The Ex-servicemen & Social Welfare Trust was formally declared open on 22.4.2006 to serve for the ex-servicemen and socially backward public. The Trust is promoted by the veterans of the three services.
Sunday, January 31, 2010
TWO MORE WIDOWS HELPED BY OUR TRUST
On our continued visits, we identified another two more widows were receiving less pension than their entitled amount..
1) Smt.Parani W/O Late N.Velu (Disabled soldier), 1098490 M of DSC records , PPO No.S/006032/2002 was getting the pre-revised pension only, after the demise of her husband on 7-7-2007. Our trust members interacted with the PDA, Canara Bank, Kallidaikurichi, Tirunelveli ,Tamil Nadu and got the pension revised as per VI th Pay commission and arrears amounting to Rs.30631/-in the month of December 2009.
2) Smt.Greasy Durairajan w/o Hony.Capt.Durai Rajan was getting pension as per Annexure -I only.
We visited the PDA, Canara Bank, Shenkottai, Tirunelveli and explained that , as per CDA Cir 403 and Annexure III of MOD letter dated 11-11-2008, she is eligible for a Basic pension of Rs.8310/ instead of 7357/-. The Bank officials readily accepted our submission and revised the pension and paid the arrears
Of Rs.46300/-
Tuesday, January 26, 2010
UNDERSTANDING DEFENCE PENSION
UNDERSTANDING DEFENCE PENSION
The Exwel Trust volunteers visited a number of pension paying bank branches in connection with pension cases. Almost all the Branch Managers complained that they had not received the particular government order. Even if some order is received, they are not in a position to understand and implement it, because the orders are not received serially for cross reference.
Banks do not compile all the orders serially as they do not receive them in order. There is no single website for the defence pension. Some orders are released by PCDA PENSION,
For example, there is no specific order indicating the rates of special family pension to various ranks. The banks are not convinced to pay even if we explain various pension regulations. They want table wise orders linked with ranks as follows:-
The Rates of Special Family pension payable to defence family pensioners as per 6th CPC w.e.f. 01.01.2006. (Army and equivalent ranks)
2. Widows of Nb.Sub. Group. ‘A’ & ‘X’ Rs.10,140/-
3. Widows of Nb.Sub Group B to H Rs. 9,300/-
4. Widows of Sub. Group ‘A’ & ‘X’ Rs.10,380/-
5. Widows of Sub. Group B to H Rs. 9,540/-
6. Widows of Sub.Maj. Group ‘A’ & ‘X’ Rs.10,500/-
7. Widows of Sub.Maj. Group B to H Rs. 9,660/-
8. Widows of Hon. Lts. Rs.16,200/-
9. Widows of Hon. Capt. Rs.16,620/-
The above rates are derived from the pension rules. It is calculated at the uniform rate of 60% of reckonable emoluments (Pay including Grade pay, MSP and ‘A’ Group pay) subject to a minimum of Rs.7000/-. Please refer MOD letter dt.4.5.2009 para 4.2. If the banks wants a tabulated order, it is not available.
Look at the order mod.nic.in/6thCPC/Pens-award pre-2006.pdf in para 4.2 only the rate of minimum Special family pension is mentioned as Rs.7000/-. Nothing else about other ranks. How can the bank pay for other ranks ? This is a mischief done by PCDA (P). Because there is no body to question them. The MOD Department of Exsm. Welfare is not at all bothered about it.
LOOK AT THESE WEBSITES FOR DEFENCE PENSIONERS. YOU MAY GET SOME IDEA ABOUT THE DEFENCE PENSION.
5. www.pensionersportal.gov.in
8. www.indianexserviceman.blogspot.com
www.reportmysignal.blogspot.com
www.exsainikwelfare.blogspot.com
Sunday, January 24, 2010
CANARA BANK AND DEFENCE PENSIONERS
CANARA BANK AND DEFENCE PENSIONERS
The Canara Bank utilized the services of its retired officer Sgt.S.Kandiah in a big way and settled the grievances of many pensioners who are living in remote villages and drawing pension from rural branches.
