Wednesday, April 21, 2021

MENTAL AGONY FACED BY PENSIONERS------LIFE CERTIFICATE

 

MENTAL AGONY FACED BY PENSIONERS-   LIFE CERTIFICATE

Every year, the Life certificate is submitted  to concerned banks by the Pensioners in the month of November,   but in the year 2020 it was up to 28-2-2021,to  confirm that the Pensioner is Alive.

In the recent past, we have come across  umpteen number of cases , where despite  having submitted the LIFE CERTIFICATE  in time, the pension for the Month of March 2021 is not credited.

On enquiry from CPPC of Banks, we understand that the LIFE CERTIFICATE  is not  UPLOADED  in the system by the Branches, hence  pension not credited.

We do not understand that who will be responsible/ accountable  for not forwarding/ uploading the  certificate to CPPC. Most of the pensioners are dependent on their pension only .  Pension alone is their LIVELIHOOD. 

If the pension is not credted for a month or so, it is very difficult  to manage and  imagine their plight  and untold sufferings and miseries.

It would be a great gesture  on the part of the Banks  to take immediate action to alleviate  the sufferings of the pensioners.  

Saturday, April 17, 2021

ONE MORE GOOD RESULT OF OUR EFFORTS- NAVAL SPECIAL PENSION

 

             

 

                     veteran  Leading Seaman  THIRUMALAI ARUMUGAM 

  The below mentioned navy veteran  approached us for a help in claiming  Special Pension

As per  MOD ltr .No: 4(10)/ 2017-D( Pen/ Legal ) dated  22-10-2016. 

Name:  Thirumalai Arumugam   Rank: Leading Seaman  Service No: 9577

Group- Y     Qualifying Service:  12 yrs  4 Months.

Record Office: Naval Pension Office,  C/O INS Tanaji, Mumbai 

We , down loaded  the Particular Application Set-Online  and Processed, duly filled, got it signed  and attested as per instructions.

We guided the veteran to forward the Application to Naval Pension Office, through  Zilla Sainik Board.   Zilla Sainik Board  forwarded  to Naval Authority. 

After  about 5 months, the veteran has now received the Sanction Order

Vide PPO.No:  S000492021 dated 02-03-2021.  

Special Pension  with effect from 01-09-2018  @ 17631/-per month, as per OROP , CDA cir 555, Table No. 7 -  6860X 2.57= 17631 /-. 

One more happy news is that , the Rate of Pension is as per Rank, Group and QS according  to  MOD letter No. 4(10)/ 2017-D ( Pen/ Legal ) dated 18-11-2020. 

Earlier, all the  Special pensioners were sanctioned with the Minimum rate of Rs.9000 / only  irrespective of Rank and group and QS. 

The veteran was very happy  with this speedy sanction and  expressed his sincere thanks to our Trust  for  all the help and Guidance.

Our Trust is also happy in getting the Sanction Order  with in a short period.

 

Friday, April 16, 2021

OBITUARY

                                                        CONDOLENCE MESSAGE


                                MR.VIVEK - (19-11-1961- 17-04-2021 )
                                        TAMIL CINEMA  COMEDY ACTOR


                     WE, THE EXWEL TUST MEMBERS  , TIRUNELVELI-DISTRICT, TAMIL NADU ,

EXPRESS OUR DEEP CONDOLENCES  ON THE DEMISE OF  A GREAT COMEDY ACTOR

                                                                MR. VIVEK   

 He was a good Comedian, follower of  Late  President  Abdul Kalam,

 very much interested in social activities, planted  thousands of Trees.

                          He was called as CHINNA KALIVANAR.

Above all his qualities,  he was a MAN of full of  humanity.

We pray God , to give full strength  to his GRIEVED Family members.

