TWO MORE WIDOWS HELPED BY OUR TRUST

TWO MORE WIDOWS HELPED BY OUR TRUST

On our continued visits, we identified another two more widows were receiving less pension than their entitled amount..

1) Smt.Parani W/O Late N.Velu (Disabled soldier), 1098490 M of DSC records , PPO No.S/006032/2002 was getting the pre-revised pension only, after the demise of her husband on 7-7-2007. Our trust members interacted with the PDA, Canara Bank, Kallidaikurichi, Tirunelveli ,Tamil Nadu and got the pension revised as per VI th Pay commission and arrears amounting to Rs.30631/-in the month of December 2009.

2) Smt.Greasy Durairajan w/o Hony.Capt.Durai Rajan was getting pension as per Annexure -I only.
We visited the PDA, Canara Bank, Shenkottai, Tirunelveli and explained that , as per CDA Cir 403 and Annexure III of MOD letter dated 11-11-2008, she is eligible for a Basic pension of Rs.8310/ instead of 7357/-. The Bank officials readily accepted our submission and revised the pension and paid the arrears
Of Rs.46300/-

UNDERSTANDING DEFENCE PENSION

UNDERSTANDING DEFENCE PENSION

The Exwel Trust volunteers visited a number of pension paying bank branches in connection with pension cases. Almost all the Branch Managers complained that they had not received the particular government order. Even if some order is received, they are not in a position to understand and implement it, because the orders are not received serially for cross reference.

Banks do not compile all the orders serially as they do not receive them in order. There is no single website for the defence pension. Some orders are released by PCDA PENSION, ALLAHABAD, and some orders are published by Ministry of Defence. The PCDA Pension Website is not updated regularly. There is no proper management of PCDA Pension Website and MOD website. The department of ex-servicemen welfare does not have their own website. There is a total neglect of defence pensioners. Some orders are not at all published in any website.

For example, there is no specific order indicating the rates of special family pension to various ranks. The banks are not convinced to pay even if we explain various pension regulations. They want table wise orders linked with ranks as follows:-

The Rates of Special Family pension payable to defence family pensioners as per 6^th CPC w.e.f. 01.01.2006. (Army and equivalent ranks)

1. Widows of Sepoys, Naiks and Havildars & equivalent Rs. 7000/-

2. Widows of Nb.Sub. Group. ‘A’ & ‘X’ Rs.10,140/-

3. Widows of Nb.Sub Group B to H Rs. 9,300/-

4. Widows of Sub. Group ‘A’ & ‘X’ Rs.10,380/-

5. Widows of Sub. Group B to H Rs. 9,540/-

6. Widows of Sub.Maj. Group ‘A’ & ‘X’ Rs.10,500/-

7. Widows of Sub.Maj. Group B to H Rs. 9,660/-

8. Widows of Hon. Lts. Rs.16,200/-

9. Widows of Hon. Capt. Rs.16,620/-

The above rates are derived from the pension rules. It is calculated at the uniform rate of 60% of reckonable emoluments (Pay including Grade pay, MSP and ‘A’ Group pay) subject to a minimum of Rs.7000/-. Please refer MOD letter dt.4.5.2009 para 4.2. If the banks wants a tabulated order, it is not available.

Look at the order mod.nic.in/6thCPC/Pens-award pre-2006.pdf in para 4.2 only the rate of minimum Special family pension is mentioned as Rs.7000/-. Nothing else about other ranks. How can the bank pay for other ranks ? This is a mischief done by PCDA (P). Because there is no body to question them. The MOD Department of Exsm. Welfare is not at all bothered about it.

LOOK AT THESE WEBSITES FOR DEFENCE PENSIONERS. YOU MAY GET SOME IDEA ABOUT THE DEFENCE PENSION.

1. www.dgrindia.com

2. www.mod.nic.in

3. www.pcdapensions.nic.in

4.www.afa-india.org

5. www.pensionersportal.gov.in

6. www.gconnect.in

7. www.finmic.nic.in

8. www.indianexserviceman.blogspot.com

www.reportmysignal.blogspot.com

www.indianmilitary.info

www.exsainikwelfare.blogspot.com

www.exsmpborwelfare.blogspot.com

CANARA BANK AND DEFENCE PENSIONERS

CANARA BANK AND DEFENCE PENSIONERS

The Canara Bank utilized the services of its retired officer Sgt.S.Kandiah in a big way and settled the grievances of many pensioners who are living in remote villages and drawing pension from rural branches.

