TOTAL SERVICE IN DSC FOR PENSION - TWO SERVICES MERGED.

Dear Veteran brothers,

Let us know  about the DSC service, Qualifying service and pension with merger of previous service

The maximum period of qualifying service for calculating a full service pension for Personnel Below Officer Rank (PBOR) like a Sepoy in the Indian Army and Defence Security Corps (DSC) is 28 years (under pre-2006/OROP guidelines, full pension was mapped up to 33 years, but current standard reckonable maximum for full/optimal percentage calculation for JCO/OR is attained at 28+ years for 100% full pension without further scaling). [1]

Key Pension & Service Periods for Sepoys in DSC:

Minimum Qualifying Service (Standalone DSC): 15 years of actual service rendered in the DSC is required to earn a separate/second service pension, independent of your regular former Army service. [1]

Condonation of Shortfall: Under Army Pension Regulations (Rule 125 / Rule 44), a shortfall of up to 1 year (12 months) in qualifying service can be condoned by competent authorities, meaning a Sepoy can qualify for the second pension with effectively 14 years (or 13 years and 9 months with rounding) of actual DSC service. [1, 2]

Option of Combined Service: Instead of a second separate pension, a soldier can opt to count/merge their former regular military service with their DSC service to treat it as one continuous stretch, though opting for a separate second pension after 15 years in DSC is standard and legally upheld. [1]

Maximum Cap / Full Pension: Longer service yields proportional increments up to the maximum ceiling cap, where 28 years of total reckonable service provides the maximum full-rate service element computation for PBOR. [1]

Territorial Army service  (TA)also can be counted towards DSC total service if you opt to forfeit previous pension benefits and merge the past service with DSC service.

LEARNED VETERANS TO THINK AND DISCUSS

   

 

                           Sepoy V.KANDAN  -( 8002935)  PIONEER RECORDS.
          

LEARNED VETERANS TO THINK AND DISCUSS

Dear Veteran brothers,

Please let us discuss the following points:

1  when a soldier dies in a war,  his wife is called as WAR WIDOW  and granted with Liberalised Family pension , i.e the last pay drawn as  pension for life.  It is OK-  F/ BC 

2.  When a soldier  severely injured in a War , loosing limbs  like Hands  legs or eyes in bomb blasts, not able to continue in service is boarded out with WIP,  war injury pension , 100% disability  -  D/BC.  Service  m element   and constant Attendance Allowance for a attender. 

When such category of veteran dies after few years,  his wife is granted with Ordinary Normal family pension. ( is it justifiable )      compare WAR WIDOW  and this type of widow.

3. When a soldier becomes disabled due to  some decease , worked in high altitude and so on, which is arrtibuted to service or Aggraved by service condition, or in an accident while on duty and dies while in service, his wife is granted with Special family pension,  F/123/2026.. If he dies after discharge, then,  only normal family pension.

4  When  a soldier  discharged after serving for full term and dies after few years, his wife is granted with Normal family pension.  It is OK 

Note:

Now, dear brothers, please think over the cases.  In the first, the widow is called as WAR WIDOW  .  ok

In the 2nd case, it is almost same case of condition ,but the widow is called Normal family pensioner- Not reasonable . She may be considered for  better pension, Special  or Enhanced Rate  or  treating the term of tenure as full according to Ranks. 

In 3rd case, if the widow is sanctioned with Special Family pension in case of death while in service and normal pension on death after discharge from service.  It is OK.

Dear veteran brothers  please think over and  there is no difference  of family pension  except case No.1.    there has to be some  difference for different category of  Death and pensioners,  here there is no difference.  Poor widows are suffering , not knowing and not able fight for their rights. 

Please bring these points to authorities  in various  forums   when ever you get opportunity.-  

.

AN APPEAL TO OUR VETERAN BROTHERS.

 

YOUR PARTICIPATION IN THE EXWEL TRUST ACTIVITIES

ஒர் வேண்டுகோள் !

எனதருமை முப்படை வீரர்களே,

உங்களில் எத்தனைபேர் எங்கள் இந்த வலைப்பூவை

காண்கிரீர்கள் ? யாரேனும் ஒரு பதில் கடிதம் எழுத நினைத்ததுண்டா ?  நம் இனத்தவர்களுக்கு ஏன் இந்த அலட்சிய மனப்போக்கு ?  உங்கள் கருத்துக்களை எங்களுக்கு தெரிவித்தால் நல்லது.  உங்களுக்கு மேலும் நல்ல முறையில் சேவை செய்ய ஏதுவாய் இருக்கும். நம் இனம் மேம்பட இணையதளம் ஒர் மாபெரும் வரப்ப்ரசாதம். உங்களுக்கு தெரியாவிட்டாலும், உங்கள் குழந்தைகள் மூலம் உங்கள் கருத்துக்களை எங்களுக்கு தெரிவிக்கவும்.

