 42/02/2024-P&PW(D) DT.09-08-24.
All our ESMs may please convey this message to others in their areas..
Auth: ADVISORY NO: B/49774/AG/ECHS/2025 DATED 12-03-2025..
By this MOU, the existing limit of 30 lacs
is enhanced to 50 lacs.
For Army…. From 30 lacs
to 50 lacs w.e.f
14-01-2025
For Air Force 30 lacs to 50 lacs w.e.f.
04-02-2025
For CRPF…………….30 lacs to 50 Lacs w.e.f
04-02-2025
All other existing
benefits will continue.
All our veterans are
requested to convert their existing Normal SBI account and
ATM Debit cards into DSP account to avail this benefit.
Authority: SBI- Resources/SPA/2024-25/652 dated 27-02-2025
Dear veteran brothers,
Here is a good news for Hav,granted with Hony.Nb.Subedars there was a circular 631, and eligible Hony Nb,Sub gor ther arrears,
Now, as per CDA cir 678 dated 24-09-2024, and MOD Ltr No, 1(13) 2016/D( Pen/Pol) dated 22-8-2024, the Widow's of Hony.Nb.Suberars also ligibile for the same benefit.
the affected family pensioners may approach their Bank baranches for availing this benefit..
Dear veteran brothers,
We had already published the same article. Once again we are publishing the same as still some banks have not included the service element, paying Disabilityelement only..
There was a provision for granting DISABILITY ELEMENT only for those
who were boarded out with less than 10 yrs of service prior to 1-1-2006..
Now, our Govt., on considering the sufferings of such veterans , has published
an order in 2020 for granting both Service element and Disability for such veterans
Whether Pre or Post 2006 invalided out veterans w.e.f 01-01-2006.
The Dept of Pension and Pension welfare has issued an order on 28-7-2020.
We understand that , still some Banks are paying only Disability element .
The Order is very clear to pay both SERVICE ELEMENT and DISABILITY ELEMENT to such veterans w/e/f 1-1-2006.
The affected veterans may approach their Bank branches for getting this benefit
or they can approach our Trust office for guidance and help.
AUTHORITY: Dept. Pen& Pen Wel (F)- No. 1/7/2017-P&PW(F) dt 28-07-2020.
HE WAS A VERY ACTIVE MEMBER IN HELPING OUR VETERANS IN THANJAVORE DIST, HE IS KNOWN TO ALL THE ESM ASSOCIATIONS..
"WE PRAY THAT HIS SOUL REST IN PEACE."
WE EXPRESS OUR GRIEF TO HIS FAMILY MEMBERS
"WISH YOU AL A HAPPY 76TH REPUBLIV DAY- JANUARY 26TH. 2025"
THE 8TH CENTRAL PAY COMMISSION WHICH DUE FROM 01-01-2026.
THE MEMBERS OF THE COMMISSION WILL BE ANOUINCED SOON.
THIS IS A HAPPY NEWS FOR CENTRAL GOVT. EMPLOYEES AND PENSIONERS. .
, Dear all, We, the members of Exwel Trust, Tirunelveli District, Tamil Nadu, " WISH YOU ALL A HAPPY ONAM FESTIVAL"