PAN CARD RULES FROM APRIL 2026

 

Dear all,

Please  watch the uses of PAN card from April 2026.

 In Which are the places  PAN card is necessary.

This is  a very useful information. 

Kindly note it for future .

IMPORTANCE OF NOMINATION FOR PENSION ACCOUNTS

 

Dear Veteran brothers,

We all should know the importance of  Nomination to our pension account.

Every pensioner/ Family pensioner is advised to  furnish Nomination to our Bank.  

As per RBI instructions, we can Nominate 4 persons  as nominees in  order  with % to each of them

If the spouse is alive, she is the first  Nominee and there is no problem. 

When a  Nomination is registered  with the Bank,  it is easy to settle the account in the event  of death of pensioner.

We can avoid submission of many documents like,  Affidavit, Indemnity Bond, Surety letters, Legal heir certificate, consent from other heirs and so  on.

When a Nomination is available,  the nominee need to submit  Death certificate of pensioner,  and proof his nomination and  genuineness of the nominee.   If the Nominee has account with  the same Bank, then it is easy,  

Hence, all pensioners are advised to  Register Nomination in NOMINATION FORM A  to their bank  pension account to avoid  delay  and harassment  in settling the account  after their death.

If the nomination is registered, it will be notified in our Bank. pass book.

 this Form.

HSC JUDGEMENT ON ARREARS FOR 3 YRS ONLY AS PER AFT JUDGEMENTS

 

Dear All,

Here is a very useful information to all our veteans .

We all know that if any case is  filed in our AFT , regarding arrears of payment   in respect of say  Disability or normal pension cases,  the judgement is given after a very long time.   

in the judgemen, ART says  arrears may be paid   for 3 years only.from the date of judgement .

In this regard, one of our veterans have filed a ase in Supreme  Court. Appeal No; 6820-6824 dt 2016.

Now, Supreme court has has giver judgement on 12-02-2026 . that, 

ARREARS FOR 3 YRS ONLY IS NOT VALID.   ARREARS TO BE PAID FROM THE ELIGBLE DATE.

The HSC has dismissed the Union of India 's appeals aagainst the Tribunalorder  and Quashed Tribunal orders that had limited arrears to thre years  prior to filing.

It is a very useful information.  All our veterans are requested to share this information to other veterans.

Re: HSC Judgment about Limitation of arrears only for 3 years is not valid

esmwelfare/Inbox

Re: HSC Judgment about Limitation of arrears only for 3 years is not valid

esmwelfare/Inbox

Chandra Nath 

From:cpcnath@gmail.com

To:veteransindia@googlegroups.com

Cc:Major SK Jain,preavsmajorsltcdrssqnldrs,Armed Forces Veterans,Indian Veterans India,helping-hands-for-veterans@googlegroups.com

Mon, Feb 16 at 3:15 PM

Dear All,

Supreme Court of India on 12 February 2026, in Union of India v. SGT Girish Kumar & Ors (Civil Appeal Nos. 6820–6824 of 2018 and connected matters), held that the statutory three-year limitation period cannot be invoked to cap arrears of disability pension once entitlement has been judicially established.

Key Holds of the Judgment

The Bench (Justices Pamidighantam Sri Narasimha and Alok Aradhe) examined appeals arising from conflicting orders of the Armed Forces Tribunal — some of which restricted arrears to three years before filing, while others granted full arrears from specified cut-off dates (e.g., 01 Jan 1996 or 01 Jan 2006).

The Supreme Court held that disability pension is a recurring and vested right — it is not a mere bounty, but a deferred part of compensation once the governing conditions are satisfied.

Once entitlement to broad-banded disability pension stands judicially affirmed (particularly through the earlier three-Judge Bench decision in Union of India v. Ram Avtar, which was treated as a judgment in rem), arrears flowing from that entitlement cannot be truncated by reference to a three-year limitation, delay, or laches.

The Court therefore dismissed the Union of India’s appeals against Tribunal orders that granted full arrears and quashed Tribunal orders that had limited arrears to three years prior to filing.

AN IMPORTANT INFORMATION TO VETERANS

 

Dear Veterans,

A new Rule for Disability pensioners , Income Tax Exemption case is announced

 in the New  Budget- 2026-2027 by our Government.

The existing Rule is, all Disability pensioners are exempted from paying Income tax

 on both Service Element  Plus Disability element.  CDA cir 210 and 211

Now, the New Rule says, only the INVALIDED out DISABILITY PENSIONERS are exempted.

 Disability pensioners on discharge on Superannuation, on completion of full service,

 or on own request are not exempted. There are cases, where Soldiers,  in spite of Disability

 continue in service for full term and discharged with Disability pension.

Such cases  , here after will not be exempted from paying INCOME TAX.

    They have to pay  income Tax.

Many of our Association have taken up the case with Government  for earlier benefits.

You can visit  exmcorner.com   blog  for more details.

  Let us hope for better result.

77TH REPUBLIC DAY CELEBRATED

 

The 77th   REPUBLIC DAY  WAS CELEBRATED  BY OUR   TIRUNELVELI  DIST EX-SERVICEN WELFARE ASSOCIATION   ON 26-01-2026.