For the information of the readers, I am giving the names of the Canara Bank branches, where Sgt.S.Kandiah visited. First of all the Exwel Trust thanks the Canara Bank management for giving access to a retired officer to attend the pensioner’s grievances in more than 24 branches in Tirunelveli region. We are very much thankful to the concerned branch managers for having given excellent co-operation to Sgt.S.Kandiah and the pensioners.

The names of the Canara Bank branches Sgt.S.Kandiah visited in Tirunelveli region.

1. Canara Bank, Alangulam Branch, Tirunelveli District.

2. Canara Bank, Veerakeralampudur Branch, Tirunelveli District.

3. Canara Bank, Thirukurunkudi Branch, Tirunelveli District.

4. Canara Bank, Eruvadi Branch, Tirunelveli District.

5. Canara Bank, Srivaikuntam Branch, Thuthukudi District.

6. Canara Bank, Nazareth Branch, Tirunelveli District.

7. Canara Bank, Eral Branch, Thuthukudi District.

8. Canara Bank, Arumuganeri Branch, Thuthukudi District,

9. Canara Bank, Gangaikondan Branch, Tirunelveli District.

10. Canara Bank, Kayathar Branch, Tirunelveli District.

11. Canara Bank, Tiruchendur Branch, Thuthukudi District.

12. Canara Bank, Vallioor Branch, Tirunelveli District.

13. Canara Bank, Sankaranainarkoil Branch, Tirunelveli District,

14. Canara Bank, Moolakaraipatti Branch, Tirunelveli District.

15. Canara Bank, Kovilpatti Branch, Thuthukudi District.

16. Canara Bank, Kallidaikurichi Branch, Tirunelveli District.

17. Canara Bank, Tenkasi Branch, Tirunelveli District.

18. Canara Bank, Shencottah Branch, Tirunelveli District.

19. Canara Bank, Melapalayam Branch, Tirunelveli District.

20. Canara Bank, Maharajanagar, Branch, Tirunelveli.

21. Canara Bank, Tirunelveli Jn. Branch.

22. Canara Bank, Palayamkottai Branch. Tirunelveli District.

23. Canara Bank, Perumalpuram Branch, Tirunelveli District.

All the defence pensioners who are drawing pension from the above branches are satisfied that they are being paid correct pension.

A single man visited all these branches alone and made this possible. Can any body name any such person doing such service to the ex-servicemen any where in the Country ? If so please send us his name and address with photo for publishing in this Blog. If we cannot do, at least we can appreciate and encourage them.

At this moment, the Exwel trust is proud to mention that it is the excellent recognition the Canara Bank management had given to its retired officer Sgt.S.Kandiah. But for the support by the Canara Bank management, this task would not have been achieved.

But why the other Banks like the SBI, IOB, Indian Bank are not utilizing the services of its retired ex-servicemen bank employees?

Sgt.S.Kandiah had visited many other Bank branches also. Except the State Bank of India, rest all the Banks co-operated for the speedy settlement of pension cases.

The SBI being the largest bank and having large number of pensioners with them, still not co-operating with the voluntary services of the Exwel Trust. For every problem of the pensioners the SBI branches simply tell the pensioners to go the CPPC, Chennai and close the chapter.

The grievances of the defence pensioners are mounting in SBI Branches. It is high time the SBI look into it immediately.

BANK MANAGERS MEET AT TIRUNELVELI

EXWEL TRUST PROPOSES TO CONDUCT

BANK MANAGERS MEET AT TIRUNELVELI

The Pension Paying Banks (PDAs) plays a vital role in the welfare and well being of the pensioners. It is the Banks which is in contact with the pensioners for a long period. In many cases, the family pension is also continued in the same bank.

It is therefore necessary to have a good relationship and understanding with the banks and the respective branch managers.

In view of the above, the Exwel Trust proposes to conduct a Bank Manager’s meeting in Tirunelveli Centre. It is proposed to invite all the branch managers in and around Tirunelveli city for the metting. The purpose of the meeting is to explain the problems of defence pensioners and family pensioners and suggest ways and means to solve them.

THE NEED FOR OLD AGE HOME

THE NEED FOR OLD AGE HOME FOR VETERANS

There is urgent need for aged home for the veterans. Children abandoning the aged parents are increasing day by day. Many colonies and individual houses constructed some forty years back with lot of dreams today remain deserted. There is no body to live in and maintain it.