For the information of the readers, I am giving the names of the Canara Bank branches, where Sgt.S.Kandiah visited. First of all the Exwel Trust thanks the Canara Bank management for giving access to a retired officer to attend the pensioner’s grievances in more than 24 branches in Tirunelveli region. We are very much thankful to the concerned branch managers for having given excellent co-operation to Sgt.S.Kandiah and the pensioners.
The names of the Canara Bank branches Sgt.S.Kandiah visited in Tirunelveli region.
1. Canara Bank, Alangulam Branch, Tirunelveli District.
2. Canara Bank, Veerakeralampudur Branch, Tirunelveli District.
3. Canara Bank, Thirukurunkudi Branch, Tirunelveli District.
4. Canara Bank, Eruvadi Branch, Tirunelveli District.
5. Canara Bank, Srivaikuntam Branch, Thuthukudi District.
6. Canara Bank,
7. Canara Bank, Eral Branch, Thuthukudi District.
8. Canara Bank, Arumuganeri Branch, Thuthukudi District,
9. Canara Bank, Gangaikondan Branch, Tirunelveli District.
10. Canara Bank, Kayathar Branch, Tirunelveli District.
11. Canara Bank, Tiruchendur Branch, Thuthukudi District.
12. Canara Bank, Vallioor Branch, Tirunelveli District.
13. Canara Bank, Sankaranainarkoil Branch, Tirunelveli District,
14. Canara Bank, Moolakaraipatti Branch, Tirunelveli District.
15. Canara Bank, Kovilpatti Branch, Thuthukudi District.
16. Canara Bank, Kallidaikurichi Branch, Tirunelveli District.
17. Canara Bank, Tenkasi Branch, Tirunelveli District.
18. Canara Bank, Shencottah Branch, Tirunelveli District.
19. Canara Bank, Melapalayam Branch, Tirunelveli District.
20. Canara Bank, Maharajanagar, Branch, Tirunelveli.
21. Canara Bank, Tirunelveli Jn. Branch.
22. Canara Bank, Palayamkottai Branch. Tirunelveli District.
23. Canara Bank, Perumalpuram Branch, Tirunelveli District.
All the defence pensioners who are drawing pension from the above branches are satisfied that they are being paid correct pension.
A single man visited all these branches alone and made this possible. Can any body name any such person doing such service to the ex-servicemen any where in the Country ? If so please send us his name and address with photo for publishing in this Blog. If we cannot do, at least we can appreciate and encourage them.
At this moment, the Exwel trust is proud to mention that it is the excellent recognition the Canara Bank management had given to its retired officer Sgt.S.Kandiah. But for the support by the Canara Bank management, this task would not have been achieved.
But why the other Banks like the SBI, IOB, Indian Bank are not utilizing the services of its retired ex-servicemen bank employees?
Sgt.S.Kandiah had visited many other Bank branches also. Except the State Bank of
The SBI being the largest bank and having large number of pensioners with them, still not co-operating with the voluntary services of the Exwel Trust. For every problem of the pensioners the SBI branches simply tell the pensioners to go the CPPC, Chennai and close the chapter.
The grievances of the defence pensioners are mounting in SBI Branches. It is high time the SBI look into it immediately.
BANK MANAGERS MEET AT TIRUNELVELI
EXWEL TRUST PROPOSES TO CONDUCT
BANK MANAGERS MEET AT TIRUNELVELI
The Pension Paying Banks (PDAs) plays a vital role in the welfare and well being of the pensioners. It is the Banks which is in contact with the pensioners for a long period. In many cases, the family pension is also continued in the same bank.
It is therefore necessary to have a good relationship and understanding with the banks and the respective branch managers.
In view of the above, the Exwel Trust proposes to conduct a Bank Manager’s meeting in Tirunelveli Centre. It is proposed to invite all the branch managers in and around Tirunelveli city for the metting. The purpose of the meeting is to explain the problems of defence pensioners and family pensioners and suggest ways and means to solve them.
