Wednesday, January 14, 2026

VERY USEFUL MESSAGE FOR VETERANS AND FAMILY PENSIONERS.

 

AN IMPORTANT   INFORMATION TO OUR VETERANS.

  Dear veterans,

  we are all in an Opinion that  DUAL family pension is eligible for  all Re-employed  Ex-Servicemen families (cir 504).

Here is a special message in this regard. 

There are  some widows are eligible for Special  or liberalized family pension for the  first service i.e Military service .

Where the death or disability was due to Attributable to service causes. .Hence Special  or Liberalised Family pension..

In such cases, where the family is in receipt of Special Family pension,  or  Liberalised Family pension,  she is not eligible for  same Special or Liberalised Family pension for the second service. ( Ref; MOD ltr. No: PC:2(6) /2013-D ( Pen/Pol) dated 08-07-2019. )

She is eligible for ORDINARY FAMILY PENSION FOR THE SECOND SERVICE.

 Such cases are rare but it is to be noted.   Just by referring CDA cir 504,  we should not think that the families drawing SFP  is  also eligible for one more SFP  for the second service.       These instructions  are clearly  spelled in CDA cir 626 dated 19-08-2019.

 Our veterans are requested to convey this message to other veterans in their areas.

PONGAL FESTIVAL GREETINGS

 






DEAR ALL, 

WE THE MEMBERS OF EXWEL TRUST, TIRUNELVELI DIST, TAMIL NADU

 "  WISH YOU ALL A HAPPY PONGAL "

Wednesday, January 7, 2026

AGE LIMIT FOR CLAIMING PERSONAL ACCIDENT INSURANCE BENEFIT UNDER N DSP SCHEME

 



HERE  is a an important message   regarding  AGE LIMIT FOR  claiming   PERSONAL ACCIDENT INSURANCE COVER.

There is a limit. As of now, as per the available  information, the  Max. limit is 80 yrs,    Those who die in an accident  whose age at the time of accident shall not be more than  80 yrs.    This limit also varies from Bank to bank.

  We have to clarify before making any claim.

This condition may change later on.

All are requested to note the same  and pass on to other veterans also.


or For Defence Salary Package (DSP) accounts, the Personal Accident Insurance (PAI) cover generally extends to serving personnel up to retirement age (often 60 or 62), and for pensioners up to age 70 (sometimes 80 for specific covers), with maximums depending on the bank (like SBI, BoB) and specific account type, covering death/disability, with child education/marriage benefits often up to age 25. 

For Serving Personnel:

·         Age Limit: Typically 18 years to retirement age (e.g., 60 years), as noted by Bank of Baroda and Bank of Baroda.

·         Cover: Includes high PAI for death/disability during duty and off-duty, as per Bank of Baroda. 

For Pensioners (Retired Personnel):

·         Age Limit: Coverage often continues, with benefits extending up to age 70 or even 80 for certain disability/accident covers, as seen in Bank of Baroda and Scribd.

·         Coverage: Includes PAI, often with continued benefits for disability and specific child benefits, say Scribd.   

All





Friday, January 2, 2026

USEFUL MESSAGE TO VETERANS AND FAMILY PENSIONERS

 



Dear all veterans and family  pensioners,

Here ia a useful message.

There are many veterans who are not satisfied with the present PDA/Banks

If they wanted to change the PDA, there was a lot of procedure and

abnormal delay in getting the change.

But, after the Migration to SPARSH system, it has become easier  for

 change of PDA*/ Banks.

The procedure is as follows:

Only requirement  is , new Bank a/c No, Bank pass book,   or unused cheque leaf 

  for the proof of new Bank a/c and IFSC   details.

Our veterans may change  the Bank details  in Sparsh portal under My profile/

 Manage profile  and uploading the new details.  Preferably immediately after the monthly

Pension credit so that  the change will take before the next pension credit.  

  SPARSH - CHANGE OF BANK - Its very easy and is done in less than a  weeks time. Login to your Soarsh Portal account using your Log in details but before that keep a scan copy of a cancelled cheque of your new bank account ready on your device for upload. Click on “Manage Profile”, choose “Bank Details”. Here click the edit button and replace the old bank details with the new ones. Similarly change the Account Number & IFSC code . The portal will then ask you to upload the scan of the cancelled cheque. Upload it and you are done. The account will be updated in a week or so. This is a straight field and requires no approvals of PCDA or Army HQ and only data is amended after veryfication with your cheque.



 

Wednesday, December 24, 2025

CHRISTMAS GREETINGS

 


Dear   Christian  Veterans and Families,


We the Exwel Trust members,   

"  WISH YOU ALL A VERY HAPPY MERRY CHRISTMAS "

Thursday, December 18, 2025

VERY GOOD NEWS FROM SBI -DSP ACCOUNT FOR OUR SERVING MILITARY PERSONS

 


Dear All,

A good news from State Bank of India regarding  Defence Salary Package  Account.

Our MOD and SBI authorities have signed  a MOU  on 16-01-2025  for

  grant of TLI  ( Term Life Insurance ) cover of Rs.10 lacs.to serving Military personnel  ( other than Agniveer and Pensioners )

We all know that, the Serving Military persons having DSPaccounts in Banks are covered   With  PAI  personnel Accident Insurance on aacident death  and other perks.  Pensioners are also covered.

If  a military serving person dies in an Accident, he is eligible for Insurance covr of 1 Crore.

Now , as per the new MOU, a provision is available  for 10 Lacs  insurance cover  for any type of death while in Service. 

 A step by step procedure  has been given in SBI website  -www.sbilife.co.in

to down load Individual certificate of insurance (PDF file att) for serving person .

All our serving and veterans to note the samre  NEWS  and pass on to others also  to get the benefits.

Authority:   BANKING ADVISORY NO. 14/2025  AND

                  B/27087/SBI/AG/PS-3(P) DATED 11-12-2025.




Saturday, December 6, 2025

INDIAN ARMEDFORCES FLAG DAY 7TH DEC 2025

 iN THIS DAY, WE  THE ARMED FORCES CELEBERATE OUR  FLAGDAY EVERY YEAR THIS 7TH DECEMBER .




Dear All,  

Today is  ARMED FORCES FLAG  DAY; , celebrated in our country.

Every YEAR, ,. 7th December  is observed as ARMED FORCES  FLAG DAY in India, to honour the Martyrs, veterans and Serving personnel of our Defence Forces.

This day - FLAG DAY is observed every year  since 1949  to remember the services of Armed Forces. 

Funds collected  on this occasion  will be utilised for the welfare of  our Military veterans and families.


GREAT ACHIEVEMENT FOR OUR WELFARE TRUST AND ASSOCIATION

                                 GREAT CHIEVMENT FOR OUR ESM WELFARE TRUST AND ASSOCIATION              SMT. ROSARY VADIVU  W/O LATE SGT.V...