Most of their children got very good higher education and flew away to US and UK. Now these aged parents not finding even a suitable servant to look after them in old age. Money is not the problem in many cases.

Their dreams like build a house, educate their children, arrange them a good married life every thing fulfilled, but the inherent desire to live jointly with them in the old age did not materialize.

For many educated senior citizens money is not the problem. The main problem is who will look after them at this old age. Here comes the need for a well planned aged home exclusively for the aged veterans and their families. Of course there are a number of aged homes throughout the country.

The Exwel Trust carried out a survey on the problems of aged veterans and their families. It has been noticed with great concern that the life of many aged veterans at the their fag end is miserable. It may be understood that the pension alone will not give a peaceful life. It is the happy social family life that is needed with the pension.

In view of the increasing social unhappiness in a family, the Trust had decided to conduct frequent counseling to the needy families and educate them to have a joint family wherever possible to look after the aged parents.

The Trust is proposing to start an aged veteran’s home for the needy aged veterans. The details will be published in due course. In the meantime, the readers are welcome to give their suggestions in the matter.

ARREARS PAID TO SPECIAL FAMILY PENSIONERS

TWO MORE SPECIAL FAMILY PENSIONERS HELPED BY THE TRUST.

During our visit to Central Bank of India, Kovilpatti, Tamilnadu we noticed Two Special family pensioners were getting less Basic pension.

1) Smt. Kupputhai w/o Late Sep.Nagamalai (DSC) PPO No.F/3866/74 A/c No,12748 25669

2) Smt.Eswari Ammal W/O Late Nk.Sivanu (275812), PPO No.F/ 2883/ 87 A/C No.12748 25206

We contacted the Manager Mr.Paul and discussed about the short payment and CDA Cir 410 where in the Basic Special family pension is increased to a minimum of Rs.7000/- The Manager happily accepted our submission and arranged to revise the Basic pension and paid the arrears of Rs.64801/- each immediately.

The Manager Mr.Paul, a young Probationary Officer of Central Bank of India, Kovilpatti Branch is to be appreciated for his sincere efforts to pay the arrears without any delay. Mr.Kandiah and the Manager worked few Sundays to pay the arrears.

We also understand that still there are about 9 more Special Family pensioners in that area. We are tracing out their location and we are confident of getting their dues.

Our sincere thanks to Mr.Paul, the Branch Manager of Central Bank of India, Kovilpatti Branch.

WE WANT REASONABLE PENSION

WE WANT REASONABLE PENSION NOT O.R.O.P.

The main demands of the lower ranks of the PBOR are a reasonable pension that need not be One Rank One Pension. Reasonable pension means, a pension amount sufficient to live a peaceful life after sacrificing the youthful part of their life in the defence service.

It is not necessary that it should be OROP. It can be IP (Improvement in Pension) or CP (Compensating Pension) or in any name that can give them reasonable pension.

The basic principle is that the ex-servicemen demand is to compensate the truncated service and honour them with full pension that is given to other ordinary civil servants. In other words, the minimum pension should not be less than 50% of last pay drawn equated with the latest pay commission scales by giving them full weightage in service.

Let the Government reject the OROP. But accept our demand for a reasonable pension for a rigorous truncated service or give a suitable re-employment for completing 33 years service.

It is the military discipline that prevents these 17 lakh men not to go in for any sort of agitation for their pension hike. But it does not mean that they will remain disciplined for ever.

It is high time that the Government should take up the grievances of the lower ranks (PBOR) without delay and settle with a reasonable pension for Sepoys, Naiks and Havildars and equivalent ranks in the other services.

It may please be understood by the authorities that the ex-servicemen (PBORs)don’t need liquor. Instead they need rice and atta through canteen and better pension. If they understand the motive behind the issue of liquor to the ex-servicemen and widows, the situation will become worse.

PENDING PENSION REVISION CASES WITH SBI

PENDING CASES WITH SBI CHENNAI CPPC

The SBI Centralised Pension Payment Cell, Chennai, is not at all attending the grievances of the pensioners. It is high time the SBI take immediate action on the functioning of the CPPC., Chennai.