                           “LET HIS SOUL REST IN PEACE”

Tuesday, April 13, 2021

TAMIL NEW YEAR 2021 GREETINGS

 DEAR READERS ,


WE, THE EXWEL TRUST, TIRUNELVELI DISTRICT , TAMIL NADU,

" WISH YOU ALL A VERY HAPPY AND PROSPEROUS  TAMIL NEW YEAR -2021 "




Saturday, April 3, 2021

PLIGHT OF VETERANS WITH EPPOs

 


Our veterans are receiving EPPO from RO / PCDA / CGDA/  JT CDA ( AF ). 

There are  lots of Discrepancies in each EPPO,  like incorrect Group, no DOB of spouse, No details of  Enhanced Rate of family pension , no Last drawn pay,  no X group pay  ect.

The main Discrepancy is the Rate of Notional Pay.

Where ever, the Last drawn pay is known, the corresponding Notional Pay is INCORRECTLY arrived with the help of Tables  of CDA cir 608.

 As our veterans  , not knowing the correct Rate of Notional Pay, they approach us  for a help  and guidance.    We  had gone through some of the EPPOs  and found  the mistakes:

 For Example:

Case- 1-A  Sgt.  Group- X,  QS: 20 yrs.  Discharged on  30-4-2005  EPPO.No: 349200511656  -

Original PPO: 08/14/B/10936 /2005    ( Service No: 695989 S)

His last pay drawn …5700.-     Notional Pay …34900 as per  Table no. 13 of   cir 608.

But in the PPO it is mentioned as :  20500  which is less than  the entry level  rate-  the minimum.

Total: 20500+ 5200+6200+240=32140        Pension will be 50%=  32140/2=16070

As per  our knowledge  and opinion   it should be…

LDP…5700     horizontally to right to last column –Notional pay is 34900..  plus

Add  MSP 5200 + X group pay 6200 + Class pay 240   total=   46540             

Pension  will be 50 % of   46540 /2=23270.        See the difference-         23270  and  16070   

The veteran is drawing pension of 9055 2.57= 23272. 

Case No.2

 A   Havildar   Group- Y   QS: 20 yrs  Discharged  in 1987    - PPO:  S/12638/1987 AND  154198700509

Regt,No: 1347494. RO;MEG.

Lat Drawn Pay  1305……NP-  29200  + 5200+200= 34900   pension= 34900/2=17450

But as per Table-  PAGE 168 OF CIR 608=  

LDP-  1305-----NOTIONAL PAY= 35900 +5200+200= 41300   PENSION=  41300/2= 20650

See the difference…….20650  and 17450

At present , the veteran is getting  pension of  7795 X 2.57= 20034  -OROP rate. 

He is being paid less pension  -   20650-20034= 616 is less paid per month.

In some cases  Notional pay is benefit  and most of the cases  OROP cases are beneficial. 

We want to know the correct way of arriving the  Notional Pay by the help of Table as per Cir 608. 

The Record Offices/ PCDA / CGDA  have  taken a lot of time and pain  in preparing the  cir 608  about 217  tables  with the DATAs from cir 585.    But , we find that these Tables are not properly used.

 We, as an ESM Welfare Trust , having dealt with various pension problems, including Revisions  

- as per  CDA circulars  397, 430, 457, 501,502,503,504, 560, 568( De-Link) , 555( OROP)  and 570, 7th CPC.   We also extended our Assistance to some CPPCs. Of nationalized banks in this regard. 

When such is the position, we are sorry to state that, our  ROs/ PCDA / CGDA   JCDA(AF) have not responded  for our Feed back/ submission in this regard.   We approached them for  a guidance  for correct Arrival of Notional Pay with help of Tables of cir 608. 

All our veterans are in the opinion that, the Staffs in PCDA / CGDA and JCDA(AF)  are highly educated, Skilled and well experienced in handling pension matters. 

Now, on going through the EPPOs, we noticed with multiple mistakes/errors  and  we feel  that our opinion is not correct.

We have informed these discrepancies to our ESM organization like Tri Services ESM Assn, IAF Assn and closely associated members.  But no encouraging replies.

This is the position  and our veterans / Family pensioners are facing the confusion. 