THE NEED FOR OLD AGE HOME
THE NEED FOR OLD AGE HOME FOR VETERANS
There is urgent need for aged home for the veterans. Children abandoning the aged parents are increasing day by day. Many colonies and individual houses constructed some forty years back with lot of dreams today remain deserted. There is no body to live in and maintain it.
Most of their children got very good higher education and flew away to US and
Their dreams like build a house, educate their children, arrange them a good married life every thing fulfilled, but the inherent desire to live jointly with them in the old age did not materialize.
For many educated senior citizens money is not the problem. The main problem is who will look after them at this old age. Here comes the need for a well planned aged home exclusively for the aged veterans and their families. Of course there are a number of aged homes throughout the country.
The Exwel Trust carried out a survey on the problems of aged veterans and their families. It has been noticed with great concern that the life of many aged veterans at the their fag end is miserable. It may be understood that the pension alone will not give a peaceful life. It is the happy social family life that is needed with the pension.
In view of the increasing social unhappiness in a family, the Trust had decided to conduct frequent counseling to the needy families and educate them to have a joint family wherever possible to look after the aged parents.
The Trust is proposing to start an aged veteran’s home for the needy aged veterans. The details will be published in due course. In the meantime, the readers are welcome to give their suggestions in the matter.
Saturday, January 23, 2010
ARREARS PAID TO SPECIAL FAMILY PENSIONERS

During our visit to Central Bank of India, Kovilpatti, Tamilnadu we noticed Two Special family pensioners were getting less Basic pension.
1) Smt. Kupputhai w/o Late Sep.Nagamalai (DSC) PPO No.F/3866/74 A/c No,12748 25669
2) Smt.Eswari Ammal W/O Late Nk.Sivanu (275812), PPO No.F/ 2883/ 87 A/C No.12748 25206
We contacted the Manager Mr.Paul and discussed about the short payment and CDA Cir 410 where in the Basic Special family pension is increased to a minimum of Rs.7000/- The Manager happily accepted our submission and arranged to revise the Basic pension and paid the arrears of Rs.64801/- each immediately.
The Manager Mr.Paul, a young Probationary Officer of Central Bank of India, Kovilpatti Branch is to be appreciated for his sincere efforts to pay the arrears without any delay. Mr.Kandiah and the Manager worked few Sundays to pay the arrears.
We also understand that still there are about 9 more Special Family pensioners in that area. We are tracing out their location and we are confident of getting their dues.
Thursday, January 21, 2010
WE WANT REASONABLE PENSION
WE WANT REASONABLE PENSION NOT O.R.O.P.
The main demands of the lower ranks of the PBOR are a reasonable pension that need not be One Rank One Pension. Reasonable pension means, a pension amount sufficient to live a peaceful life after sacrificing the youthful part of their life in the defence service.
It is not necessary that it should be OROP. It can be IP (Improvement in Pension) or CP (Compensating Pension) or in any name that can give them reasonable pension.
The basic principle is that the ex-servicemen demand is to compensate the truncated service and honour them with full pension that is given to other ordinary civil servants. In other words, the minimum pension should not be less than 50% of last pay drawn equated with the latest pay commission scales by giving them full weightage in service.
Let the Government reject the OROP. But accept our demand for a reasonable pension for a rigorous truncated service or give a suitable re-employment for completing 33 years service.
It is the military discipline that prevents these 17 lakh men not to go in for any sort of agitation for their pension hike. But it does not mean that they will remain disciplined for ever.
It is high time that the Government should take up the grievances of the lower ranks (PBOR) without delay and settle with a reasonable pension for Sepoys, Naiks and Havildars and equivalent ranks in the other services.
It may please be understood by the authorities that the ex-servicemen (PBORs)don’t need liquor. Instead they need rice and atta through canteen and better pension. If they understand the motive behind the issue of liquor to the ex-servicemen and widows, the situation will become worse.
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