எக்ஸ்வெல் அறக்கட்டளை உங்களுக்காக நிறுவப்பட்டது என்பதை நினைவில் கொள்ளுங்கள்.  எங்களுக்குபின் இதை நீங்கள் தான் நட த்தவேண்டும்.  எனவே இதில் உங்கள் பங்களிப்பு மிகவும் அவசியம். கடந்த இரண்டு ஆண்டுகாலமாக எங்கள் பணிகளை பகிர்ந்துகொள்ள நல்ல நண்பர்களை தேடிக்கொண்டிருக்கிறோம்.  இன்னும் கிடைக்கவில்லை என்பது ஒரு கசப்பான உண்மை

The present Office bearers are all aged above 80 yrs. We want  some of our YOUNG veteran BROTHERS  to come forward to continue the services of  our EXWEL TRUST  for last TWO DECADES. 

We hope to receive  a good response .

IMPORTANCE OF HAVING JOINT ACCOUNT IN BANKS WITH SPOUSE FOR PENSION

 

IMPORTANCE OF HAVING JOINT ACCOUNT WITH SPOUSE FOR PENSION.

                                        

We had, Time and again  advised our veterans  to convert the existing Pension account in to JOINT ACCOUNT  with their spouse .

For  this , JOINT NOTIFICATION  should have been published.  ppo LIKE    S/JN / 12347/2026

Now, for the last few months , more than 3 veterans have died. All of them  were having  only SINGLE account.

Though the JOINT  NOTIFICATION  was there,  due to this single a/c , their SPOUSE  have to open,   Bank account  for the credit of their pension.  Here, they have to establish the genuineness, that is , wife of so and so.

More over, they have  to submit Documents  like Form 14, Non-Marriage certificate, Widowhood,  Declaration, Descriptive Roll, Aadhar and PAN card  etc.

 

If there had been Joint account, only a written  intimation along with death certificate will be enough to  change over to Family pension.

Now, the poor WIDOW  has to run,  pillar to post  for getting her pension.

 

It may take more than 3 to 6 months time to get the pension  and the widow has to face the financial hardship  for running the  family.

 

All our Ex-Servicemen Associations are once again requested to  advise  our veterans in their areas  suitably  to have JOINT ACCOUNT  with their spouse.

GREETINGS -VINAYAGAR CHATHURTHI

Dear all,

We the Trustees of EXWELTRUST  , Tirunelveli- district Tamil Nadu,

"WISH YOU  ALL  A VERY HAPPY   VINAYAGAR  CHATHURTHI -2026 "

KNOW ABOUT WAR WIDOWS POSITION

 

 

Dear Veteran Brothers, 

Please go through this Article and express your views and suggestions.

Who are called   WAR WIDOWS?

We all know that, the widows of soldiers who died in War or War like activities while in service are called  WAR WIDOWS.

They are granted with Liberalised Family pension./  It is OK.

But in case of Widows of War injured veterans –died  after discharge – how they are called , whether they are called as War widows or normal widows.  This is the question.

Practically they are called as normal widows only. E.g  One Sep V.Kandan ( 8002935) of Pioneer RO , lost his Hand during 1962 War. He was boarded out with WAR injury Pension  D/742/1972 AND later D/BC/6033/2002./   D/BC/IP/10723/2007.   He served for 2 yrs only.   He died . His wife is sanctioned with Ordinary Normal pension only.  

2.   One Nb.Sub. A. Savariraj ( JC 151186M ) of  MRC  Records lost both EYES during land Mine blast in IPK in Sri Lanka.   He was also boarded out  with War injury pension.  PPO  S/034122/1988 AND   223198800404.

 He also died .HIS  WIFE ALSO SANCTIONED WITH NORMAL FAMILY PENSION. 

There are so many cases like this.  

Now , we feel that both the type of widows may be treated as WAR WIDOW .Think , their type of pension may vary.  First case, no doubt- Liberalised Family pension. But the other type may be granted as Special Family pension or at least  ENHANCED RATE OF FAMILY PENSION till their life.  Or  their Qualifying service may be treated as if they have served for full term say 33 yrs  

If they are given Normal family pension, then there is no difference between the normal ( discharged deceased  ) families and  widows of War injured pensioners,

All our learned veterans are requested to think over  and try to put forward this case of War Widows to authorities when  ever possible.

.

25TH -SILVER JUBLE -ANNIVARSARYOF TIRUNELVELI DIST ESM ASSOCIATION.

                                     25^TH  -SILVER JUBLEE  - ANNIVERASY FUNCTION

 

Our Tiruellveli District Ex-servicemen  welfare Association, celebrated

 “  25^TH  -SILVER JUBLEE  ANNIVERSARY ON 06-09-2026 at  Vivekanda Marticulation Higher Secondary School, Vannarpettai,  Tirunelveli.

The function  started with Our National Flag hoisting by our EX.MP. Smt VIJILA  SATHYANANTH   Our Association President  Vet, Sgt. CHELLAPANDI  presided  over the function  . . 

Then our Secretary Vet.Sgt.K.CHELLADURAI  gave a welcome speech  and   briefed about history of our Association

 The function was graced by  Vet,Col Chellappa, Dr. MKM Mohemed Shafi, Vet.Col.Alwin, , Mr. S.Murugavel, Principal, Vivekanda Hr.Sec School, and Dr. Thirumaran 

 More than 200 ESMs and Families attended the function.   It was a lovely function.

Many ESMs were honoured with  Momentos

I E SL  representative,   Hony.Lt.SUKUMAR  participated .   He gave a very useful  lecture on ACP and MACP .

The function conclude with National Anthem.

 A tasty food was served to all the participants.

As a whole, the function was very successful.