________________________________________
LIST OF PENDING CASES WITH SBI

Rank Name PPO No. Bank and Branch EP Rev.Pen

Hony.Lt Veyilachi S/028264/02 Kovilpatti(859) 9) 11865 13500
SB-11017895435

Hony.Lt.Yeyaseelan s/corr/015195/02Alwarkurichi 11865 13500
11416334578

Sgt.Smt.Rajeswari W/O 08/14/B/F/471/92Tirumangalam
Sugumaran 10514864645 5763 7000

NK Smt.S.Sujatha w/o Arumanai KK Dist 5763 7000
s.Nair 11287889534

Nk. Dhanalakshimi F/ 512/ 02 Kovilpatti 5763 7000
1190217536

Nb.Sub Bagavathi Ammal S/R/MODP/ Tenkasi 3500 4650
W/O SS.Pandian 021298/01 10955670351

G.Jayamani- 1740/40 Palayamkottai 4811 7249
Gujarath-Pen 19748/OG 10482034912

Nb.Sub-B S.Suganthi D/O F/NA/65/08 Palayamkottai
SwaminathaRaj 10482000494 3500 4650



WE REQUEST THE SBI CPPC CHENNAI TO ATTEND THE ABOVE CASES IMMEDIATELY.








________________________________________

DEFENCE PENSIONERS MUST KNOW THEIR PENSION

THE DEFENCE PENSIONERS MUST KNOW THEIR PENSION.

It has been observed with great concern that a large number of Defence pensioners (PBORs) including Honorary Rank officers just accept whatever the bank pays to them as pension. The position of a family pensioner is still worse.

The highly educated children of many defence pensioners don’t bother about to find out whether their parents are getting the correct pension.

The Exwel Trust volunteers, practically go to the residences of many family pensioners after getting the details of pensioners and addresses from the pension paying banks. Hardly one percent of the pensioner comes out of their own for help. They simply continue to accept whatever is paid by the bank.

The Trust conducted one pensioners meet to help the pensioners to get their correct pension and arrears. The response was better than expected. But the follow up by the pensioners was very poor. There were about 150 pensioners in one pensioners meet. It was not possible for the organizers of the meet to settle all the cases in one day. Therefore they have asked the pensioners to come on different dates. But most of the pensioners did not turn up to get their correct pension. If this is the attitude of the majority of the defence pensioners, the banks will continue to pay whatever the amount they feel like paying. The voluntary organizations like the Exwel Trust will not have any interest to proceed further in the matter.

Whatever the services done by the Trust was purely voluntary. Most of the pensioners helped by the Trust are widows above the age of 70. They cannot go to the bank and claim the pension arrears of their own. They cannot approach even the pension adalat. The pension adalats are mere eye wash.

The Exwel Trust had referred more than 15 cases to the SBI CPPC, Chennai. So far the bank had not even acknowledged the complaint. Most of them are Special Family pensioners. They are being paid a basic pension of Rs.3500 instead of Rs.7000 from 01.01.2006. We feel like sending legal notice to the bank. However we are afraid of the expenses involved on a legal procedure.

The Bank’s legal department seldom accepts the verdict of the lower court. They will not hesitate to drag the case to even supreme court. The banks may be able to spend any amount for the legal battle. But a poor pensioner cannot afford to spend.

It is high time that the Defence pensioners better know about their pension. Otherwise the Banks in due course may stop paying the pension.

THE EXWEL TRUST CONTINUES ITS SERVICES

A 67 years old widower helps 79 years old widow.

Smt.Germany Fernand. W/O Late Nb.Sub.Susai Fernando

During our visit and interactions, we traced Two more Family pensioners receiving less pension.

1) Smt.C.Theresa W/O Late Hony.Flying Officer G.Chelladorai- PPO No.AF/F/NA/ 197/2002.

She was being paid family pension of Rs.7119- as Basic as per Annexure -I , MOD letter dated 11-11-2008.We contacted PDA, Canara Bank, Nazareth , Tuticorin-Dist , Tamil Nadu and informed about the short payment. She is eligible for Basic pension of Rs.8100/- as per Annexure-III of CDA Cir.397 and 403.The arrear amount worked was Rs.50140/-. The Bank was kind enough to accept our submission and paid the arreas and revised the Basic pension as Rs.8100/-

2) Smt.Velammal W/O Late Sub.Rajamani ( JC 19684) was paid basic pension of Rs3811/- as per Annexure -I Our Trust , after verifying the PPO, informed the PDA, Union Bank of India, Vadakarai-627812, Tirunelveli-Dist, Tamil Nadu and the PDA readily accepted our submission and paid the arrears of Rs.49026/- and revised the Basic Pension as Rs.4770/- for the rank of Subedar , Group- D.as per Annexure- III of MOD letter dated 11-11-2008.

