GREAT ACHIEVEMENT FOR OUR WELFARE TRUST AND ASSOCIATION

                                 GREAT CHIEVMENT FOR OUR ESM WELFARE TRUST AND ASSOCIATION

   

         SMT. ROSARY VADIVU  W/O LATE SGT.V.ANTONYSAMY  at our Association

One Sgt. V.Antony samy  (   258898 K)  ,  Ach/ GD   Date of enrolment: 12-07-1963                          and was discharged on:  31-07-1984    He  was married to   Rosary vadivu   and  POR action taken.

There was  Joint Notification – Endorsement of Family pension, 

After discharge, he was  drawing his pension vide  AF/S/C/ 6240/1984..  He died on 20-05-2020

on a Road accident..

PDA was Canara Bank, PPO and other service records of the veteran  were untraceable . Though  DAV INITIALLY   intimated that there is JOINT NOTIFICATION for family pension, later on  intimated  that  those records were destroyed.    The widow  approached us for a help in this regard.   We took up the case with  Bank and  DAV  for getting her family pension.  DAV raised  so many queries, we replied to all.

After having correspondence for about 5 years,  the DAV and  Sparsh authorities  generated  PPO

VIDE  601198403991  and intimation received on 29-09-2026.- 

On receipt of this information, we called the widow for submission of  LIFE CERTIFICATE.

The widow, visited our Association office and submitted life certificate on 30-09-2026.  

The widow was very happy with our action and expressed her gratitude for our help.

She will be getting arrears  from 21-05-2020

Our   ESM Trust and Association  are very much satisfied  with this result  and achievement.

 

 

ENHANCED RATE OF da FOR INDIAN FREEDOM FIGHTERS PENSIONERS

 .Central govt.  has enhanced the Rate of Dearness Relief by 5%   to   CENTRAL FREEDOM FIGHTERS AND FAMILIES   with effect from 01-07-2025.

  the present Rate  : 48%    Now increased by 3%  and hence   from 1-7-2024 will be  51 %.

                                                                            PENSIONERS                        DEPENDENTS

bASI PENSION................................................    26000.00                              13000.00

DA   AT      56%..............................................      14560.00                               7280.00      

                                ..Total pension..................... 40560.00                             20280.00    

The  affected  freedom fighters may check up their latest  pension credit . If the DR is not revised, approach the bank   and get it revised;

Authrity:  GOI Ministry of Home:  F.NO:   42/02/2024-  P&PW(D) 

ENHANCEMENT OF DR RATE FOR CPF EX-GRATIA PENSIONER. BY 9%

 

DEAR VETERANS, 

The Dearness relief  for Ex-Gratia pensioners  is enhanced by 9%   w.e.f  01-01-2026..

The order is released   on 22-5-2026 .

FOR PENSIONERS                                          FOR FAMILY PENSIONERS.

BASIC  ;            750.00                                                        645.00:

DP..................    375.00                                                         323.00

Total  BP..........1125.00                                                       968.00

DR 483 %......  5434.00                                   475 %         4598.00

Total pen...../   6559.00                                                       5566.00

The affected Ex-Gratia pensioners  may approach  their banks for getting the  enhanced rate of  dearness Relief  w.e.f  01-01-2026

AUTHORITY  :  GOI- DOPPW  No:  42/02/2024-P &PW (D)E 9475    dated  22-05-2026

TOTAL SERVICE IN DSC FOR PENSION - TWO SERVICES MERGED.

Dear Veteran brothers,

Let us know  about the DSC service, Qualifying service and pension with merger of previous service

The maximum period of qualifying service for calculating a full service pension for Personnel Below Officer Rank (PBOR) like a Sepoy in the Indian Army and Defence Security Corps (DSC) is 28 years (under pre-2006/OROP guidelines, full pension was mapped up to 33 years, but current standard reckonable maximum for full/optimal percentage calculation for JCO/OR is attained at 28+ years for 100% full pension without further scaling). [1]

Key Pension & Service Periods for Sepoys in DSC:

Minimum Qualifying Service (Standalone DSC): 15 years of actual service rendered in the DSC is required to earn a separate/second service pension, independent of your regular former Army service. [1]

Condonation of Shortfall: Under Army Pension Regulations (Rule 125 / Rule 44), a shortfall of up to 1 year (12 months) in qualifying service can be condoned by competent authorities, meaning a Sepoy can qualify for the second pension with effectively 14 years (or 13 years and 9 months with rounding) of actual DSC service. [1, 2]

Option of Combined Service: Instead of a second separate pension, a soldier can opt to count/merge their former regular military service with their DSC service to treat it as one continuous stretch, though opting for a separate second pension after 15 years in DSC is standard and legally upheld. [1]

Maximum Cap / Full Pension: Longer service yields proportional increments up to the maximum ceiling cap, where 28 years of total reckonable service provides the maximum full-rate service element computation for PBOR. [1]

Territorial Army service  (TA)also can be counted towards DSC total service if you opt to forfeit previous pension benefits and merge the past service with DSC service.

LEARNED VETERANS TO THINK AND DISCUSS

   

 

                           Sepoy V.KANDAN  -( 8002935)  PIONEER RECORDS.
          

