Sunday, November 17, 2019

UNFORTUNATE HAPPENINGS IN OBTAINING LIFE CERTIFICATE IN BANKS







UNFORTUNATE HAPPENINGS IN BANKS  FOR LIFE CERTIFICATE.

Reserve Bank of India has clearly given instructions  regarding obtaining of LIFE CERTIFICATE   vide their order RBI. 2017-2018
DBR No. Log. BC.96/ 09-07-005/ 2017-2018 dated 9-11-2017.

The facilities provided to Senior Citizens above 70 yrs of age/ Sick / Old/ incapacitated persons, including  obtaining of LIFE CERTIFICATE...    

The Para 2(g) , clearly instruct the Bankers  to provide  DOOR STEP BANKING

Ease  of submitting Life certificate  as per  JEEVAN PRAMAN SCHEME
Cir –dgba.h-2529/45-01-001/2014-2015 dt. 12-9-2014.
Pensioners can submit  Physical  /  BIOMETRIC Digital  scheme in any of their Bank Branches ( CBS ) to avoid hardships.

It is Unfortunate to note that, some of Bank branches are asking the pensioners to go to their parent Branch to submit the Life Certificate.

In some cases, as the pensioners are very old, the Digital Finger Print   instrument is not accepting/ reading the Finger print  / EYE catching.
In such cases,  the Bank branches may accept the Manual
Life Certificate but some branches  are declining to accept manual certificate.

3.  When pensioners are bedridden/ very old and sick, immobile  and not able to travel,  are Taken by some means to Bank premises,  but the Bank officials   are not coming out to verify the presence of pensioners who is seated in a AUTO / vehicle ,   which is very much  INHUMAN behaviour. They insist the pensioner to come inside  the Branch premises which is not possible.
Hence, the pensioners are taken back without giving LIFE CERTIFICATE.

The very purpose of RBI circular on  DOOR STEP SERVICE  is defeated.

We suggest that every Bank Branches should have  SOME MEANS TO  carry the  pensioners  inside the branch.

Relatives of such pensioners  are approaching us for a help in this regard.
We as an EX-SERVICEMEN WELFARE TRUST,  visit their home   with the BIOMETRIC Digital  instrument/ Lab Top and update  LIFE CERTIFICATE..

THIS IS THE UNFORTUNATE HAPPENINGS .

WE  Request all our ESM Associations and Organisations to bring this kind of happenings to higher ups and help such incapacitate pensioners in  their areas.





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