Our Trust is continuing our efforts in tracing out the under paid family pensioners in our area.

ராணுவ பென்சனர் குறை தீர்க்கும் கூட்டம்
ஆறாவது ஊதிய கமிசனின் பரிந்துரைகள் அமுல் படுத்தப்பட்டு இரண்டு ஆண்டுகள் ஆகியும் இன்னும் பல பென்சனர்கள் சரியான பென்சன் கிடைக்காமல் தவிக்கின்றனர்.

எக்ஸ்வெல் அறக்கட்டளை தன்னால் முடிந்த அளவு நெல்லை மாவட்டத்திலுள்ள பல குக்கிராமங்களுக்கு சென்று, ராணுவ குடும்ப பென்சன் வாங்குபவர்களை சந்தித்து உதவிகளை செய்துள்ளது. இன்னும் அநேகம் பேர் எங்களை பற்றி தெரியாமல் இருக்கின்றனர்.

இதுவரை சுமார் இருநூறு பேர் பயன் பெற்றுள்ளனர். இன்னும் பலர் தெரியாமல் இருக்கின்றனர். இவர்களுக்கு சரியான பென்சன் கிடைக்க எல்லா உதவிகளையும் செய்ய எக்ஸ்வெல் அறக்கட்டளை தயாராக உள்ளது.
எமது அறக்கட்டளையின் சேவகர் திரு கந்தயா அவர்கள் இப் பூவுலஹில் காண கிடைக்காத ஒரு தங்கம். குடத்திலிட்ட விளக்காக இருக்கும் அவரின் பணிகள் நம் நண்பர்களுக்கு தெரிய வேண்டும் என்பதற்க்காகத்தான் இந்த தமிழ் வடிவ வலைப்பூ தோன்றுகிறது.

எனவே சம்பந்தப்பட்ட பென்சனர்கள் உடனே கீழ் கண்ட எக்ஸ்வெல் அறக்கட்டளை அலுவலகத்து வருகை தந்து பயன் பெறுமாறு கேட்டுக்கொள்ள படுகிறார்கள். எமது முகவரி
எக்ஸ்வெல் அறக்கட்டளை"
எண் பதினைந்து, மிலிடரி லைன்
சமாதானபுரம்,
பாளையம்கோட்டை,
திருநெல்வேலி -இரண்டு.

தேவைபட்டால் ஒரு பென்சனர் குறை தீர்க்கும் கூட்டமும் நடத்த திட்டமிடப்பட்டுள்ளது. விரைவில் தேதி அறிவிக்கப்படும்.

பொங்கல் நல் வாழ்த்துக்கள்

எங்கள் இனிய தமிழ் மக்களே
எக்ஸ்வெல் அறகட்டளை
உங்கள் அனைவருக்கும்
இனிய பொங்கல் நல் வாழ்த்துக்களை
தெரிவித்து கொள்கிறது.

ANOTHER TWO MORE AGED VETERANS HELPED IN GETTING THEIR ELIGIBLE ADDITIONAL PENSION.

The Arrears Calculation sheet is being handedover to
Ex-Sep.Jesudian Nadar by Sgt.S.Kanthiah (retd)


Our Trust , on our extensive drive and interaction with pensioners identified another Two more aged veterans, One Ex-Sep Jesudian Nadar ( 8812301 ) aged 89, DOB 23-6-1920 and another Ex.Hav.Pandiaraj ( 6257489 ) aged 83 ,DOB 27-8-1926. They were not aware that they are eligible for an additional pension on completing the age of 80 .

when we explained their eligiblity and the arrear amount of Rs.55000plus and Rs 41835//- respectively, they were simply taken to surprise. We ,after careful scrutinse of PPO, Discharge book nd the Bank Pass book, calculated the arrears and submitted the DUE/ Drawn statements to the concerned banks and requested them to revise pension on account of this Addlpen. The PDAs were kind enough to revise and pay the arrears promptly. There are still many more such aged veterans not knowing their legitimate pension. Our Trust continues to take untiring efforts and extensive interactions with pensioners/ Family pensioners to ensure that they are getting their rightful dues.