Excecutive members  participated, Hoisted The Naional Flag at out Association Building at  Palayamkottai, Near  Military Canteen, Tirunelveli0-District Tamil Nadu.

WE, WISH YOU ALL THE VISITORS A HAPPY 77 TH REPUBLIC DAY-2026

77TH REPUBLICDAY GREETINGS

 

WE THE EXWEL TRUST MEMBERS, , TIRUNELEL-DIST, TAMIL NADU ,

"  WISH YOU ALL A VERY HAPPY 77TH REPUBLIC DAY- 26TH JANUARY 2026 "

GOOD INFORMATION TO OUR MILITRAY VETERANS

 

DEAR ETERAN BROTHERS,

Here is a very important and useful  information.    Kindly go through and   utilise the facility.

VERY USEFUL MESSAGE FOR VETERANS AND FAMILY PENSIONERS.

 

AN IMPORTANT   INFORMATION TO OUR VETERANS.

  Dear veterans,

  we are all in an Opinion that  DUAL family pension is eligible for  all Re-employed  Ex-Servicemen families (cir 504).

Here is a special message in this regard. 

There are  some widows are eligible for Special  or liberalized family pension for the  first service i.e Military service .

Where the death or disability was due to Attributable to service causes. .Hence Special  or Liberalised Family pension..

In such cases, where the family is in receipt of Special Family pension,  or  Liberalised Family pension,  she is not eligible for  same Special or Liberalised Family pension for the second service. ( Ref; MOD ltr. No: PC:2(6) /2013-D ( Pen/Pol) dated 08-07-2019. )

She is eligible for ORDINARY FAMILY PENSION FOR THE SECOND SERVICE.

 Such cases are rare but it is to be noted.   Just by referring CDA cir 504,  we should not think that the families drawing SFP  is  also eligible for one more SFP  for the second service.       These instructions  are clearly  spelled in CDA cir 626 dated 19-08-2019.

 Our veterans are requested to convey this message to other veterans in their areas.

PONGAL FESTIVAL GREETINGS

 

DEAR ALL, 

WE THE MEMBERS OF EXWEL TRUST, TIRUNELVELI DIST, TAMIL NADU

 "  WISH YOU ALL A HAPPY PONGAL "

AGE LIMIT FOR CLAIMING PERSONAL ACCIDENT INSURANCE BENEFIT UNDER N DSP SCHEME

 

HERE  is a an important message   regarding  AGE LIMIT FOR  claiming   PERSONAL ACCIDENT INSURANCE COVER.

There is a limit. As of now, as per the available  information, the  Max. limit is 80 yrs,    Those who die in an accident  whose age at the time of accident shall not be more than  80 yrs.    This limit also varies from Bank to bank.

  We have to clarify before making any claim.

This condition may change later on.

All are requested to note the same  and pass on to other veterans also.

or For Defence Salary Package (DSP) accounts, the Personal Accident Insurance (PAI) cover generally extends to serving personnel up to retirement age (often 60 or 62), and for pensioners up to age 70 (sometimes 80 for specific covers), with maximums depending on the bank (like SBI, BoB) and specific account type, covering death/disability, with child education/marriage benefits often up to age 25. 

For Serving Personnel:

·         Age Limit: Typically 18 years to retirement age (e.g., 60 years), as noted by Bank of Baroda and Bank of Baroda.

·         Cover: Includes high PAI for death/disability during duty and off-duty, as per Bank of Baroda. 

For Pensioners (Retired Personnel):

·         Age Limit: Coverage often continues, with benefits extending up to age 70 or even 80 for certain disability/accident covers, as seen in Bank of Baroda and Scribd.

·         Coverage: Includes PAI, often with continued benefits for disability and specific child benefits, say Scribd.   

All

USEFUL MESSAGE TO VETERANS AND FAMILY PENSIONERS

 

Dear all veterans and family  pensioners,

Here ia a useful message.

There are many veterans who are not satisfied with the present PDA/Banks

If they wanted to change the PDA, there was a lot of procedure and

abnormal delay in getting the change.

But, after the Migration to SPARSH system, it has become easier  for

 change of PDA*/ Banks.

The procedure is as follows:

Only requirement  is , new Bank a/c No, Bank pass book,   or unused cheque leaf 

  for the proof of new Bank a/c and IFSC   details.

Our veterans may change  the Bank details  in Sparsh portal under My profile/

 Manage profile  and uploading the new details.  Preferably immediately after the monthly

Pension credit so that  the change will take before the next pension credit.  

  SPARSH - CHANGE OF BANK - Its very easy and is done in less than a  weeks time. Login to your Soarsh Portal account using your Log in details but before that keep a scan copy of a cancelled cheque of your new bank account ready on your device for upload. Click on “Manage Profile”, choose “Bank Details”. Here click the edit button and replace the old bank details with the new ones. Similarly change the Account Number & IFSC code . The portal will then ask you to upload the scan of the cancelled cheque. Upload it and you are done. The account will be updated in a week or so. This is a straight field and requires no approvals of PCDA or Army HQ and only data is amended after veryfication with your cheque.