In view of the above facts, We, as an ESM Welfare Trust, once again  appeal to  our Authorities –Record Offices, PCDA,  CGDA, JCDA(AF)  to view the matter seriously  and arrange for a corrective mechanism  and proper guidance.

 

 

 

 

 

Tuesday, March 30, 2021

ATTENTION VETERAN BROTHERS SERIES -38


                          KNOW MORE ABOUT FAMILY PENSION.

Many of our Veterans  want to know  about the Types and Rates of Family pension;

TYPES OF FAMILY PENSION;

1 Normal Ordinary Family pension.

2. Normal Enhanced Rate of Family pension

3. Special Family pension  - 2nd award of special Family pension

4. Liberalised Family pension    -  2nd award of Liberalised Family pension.

5.  Divided family pension

RATES OF FAMILY PENSION:   RANK AND GROUP- QUALIFYING SERVICE. 

Normal Ordinary  Family pension  is 30% of Reckonable Emolument

Normal  Enhanced Rate of Family pension    is  50% of Reckonable emolument.

Special Family pension  is  60 % of Reckonable Emolument  

Liberalised Family pension  is 100%  of Reckonable  emolument .

Divided Family pension  is shared at 50%  for each- as per instructions from Authorities.

2nd Wife and One child of First wife,    Wife and  Parents of Deceased soldier etc.. 

As we may not know the  Reckonable Emolument ,  it is easy  to arrive the Rate from the pension of veteran/ deceased veteran.

As on Date , it is as follows: 

Normal Ordinary Family pension is  60% of  veterans pension.

Normal Enhanced Rate of Family pension  is  100% of veterans pension. 

Special Family pension  is  120% of  veterans Pension

2nd Award of Special Family pension is  50 % of Special family pension. 

Liberalised Family pension:  Normally , it is granted for those who are killed in war or War like activities.   Hence, the  Reckonable emolument of  deceased soldier will be  the Rate.

At a glance, it is 200% of veteran’s pension.

FOR EXAMPLE:   Let us take a case of say Hav- Gp- Y   QS; 20 yrs.- 7795X2.57=20034

OFP…………20034 X 60%....=12021

ENHANCED Rate :  20034 X 100%=  20034

SFP………..  20034 X 120%  =24040

Lib,FP…….  20034 X 200% =  40078

Likewise, we can arrive for all Ranks-  Cross check from  OROP Tables.

All veteran brothers can guide  our veterans and families suitably.

 

Monday, March 15, 2021

ONE VETERAN SGT HELPED AND GUIDED AS PER CDA CIR 607

 


                           Veteran Sgt. A. MOHAMEDALI JINNAH at our Trust Office.


On hearing the services of our Welfare Trust, the below mentioned  veteran  visited our Trust  for  a help.

Name: A.MOHAMEDALI JINNAH     Rank: Sgt   Serv.no; 294507  QS; 21 yrs.

Trade: ACHGD     Group –IV.   Date of Discharge: 31-01-1988.

 

As per CDA cir 607,  this Trade is to be considered as Group  “ Y”  instead of Group-IV  with effect from  10-10-1997.

Their pension may be revised from 01-07-2009 to 30-06-2014 and arrears paid .

Accordingly , this veteran is eligible for this benefit.

We prepared  an application  and Arrears calculation

i.e the difference  between  the Rate for GP  Y and IV as per CDA cir 430  

 - 1-7-2009 to 23-9-2012 and   cir 501. 24-9-2012 to 30-6-2014.

We guided the Veteran to forward it to  Directorate of Air Veteran and

 JCDA, Air Forc, New Delhi  for issuance of instructions and Revised PPO

  for this eligible benefit. 

The veteran Sgt was very much satisfied with our action and Thanked us for this help  and guidance.

Our Trust is happy in helping  the 7th such case.

 

MENTAL AGONY FACED BY PENSIONERS------LIFE CERTIFICATE

  MENTAL AGONY FACED BY PENSIONERS-     LIFE CERTIFICATE Every year, the Life certificate is submitted   to concerned banks by the Pension...