LEARNED VETERANS TO THINK AND DISCUSS

Dear Veteran brothers,

Please let us discuss the following points:

1  when a soldier dies in a war,  his wife is called as WAR WIDOW  and granted with Liberalised Family pension , i.e the last pay drawn as  pension for life.  It is OK-  F/ BC 

2.  When a soldier  severely injured in a War , loosing limbs  like Hands  legs or eyes in bomb blasts, not able to continue in service is boarded out with WIP,  war injury pension , 100% disability  -  D/BC.  Service  m element   and constant Attendance Allowance for a attender. 

When such category of veteran dies after few years,  his wife is granted with Ordinary Normal family pension. ( is it justifiable )      compare WAR WIDOW  and this type of widow.

3. When a soldier becomes disabled due to  some decease , worked in high altitude and so on, which is arrtibuted to service or Aggraved by service condition, or in an accident while on duty and dies while in service, his wife is granted with Special family pension,  F/123/2026.. If he dies after discharge, then,  only normal family pension.

4  When  a soldier  discharged after serving for full term and dies after few years, his wife is granted with Normal family pension.  It is OK 

Note:

Now, dear brothers, please think over the cases.  In the first, the widow is called as WAR WIDOW  .  ok

In the 2nd case, it is almost same case of condition ,but the widow is called Normal family pensioner- Not reasonable . She may be considered for  better pension, Special  or Enhanced Rate  or  treating the term of tenure as full according to Ranks. 

In 3rd case, if the widow is sanctioned with Special Family pension in case of death while in service and normal pension on death after discharge from service.  It is OK.

Dear veteran brothers  please think over and  there is no difference  of family pension  except case No.1.    there has to be some  difference for different category of  Death and pensioners,  here there is no difference.  Poor widows are suffering , not knowing and not able fight for their rights. 

Please bring these points to authorities  in various  forums   when ever you get opportunity.-  

.

AN APPEAL TO OUR VETERAN BROTHERS.

 

YOUR PARTICIPATION IN THE EXWEL TRUST ACTIVITIES

ஒர் வேண்டுகோள் !

எனதருமை முப்படை வீரர்களே,

உங்களில் எத்தனைபேர் எங்கள் இந்த வலைப்பூவை

காண்கிரீர்கள் ? யாரேனும் ஒரு பதில் கடிதம் எழுத நினைத்ததுண்டா ?  நம் இனத்தவர்களுக்கு ஏன் இந்த அலட்சிய மனப்போக்கு ?  உங்கள் கருத்துக்களை எங்களுக்கு தெரிவித்தால் நல்லது.  உங்களுக்கு மேலும் நல்ல முறையில் சேவை செய்ய ஏதுவாய் இருக்கும். நம் இனம் மேம்பட இணையதளம் ஒர் மாபெரும் வரப்ப்ரசாதம். உங்களுக்கு தெரியாவிட்டாலும், உங்கள் குழந்தைகள் மூலம் உங்கள் கருத்துக்களை எங்களுக்கு தெரிவிக்கவும்.

எக்ஸ்வெல் அறக்கட்டளை உங்களுக்காக நிறுவப்பட்டது என்பதை நினைவில் கொள்ளுங்கள்.  எங்களுக்குபின் இதை நீங்கள் தான் நட த்தவேண்டும்.  எனவே இதில் உங்கள் பங்களிப்பு மிகவும் அவசியம். கடந்த இரண்டு ஆண்டுகாலமாக எங்கள் பணிகளை பகிர்ந்துகொள்ள நல்ல நண்பர்களை தேடிக்கொண்டிருக்கிறோம்.  இன்னும் கிடைக்கவில்லை என்பது ஒரு கசப்பான உண்மை

The present Office bearers are all aged above 80 yrs. We want  some of our YOUNG veteran BROTHERS  to come forward to continue the services of  our EXWEL TRUST  for last TWO DECADES. 

We hope to receive  a good response .

IMPORTANCE OF HAVING JOINT ACCOUNT IN BANKS WITH SPOUSE FOR PENSION

 

IMPORTANCE OF HAVING JOINT ACCOUNT WITH SPOUSE FOR PENSION.

                                        

We had, Time and again  advised our veterans  to convert the existing Pension account in to JOINT ACCOUNT  with their spouse .

For  this , JOINT NOTIFICATION  should have been published.  ppo LIKE    S/JN / 12347/2026

Now, for the last few months , more than 3 veterans have died. All of them  were having  only SINGLE account.

Though the JOINT  NOTIFICATION  was there,  due to this single a/c , their SPOUSE  have to open,   Bank account  for the credit of their pension.  Here, they have to establish the genuineness, that is , wife of so and so.

More over, they have  to submit Documents  like Form 14, Non-Marriage certificate, Widowhood,  Declaration, Descriptive Roll, Aadhar and PAN card  etc.

 

If there had been Joint account, only a written  intimation along with death certificate will be enough to  change over to Family pension.

Now, the poor WIDOW  has to run,  pillar to post  for getting her pension.

 

It may take more than 3 to 6 months time to get the pension  and the widow has to face the financial hardship  for running the  family.

 

All our Ex-Servicemen Associations are once again requested to  advise  our veterans in their areas  suitably  to have JOINT ACCOUNT  with their spouse.